Balibabu Posted December 26, 2015 Report Posted December 26, 2015 close cheyyakunda pay off chesthe sari kada no of cards also plus kada credit history ki vaadu valet open chestey 24 cc vuntayi man...avi ela track chestado ipatiki ardam kaadu
Uchiha Posted December 26, 2015 Author Report Posted December 26, 2015 call the lender and ask to reduce apr. its always better to keep the credit cards which have long history of usage(even though you not using currantly), it counts towards credit history avunu bro cheyochu.. kani adoka jaffa card. dabbulu lenapdu avasaram ayi apply chesa.. 22% apr and 39$ annual fee and aslu no cashback/bal transfer.. close chesthe 1400 vasthay (secured card basic ga) ....ipudu konchem $$$ kuda avasaram undi.. so close chesi inkoti open cheddam anukuntuna.. to imrpove credit score.. emantav??
cool_dood Posted December 26, 2015 Report Posted December 26, 2015 avunu bro cheyochu.. kani adoka jaffa card. dabbulu lenapdu avasaram ayi apply chesa.. 22% apr and 39$ annual fee and aslu no cashback/bal transfer.. close chesthe 1400 vasthay (secured card basic ga) ....ipudu konchem $$$ kuda avasaram undi.. so close chesi inkoti open cheddam anukuntuna.. to imrpove credit score.. emantav?? antha chinchaku man - basically ee cc system eh anthe untadi ball is always in the lenders court - lite lelo and close karlo
accuman Posted December 26, 2015 Report Posted December 26, 2015 avunu bro cheyochu.. kani adoka jaffa card. dabbulu lenapdu avasaram ayi apply chesa.. 22% apr and 39$ annual fee and aslu no cashback/bal transfer.. close chesthe 1400 vasthay (secured card basic ga) ....ipudu konchem $$$ kuda avasaram undi.. so close chesi inkoti open cheddam anukuntuna.. to imrpove credit score.. emantav?? inchu minchi same date appudu cards inka emi anna vunte close cheyyi nothing hurts
Uchiha Posted December 26, 2015 Author Report Posted December 26, 2015 inchu minchi same date appudu cards inka emi anna vunte close cheyyi nothing hurts Thanks bro..
Uchiha Posted December 26, 2015 Author Report Posted December 26, 2015 antha chinchaku man - basically ee cc system eh anthe untadi ball is always in the lenders court - lite lelo and close karlo hahaha.. nice gf ba
JUJUBI_JULABI Posted December 26, 2015 Report Posted December 26, 2015 If it's an oldest card then koncham effect untadi or else lite, I closed my 2010 card recently and going to cancel 2006 one as well
Maga_Jathi_Vajram Posted December 27, 2015 Report Posted December 27, 2015 my suggestion 1.apply for the new credit card which you wish to open and then close this annaul fee credit card. 2. DCU lo checking account open chesi. sign up for DCU credit builder loan. it will build credit history for u. And dont apply more the 2 new cards in the same month. oka card close cheddam anukuntuna.. college lo unapudu thesa ..too much apr and annual fee.. aslu use cheyadam led kuda.. ipudu adi close chesesi inkoti open cheddam anukunntunna credit score peragadaniki...anyways padipoddhi kada close chesthe account.... does it work..
Nellore Pedda reddy Posted December 27, 2015 Report Posted December 27, 2015 oka card close cheddam anukuntuna.. college lo unapudu thesa ..too much apr and annual fee.. aslu use cheyadam led kuda.. ipudu adi close chesesi inkoti open cheddam anukunntunna credit score peragadaniki...anyways padipoddhi kada close chesthe account.... does it work.. I guess it's one of your oldest cards, so don't close it as it will affect your credit history If you want a different card from the same bank, upgrade chesko
kum5758 Posted December 27, 2015 Report Posted December 27, 2015 bhayya medical bills kattakunde odlesthe collections loki vellaka em em effects untadhi credit score medha? H1 ku or GC ku or visa stamping ku emaina affect aithada??
kum5758 Posted December 27, 2015 Report Posted December 27, 2015 my suggestion 1.apply for the new credit card which you wish to open and then close this annaul fee credit card. 2. DCU lo checking account open chesi. sign up for DCU credit builder loan. it will build credit history for u. And dont apply more the 2 new cards in the same month. bhayya medical bills kattakunde odlesthe collections loki vellaka em em effects untadhi credit score medha? H1 ku or GC ku or visa stamping ku emaina affect aithada??
ravula Posted December 27, 2015 Report Posted December 27, 2015 never ever close your first card va adi na opinion
kum5758 Posted December 27, 2015 Report Posted December 27, 2015 never ever close your first card va adi na opinion bhayya medical bills kattakunde odlesthe collections loki vellaka em em effects untadhi credit score medha? H1 ku or GC ku or visa stamping ku emaina affect aithada??
ravula Posted December 27, 2015 Report Posted December 27, 2015 bhayya medical bills kattakunde odlesthe collections loki vellaka em em effects untadhi credit score medha? H1 ku or GC ku or visa stamping ku emaina affect aithada?? credit score affect aithadi bro but vallatho matladu then pay off chesey then everything will be alright H1, GC mida problem undadu but ltt for other experts
Maga_Jathi_Vajram Posted December 27, 2015 Report Posted December 27, 2015 Yes bro medical bills have major impact on ur credit score. H1 or GC Em effect kadu . But Nuvu hospital Valla tho matladatam better , they can reduce the bill . Beram adu antha kattalenu ani cheppu . Bill thagistharu bhayya medical bills kattakunde odlesthe collections loki vellaka em em effects untadhi credit score medha? H1 ku or GC ku or visa stamping ku emaina affect aithada??
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