AnuSunkara Posted October 3, 2016 Report Posted October 3, 2016 bayyas, nenoka 20 laks loan ni preclose chesdamanukuntunna housing loan appatlo thiskunna.. nelaki 20 velu interest ee cut authindi emi chusthunte. Extra charges emaina vesthada pre close ki.. help ppls.. Quote
Bambam_Bholey Posted October 3, 2016 Report Posted October 3, 2016 Aa loan close chese badulu , vere investment start vayya Quote
Bongu..Boshanam Posted October 3, 2016 Report Posted October 3, 2016 pre closure ki all banks 4% charge chestaru...govt banks like andhra bank, sbi lu white mny aithe aa 4% veyyaru. atb. Quote
ronitreddy Posted October 4, 2016 Report Posted October 4, 2016 It depends..Nu loan tiskune munde..ila preclosure chesthe em avthadi ani adgalsunde..neku clarity ochedi.. Ippudu kuda bank ki call chesi adgu..vallu cheptharu..Nu ee bank tiskunnavo ee time lo tiskunnavo..appaitki ippatiki chala rules marayi..Ala em thelikunda ikkada evaru emi cheppaleru.. Quote
k2s Posted October 4, 2016 Report Posted October 4, 2016 2 hours ago, AnuSunkara said: bayyas, nenoka 20 laks loan ni preclose chesdamanukuntunna housing loan appatlo thiskunna.. nelaki 20 velu interest ee cut authindi emi chusthunte. Extra charges emaina vesthada pre close ki.. help ppls.. nothing.. EMI amount anthey untundi.. just Capital ekkuva .. interest portion thakkuva make sure to pay towards capital.. not interest Quote
DB_ROGI Posted October 4, 2016 Report Posted October 4, 2016 Just now, k2s said: nothing.. EMI amount anthey untundi.. just Capital ekkuva .. interest portion thakkuva make sure to pay towards capital.. not interest Quote
Spartan Posted October 4, 2016 Report Posted October 4, 2016 2012 - > 15L loan - monthly EMi 17500Rs. paid whole in 2015 --> closing amount total was 13.5L so one year interest bokka padindi two years lo only 1L capital cover sesaru migitadi anta interest. most of the banks try to take up interest amount as earlyin cycle... @AnuSunkara Quote
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