ArjunKumar Posted August 28, 2016 Report Posted August 28, 2016 Hi all, Nenu Amex and Citi Simplicity credit card apply chesaanu...both got rejected. Reason: Low Fico Score.....630 vundhi... credit score improve chesukovadam ela... e score ki cards ichey banks emaina vuntey suggest cheyandi please... as of now na dhagara bofa cc vundhi... Thanks Quote
Parking Posted August 28, 2016 Report Posted August 28, 2016 16 minutes ago, ArjunKumar said: Hi all, Nenu Amex and Citi Simplicity credit card apply chesaanu...both got rejected. Reason: Low Fico Score.....630 vundhi... credit score improve chesukovadam ela... e score ki cards ichey banks emaina vuntey suggest cheyandi please... as of now na dhagara bofa cc vundhi... Thanks try to apply chase and citi also, they will also be rejected then you are good to go Quote
acuman Posted August 28, 2016 Report Posted August 28, 2016 24 minutes ago, ArjunKumar said: Hi all, Nenu Amex and Citi Simplicity credit card apply chesaanu...both got rejected. Reason: Low Fico Score.....630 vundhi... credit score improve chesukovadam ela... e score ki cards ichey banks emaina vuntey suggest cheyandi please... as of now na dhagara bofa cc vundhi... Thanks Take secure cards like 500$ bank lo vesthe 500$ credit limit istharu. Kaani credit union secure cards manchivi antaru. Check with them dcu Quote
ArjunKumar Posted August 28, 2016 Author Report Posted August 28, 2016 15 minutes ago, acuman said: Take secure cards like 500$ bank lo vesthe 500$ credit limit istharu. Kaani credit union secure cards manchivi antaru. Check with them dcu Thanks Bro... Quote
ArjunKumar Posted August 28, 2016 Author Report Posted August 28, 2016 31 minutes ago, Parking said: try to apply chase and citi also, they will also be rejected then you are good to go ok bro...edho theliyaka ala apply chesaanu...meru cheparu ga ..inka carefull ga vunta...all three credit bureaus ki report chesey secure credit cards ichey banks thelisthey cheppu... Quote
Peter123 Posted August 28, 2016 Report Posted August 28, 2016 1 hour ago, ArjunKumar said: Hi all, Nenu Amex and Citi Simplicity credit card apply chesaanu...both got rejected. Reason: Low Fico Score.....630 vundhi... credit score improve chesukovadam ela... e score ki cards ichey banks emaina vuntey suggest cheyandi please... as of now na dhagara bofa cc vundhi... Thanks Credit score improve chesukovalante, you can do this bro secure card,,dis advantage enti ante it takes some time for bank to think and make a decision about ur credit increase like 6 months ala,3 months iyaka usual ga bank valaki call chesi adigithey they will increase but ekkuva increase kakapovachu... inkoti -- if u have car loan,,,on your name and ssn ne credit score rapid fast ga increase avtadi like in 2-3 months lo good increase untadi another option - neeku unna existing CC balance clear off cheyi,, ventane score increase avtadi...less than 30% ala pettuko cc balance....or much better if u pay off your balance. ippudu nuvvu unna situation lo inka a credt card apply cheyodu,,,first nee score ni koncehm fix cheysuko dude, like 690-700 techukuni then apply for cc,,,neeku already 2 gard enq padi untadi,,inka chesthey inka hard enq vastayi,,so too may hard enquiries no good, neeku anthaga cash avasarm ithey apply for personal loans like lending club, spring leaf finacial, nee score ki easy approve avtadi loan but u need a pay stub recent ones, but one more thing apr chala high untadi like 25-30% or even more sometimes, loan teesukuni ventne clear chesukovali veela tho..good luck dood!!!! Quote
krrish4u Posted August 28, 2016 Report Posted August 28, 2016 aa credit score ki capitalone vadu okade istademo with annual fee & high APR Quote
ArjunKumar Posted August 29, 2016 Author Report Posted August 29, 2016 5 hours ago, Peter123 said: Credit score improve chesukovalante, you can do this bro secure card,,dis advantage enti ante it takes some time for bank to think and make a decision about ur credit increase like 6 months ala,3 months iyaka usual ga bank valaki call chesi adigithey they will increase but ekkuva increase kakapovachu... inkoti -- if u have car loan,,,on your name and ssn ne credit score rapid fast ga increase avtadi like in 2-3 months lo good increase untadi another option - neeku unna existing CC balance clear off cheyi,, ventane score increase avtadi...less than 30% ala pettuko cc balance....or much better if u pay off your balance. ippudu nuvvu unna situation lo inka a credt card apply cheyodu,,,first nee score ni koncehm fix cheysuko dude, like 690-700 techukuni then apply for cc,,,neeku already 2 gard enq padi untadi,,inka chesthey inka hard enq vastayi,,so too may hard enquiries no good, neeku anthaga cash avasarm ithey apply for personal loans like lending club, spring leaf finacial, nee score ki easy approve avtadi loan but u need a pay stub recent ones, but one more thing apr chala high untadi like 25-30% or even more sometimes, loan teesukuni ventne clear chesukovali veela tho..good luck dood!!!! Thanks bro...edhey chesthaanu... Quote
Butterthief Posted August 29, 2016 Report Posted August 29, 2016 6 hours ago, ArjunKumar said: ok bro...edho theliyaka ala apply chesaanu...meru cheparu ga ..inka carefull ga vunta...all three credit bureaus ki report chesey secure credit cards ichey banks thelisthey cheppu... Credit union secure cards Quote
BoltOptions Posted August 29, 2016 Report Posted August 29, 2016 7 hours ago, ArjunKumar said: Hi all, Nenu Amex and Citi Simplicity credit card apply chesaanu...both got rejected. Reason: Low Fico Score.....630 vundhi... credit score improve chesukovadam ela... e score ki cards ichey banks emaina vuntey suggest cheyandi please... as of now na dhagara bofa cc vundhi... Thanks Asalu score Enduku antha takkuva undi ? Do you have high balances on your existing credit cards ? Do you have personal loans ? Do you have any late payments ? Dont apply to many credit card lenders. This will affect your score negatively. Quote
DeerPark Posted August 29, 2016 Report Posted August 29, 2016 creditkarma is free ...oka sari andulo register chesuko , creditkarma vade nuvvu elgible cards ento recommend chesthadu and he will clearly explain you the factors effecting your credit score . Quote
Maryadaramanna Posted August 29, 2016 Report Posted August 29, 2016 17 hours ago, Peter123 said: Credit score improve chesukovalante, you can do this bro secure card,,dis advantage enti ante it takes some time for bank to think and make a decision about ur credit increase like 6 months ala,3 months iyaka usual ga bank valaki call chesi adigithey they will increase but ekkuva increase kakapovachu... inkoti -- if u have car loan,,,on your name and ssn ne credit score rapid fast ga increase avtadi like in 2-3 months lo good increase untadi another option - neeku unna existing CC balance clear off cheyi,, ventane score increase avtadi...less than 30% ala pettuko cc balance....or much better if u pay off your balance. ippudu nuvvu unna situation lo inka a credt card apply cheyodu,,,first nee score ni koncehm fix cheysuko dude, like 690-700 techukuni then apply for cc,,,neeku already 2 gard enq padi untadi,,inka chesthey inka hard enq vastayi,,so too may hard enquiries no good, neeku anthaga cash avasarm ithey apply for personal loans like lending club, spring leaf finacial, nee score ki easy approve avtadi loan but u need a pay stub recent ones, but one more thing apr chala high untadi like 25-30% or even more sometimes, loan teesukuni ventne clear chesukovali veela tho..good luck dood!!!! Quote
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