Credit Card Account Closing Doubt?

[Uchiha]

oka card close cheddam anukuntuna.. college lo unapudu thesa ..too much apr and annual fee.. aslu use cheyadam led kuda.. ipudu adi close chesesi inkoti open cheddam anukunntunna credit score peragadaniki...anyways padipoddhi kada close chesthe account.... does it work..

[cool_dood]

credit utilization lekapoina score padipoddi - piccha lite teeskoni close chesei em kaadu 2INR

[Yuva Nataratna]

CC close chesthe score will go down..... entha down avutundo no idea....

[Uchiha]

CC close chesthe score will go down..... entha down avutundo no idea....

yeah telsu ba..kani waste di okati undi..adi close chesi inkoti bal transfer offer vachindi adi apply cheddam anukuntuna.. doubt enti ante... okati cancel ki intko apply ki baga padipoddha score.. or first apply chesi then close the other one aa ani doubt

[Uchiha]

credit utilization lekapoina score padipoddi - piccha lite teeskoni close chesei em kaadu 2INR

thanks ba

[TOM_BHAYYA]

yeah telsu ba..kani waste di okati undi..adi close chesi inkoti bal transfer offer vachindi adi apply cheddam anukuntuna.. doubt enti ante... okati cancel ki intko apply ki baga padipoddha score.. or first apply chesi then close the other one aa ani doubt

adhe oldest card Aithe don't do ..

[Balibabu]

Annual fee vunna card ayitey close cheyy...vadiki call chesi annual fee waive chestava ani adugu, chestanu antey fill chesi pakkaku padeyy otherwise close it

[Yuva Nataratna]

 

yeah telsu ba..kani waste di okati undi..adi close chesi inkoti bal transfer offer vachindi adi apply cheddam anukuntuna.. doubt enti ante... okati cancel ki intko apply ki baga padipoddha score.. or first apply chesi then close the other one aa ani doubt

 

 

adhe oldest card Aithe don't do ..

 

+1

[Balibabu]

+1

 

Annual fee vundi anta

[Uchiha]

adhe oldest card Aithe don't do ..

ledu bhayya...not oldest one. 1 year old anthe..

[Uchiha]

Annual fee vunna card ayitey close cheyy...vadiki call chesi annual fee waive chestava ani adugu, chestanu antey fill chesi pakkaku padeyy otherwise close it

thanks ba.. adugutha.. 

[The Warrior]

dont do bhayya... neenu chesina paapaniki 2-3 yrs ee card approve kaale 

[Balibabu]

dont do bhayya... neenu chesina paapaniki 2-3 yrs ee card approve kaale 

 

ala ani em ledu man ma friend gadu close chestadu kothadi apply chestadu for zero apr and points ke

[accuman]

oka card close cheddam anukuntuna.. college lo unapudu thesa ..too much apr and annual fee.. aslu use cheyadam led kuda.. ipudu adi close chesesi inkoti open cheddam anukunntunna credit score peragadaniki...anyways padipoddhi kada close chesthe account.... does it work..

 

 

call the lender and ask to reduce apr.

 

its always better to keep the credit cards which have long history of usage(even though you not using currantly), it counts towards credit history

[The Warrior]

ala ani em ledu man ma friend gadu close chestadu kothadi apply chestadu for zero apr and points ke

 

close cheyyakunda pay off chesthe sari kada 

 

no of cards also plus kada credit history ki