Parents ki health insurance for 2 months visit - Insubuy lo choostunna - anyone has any recommendation

[Hitman]

Thanks in advance.

They are aged (aged 65 and 75) will be visiting for 2 months. Haven't checked yet, what's available in India
My mother is in relatively good health overall (mild knee issues & arthritis), father had a bypass 2 years ago, he is healthy now.

Any suggestions / ideas / solutions?

[DaleSteyn1]

icici lombard best 

[pillapichuka]

no need of insurance. 

[Kalam_Youtheman]

31 minutes ago, Hitman said:

Thanks in advance.

They are aged (aged 65 and 75) will be visiting for 2 months. Haven't checked yet, what's available in India
My mother is in relatively good health overall (mild knee issues & arthritis), father had a bypass 2 years ago, he is healthy now.

Any suggestions / ideas / solutions?

Devidi daya vallaa mee vaalaki insurance use chesuukovadaaniki avsaramu paddadahuu kaaani just to be safe side insubuy thokka thotaakoorra voddhuu go for a reputed big companies like BCBS united HC cigna

Visitors ki they have some packages as well...koncham expensive ayinaa peace of mind...claim appudu easy 

adhe ICICI insubuy aithe claiming appudu respond kaaru anta..first manalni pay cheyyamantaaru full bill later claim antaaru anta...which never get reimbursed ani frnd gaaadu cheppaduu long back

[Captain_nd_Coke]

5 minutes ago, DaleSteyn1 said:

icici lombard best 

 

 

Explain more abt thsi

[Hitman]

7 minutes ago, DaleSteyn1 said:

icici lombard best 

Thanks Dale.

how does an Indian insurance works in USA? Just in case if any doctor visits here.. is it acceptable as normal insurance card what we use? or do we have pay whatever the fee and get reimbursed in India?

[Hitman]

16 minutes ago, Kalam_Youtheman said:

Devidi daya vallaa mee vaalaki insurance use chesuukovadaaniki avsaramu paddadahuu kaaani just to be safe side insubuy thokka thotaakoorra voddhuu go for a reputed big companies like BCBS united HC cigna

Visitors ki they have some packages as well...koncham expensive ayinaa peace of mind...claim appudu easy 

adhe ICICI insubuy aithe claiming appudu respond kaaru anta..first manalni pay cheyyamantaaru full bill later claim antaaru anta...which never get reimbursed ani frnd gaaadu cheppaduu long back

Sure will check local companies like as you mentioned.

Indian companies gurunchi same vinnanu.. we have to negotiate and pay here in USA ani.

[DaleSteyn1]

21 minutes ago, Captain_nd_Coke said:

 

 

Explain more abt thsi

icici lombard best enduku annanu ante maa parents ochinappudu fever osthe nenu doctor visit ki teesukelladaniki research chesanu icici ki manchi hospital networks tho tie up undhi prathi galli lo oka hospital ki link undhi and mana pocket nunchi kooda chala takkuva padthundhi coverages chaala bagunnay

[DaleSteyn1]

24 minutes ago, Kalam_Youtheman said:

Devidi daya vallaa mee vaalaki insurance use chesuukovadaaniki avsaramu paddadahuu kaaani just to be safe side insubuy thokka thotaakoorra voddhuu go for a reputed big companies like BCBS united HC cigna

Visitors ki they have some packages as well...koncham expensive ayinaa peace of mind...claim appudu easy 

adhe ICICI insubuy aithe claiming appudu respond kaaru anta..first manalni pay cheyyamantaaru full bill later claim antaaru anta...which never get reimbursed ani frnd gaaadu cheppaduu long back

icici vallu baga respond ayyaru i dont know where you got this info from

[Kalam_Youtheman]

Just now, DaleSteyn1 said:

icici lombard best enduku annanu ante maa parents ochinappudu fever osthe nenu doctor visit ki teesukelladaniki research chesanu icici ki manchi hospital networks tho tie up undhi prathi galli lo oka hospital ki link undhi and mana pocket nunchi kooda chala takkuva padthundhi coverages chaala bagunnay

 

bill detail ga tell bro...how much you paid  from pocket how much doctor charged...insurance montly entha ?

[DaleSteyn1]

21 minutes ago, Hitman said:

Thanks Dale.

how does an Indian insurance works in USA? Just in case if any doctor visits here.. is it acceptable as normal insurance card what we use? or do we have pay whatever the fee and get reimbursed in India?

indian insurance kaadhu adhi american insurance e  ammedhi icici vaadu aadu evaro us company tho tie up ayuntadu

[DaleSteyn1]

6 minutes ago, Hitman said:

Sure will check local companies like as you mentioned.

Indian companies gurunchi same vinnanu.. we have to negotiate and pay here in USA ani.

local companies vallu mee parents ki pre existing conditions unnay kabatti insurance offer cheyakapovachu especially me dad kibypass ayndhi kadha 

[Hitman]

11 minutes ago, DaleSteyn1 said:

icici lombard best enduku annanu ante maa parents ochinappudu fever osthe nenu doctor visit ki teesukelladaniki research chesanu icici ki manchi hospital networks tho tie up undhi prathi galli lo oka hospital ki link undhi and mana pocket nunchi kooda chala takkuva padthundhi coverages chaala bagunnay

Dale,

Are you telling that ICICI Lombard has acceptance in USA hospitals? as if they are as local like BCBS, UHC? if it is .. yes it would be definitely better.

What I heard is different.. U buy ICICI, if any hospital visits, you have to negotiate as if you are a Cash paying client, and get those receipts reimbursed after going back to India.

What I see difficulties are - Negotiating with hospitals (is major) & upfront from pocket.

Can you share how was the procedure you have experienced?

Thanks

[Hitman]

10 minutes ago, DaleSteyn1 said:

indian insurance kaadhu adhi american insurance e  ammedhi icici vaadu aadu evaro us company tho tie up ayuntadu

 

9 minutes ago, DaleSteyn1 said:

local companies vallu mee parents ki pre existing conditions unnay kabatti insurance offer cheyakapovachu especially me dad kibypass ayndhi kadha 

Ok got it. Will talk to ICICI first. Thanks again.

[chittibob]

4 minutes ago, Hitman said:

Dale,

Are you telling that ICICI Lombard has acceptance in USA hospitals? as if they are as local like BCBS, UHC? if it is .. yes it would be definitely better.

What I heard is different.. U buy ICICI, if any hospital visits, you have to negotiate as if you are a Cash paying client, and get those receipts reimbursed after going back to India.

What I see difficulties are - Negotiating with hospitals (is major) & upfront from pocket.

Can you share how was the procedure you had experienced?

Thanks

ICICI is good based on my previous experience bro.. ICICI has tie up with UHC. U will get UHC idcard along with policy documents. 2013 lo I had to use it for my father. 50K max coverage di teskunnaru from India. $100 deductible. Everything else paid by ICICI. They reimbursed my dad for flight ticket date change (letter provided by doctor) and medicines bought at pharmacy (need to submit bills).