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Credit Card Account Closing Doubt?


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Posted

close cheyyakunda pay off chesthe sari kada gallery_8818_6_385253.gif?1367349476

 

no of cards also plus kada credit history ki 

 

 

vaadu valet open chestey 24 cc vuntayi man...avi ela track chestado ipatiki ardam kaadu gallery_8818_6_385253.gif?1367349476

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Posted

call the lender and ask to reduce apr.

 

its always better to keep the credit cards which have long history of usage(even though you not using currantly), it counts towards credit history

avunu bro cheyochu.. kani adoka jaffa card. dabbulu lenapdu avasaram ayi apply chesa.. 22% apr and 39$ annual fee and aslu no cashback/bal transfer.. close chesthe 1400 vasthay (secured card basic ga) ....ipudu konchem $$$ kuda avasaram undi.. so close chesi inkoti open cheddam anukuntuna.. to imrpove credit score.. emantav??

Posted

avunu bro cheyochu.. kani adoka jaffa card. dabbulu lenapdu avasaram ayi apply chesa.. 22% apr and 39$ annual fee and aslu no cashback/bal transfer.. close chesthe 1400 vasthay (secured card basic ga) ....ipudu konchem $$$ kuda avasaram undi.. so close chesi inkoti open cheddam anukuntuna.. to imrpove credit score.. emantav??

 

antha chinchaku man - basically ee cc system eh anthe untadi ball is always in the lenders court - lite lelo and close karlo dog-rides-a-turtle-funny-animal-gif.gif

Posted

avunu bro cheyochu.. kani adoka jaffa card. dabbulu lenapdu avasaram ayi apply chesa.. 22% apr and 39$ annual fee and aslu no cashback/bal transfer.. close chesthe 1400 vasthay (secured card basic ga) ....ipudu konchem $$$ kuda avasaram undi.. so close chesi inkoti open cheddam anukuntuna.. to imrpove credit score.. emantav??

 

 

inchu minchi same date appudu cards inka emi anna vunte close cheyyi nothing hurts

Posted

inchu minchi same date appudu cards inka emi anna vunte close cheyyi nothing hurts

Thanks bro..

Posted

antha chinchaku man - basically ee cc system eh anthe untadi ball is always in the lenders court - lite lelo and close karlo dog-rides-a-turtle-funny-animal-gif.gif

hahaha.. nice gf ba

Posted

If it's an oldest card then koncham effect untadi or else lite, I closed my 2010 card recently and going to cancel 2006 one as well

Posted

my suggestion 

 

1.apply for the new credit card which you wish to open and then close this annaul fee credit card.

2. DCU lo checking account open chesi.  sign up for DCU  credit builder loan. it will build credit history for u.

 

 

 

And dont apply more the  2 new cards in the same month.

 

 

 

oka card close cheddam anukuntuna.. college lo unapudu thesa ..too much apr and annual fee.. aslu use cheyadam led kuda.. ipudu adi close chesesi inkoti open cheddam anukunntunna credit score peragadaniki...anyways padipoddhi kada close chesthe account.... does it work..

 

Posted

oka card close cheddam anukuntuna.. college lo unapudu thesa ..too much apr and annual fee.. aslu use cheyadam led kuda.. ipudu adi close chesesi inkoti open cheddam anukunntunna credit score peragadaniki...anyways padipoddhi kada close chesthe account.... does it work..


I guess it's one of your oldest cards, so don't close it as it will affect your credit history

If you want a different card from the same bank, upgrade chesko
Posted

bhayya medical bills kattakunde odlesthe collections loki vellaka em em effects untadhi credit score medha?  H1 ku or GC ku or visa stamping ku emaina affect aithada??

Posted

my suggestion 

 

1.apply for the new credit card which you wish to open and then close this annaul fee credit card.

2. DCU lo checking account open chesi.  sign up for DCU  credit builder loan. it will build credit history for u.

 

 

 

And dont apply more the  2 new cards in the same month.

bhayya medical bills kattakunde odlesthe collections loki vellaka em em effects untadhi credit score medha?  H1 ku or GC ku or visa stamping ku emaina affect aithada??

Posted

never ever close your first card va

adi na opinion D9QT0e.gif?1403646236

bhayya medical bills kattakunde odlesthe collections loki vellaka em em effects untadhi credit score medha?  H1 ku or GC ku or visa stamping ku emaina affect aithada??

Posted

bhayya medical bills kattakunde odlesthe collections loki vellaka em em effects untadhi credit score medha?  H1 ku or GC ku or visa stamping ku emaina affect aithada??

 

credit score affect aithadi bro

but vallatho matladu then pay off chesey

then everything will be alright

 

H1, GC mida problem undadu

but ltt for other experts

Posted

Yes bro medical bills have major impact on ur credit score.

H1 or GC Em effect kadu .

But Nuvu hospital Valla tho matladatam better , they can reduce the bill . Beram adu antha kattalenu ani cheppu . Bill thagistharu

bhayya medical bills kattakunde odlesthe collections loki vellaka em em effects untadhi credit score medha? H1 ku or GC ku or visa stamping ku emaina affect aithada??

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