India Lo Car Konali, Please Help With Bank Info

[sonyn3113]

Annayalu, india lo car konali, first time car,..down payment oka 1 lakh cheyagalanu,..what is best bank that can get me loan. and again monthly 1lakh pay chesthu loan amount clear chedhama nukuntunna..

 

 

 

please input ur valuable thoughts,..

 

 

which car did u buy and how good the maintenance is

[Balibabu]

India lo loan APRs chaala ekuva man, chance vuntey ikkadey credit card balance transfer or personal loan teskoni pampichu India lo konu

 

India lo APR ekkuva vundi oksari ICICI, HDFC, SBI bank websites lo APR chudu

[Balibabu]

ikkada chusko neekey cinema ardam avutadi

 

 

http://www.icicibank.com/Personal-Banking/loans/car-loan/car-loan-interest-rate.page?

[ALFANI]

Indian lo loan anteyney ..pedda headache.. try CC option as above mentioned  

[sonyn3113]

no balance in Credit cards man,... but monthly 1 lakh pay cheyagalanu

[kakatiya]

Synd vahan

10.35% India lo...

Income tax documents three years..

Nri aithe notorised tax documents ..pay stub.

[Kool_SRG]

no balance in Credit cards man,... but monthly 1 lakh pay cheyagalanu

 

One Lakh Pay cheyyagalavu anukunte save money for few months and buy it at one go...First mee budget and type of car decide avvali...

.

More over GST bill parliament lo pass aite which has good chance of happening in next 5-6 months car rates will come down by around 15-20% as mentioned by some economists, so would say save that money till then and can easily buy a super car for 6-10 lakhs range.

[TOM_BHAYYA]

Maa ayya ki zero % apr :) Lic odu isthadu for every 5 years

[Peter123]

depends on car rate man, 7-8 laks car ki atleast 2 laks down pettali, 10 laks ki atleast 3 laks pettali, loan you can take it on your family members, but interest atleast 10-12% untadi, since you're saying you can pay 1 lak then your're good to go, in this way you dont pay too much interest to those bankers kada,,,,go for it, 

[Enjoy99]

Presently Hyundai Creta craze nadusthundhi in my frmds cirlce

13 lakhs anukunta

[kakatiya]

maruthi ertiga chala bagundhi.. of all cars.. it is perfect for family..

[compose]

maruthi ertiga chala bagundhi.. of all cars.. it is perfect for family..

 

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[kakatiya]

manam cycle loan teeskindam le

 

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[MeetFriendz]

ltt

[ronitreddy]

Nen IDBI through loan 5 years ki tiskunna..5 laks down chesa..10 laks loan tiskunna..EMI ochesi 20,121/month

 

Chukkalu chupinchadu..Checklist estha..It's your call ikaaa

 

Dear Sir,

 

Find the NRI – Auto Loan Check list. <Attached General Power of Attorney FYI>

 

Modalities of NRI Auto Loan Proposals

 

Registration of Vehicle: Vehicle would be registered in the name of resident Indian (parent/relative of NRI borrower) who is co-applicant to the loan.

 

Repayment of Loan: The repayment of loan would be in the form of EMIs by obtaining Standing Instruction/ECS mandate from NRO/NRE accounts of NRI. The loan can also be repaid through any other source as per RBI guidelines.

             

Pre Sanction Documents: All the loans to be sanctioned by Branch.

 

·     Duly filled application form signed by main applicant as well co-applicant, with latest coloured photograph of main applicant and co-applicant signed across by each one of them.

·     Age Proof: Copy of Passport/Driving License/School Leaving Certificate/ Election ID card / Birth Certificate/ LIC Policy/ PAN Card; for both main applicant and co-applicant.

·     Identity Proof and Signature Verification: Copy of Passport/Pan Card/Driving License/ Employer's ID card/ Election ID card; for both main applicant and co-applicant.

·     Address Proof: Copy Passport/ Driving License/ Election ID card/Telephone bill/Electricity Bill/Title deed of property/Rental agreement; for both main applicant and co-applicant.

·     Company profile and appointment letter / employment contract copy.

·     Work permit / labor card / identity card

·     Salary slips for the last 3 months or salary certificate giving the details of salary, deductions, date of joining, designations etc. for the last 6 months.

·     Latest 6 months bank statements of NRE account and the account where salary is getting credited.

·     Pro-forma invoice/quotation of the vehicle.

·     Processing Fee (PF) Cheque.

  Post Sanction Documents:

·     Copy of valid passport and visa with seals of entry and exits.

·     Auto Loan Agreement kit duly signed by the customer.

·     Own Contribution Receipt

·     Repayment mandate form and security cheque.

  Post Disbursement Documents:

·     Sales Invoice of Vehicle

·     Copy of Registration Certificate with hypothecation in favor of the bank

·     Copy of Insurance Cover Note Copy/Policy Document