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DCU mortgage pre-approval


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Posted
1 hour ago, creambiscuit said:

DCU lo recent ga mortgage ki pre-approval apply chesina vallu evaru ayina unnara?

Nenu ninna apply chesthe, one of our mortgage specialist will review your application and will discuss with you ani email vachindi.

What are the approval odds with DCU, credit score 730 undhi creditkarma lo.

Nuvvu apply chesinaka they will assign a loan officer to your application who will send you a list of documents to be uploaded fro review. The documents shall include your recent paystubs, last 3 years tax returns, h1b copy if on non-immigrant visa status, and complete bank statement showing enough funds to cover down payment and closing costs..

Documents upload chesaka loan officer will contact you with decision. This process may take a week in total..

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Posted
4 minutes ago, chittibob said:

Nuvvu apply chesinaka they will assign a loan officer to your application who will send you a list of documents to be uploaded fro review. The documents shall include your recent paystubs, last 3 years tax returns, h1b copy if on non-immigrant visa status, and complete bank statement showing enough funds to cover down payment and closing costs..

Documents upload chesaka loan officer will contact you with decision. This process may take a week in total..

Thank you... savings account lo 25k and shares lo oka 15k unnay bhayya...W2 lo 106K undhi...creditscore 730 in creditkarma...what are the chances to get the pre-approval for $270K

Posted
4 minutes ago, creambiscuit said:

Thank you... savings account lo 25k and shares lo oka 15k unnay bhayya...W2 lo 106K undhi...creditscore 730 in creditkarma...what are the chances to get the pre-approval for $270K

veasy approval

 

Posted

LTT, inka evaru ayina DCU tho loan tisukunna vallu unte share your experience please.

Posted
17 minutes ago, creambiscuit said:

Thank you... savings account lo 25k and shares lo oka 15k unnay bhayya...W2 lo 106K undhi...creditscore 730 in creditkarma...what are the chances to get the pre-approval for $270K

I'm ready for 10% down payment ani cheppu.. 15K shares and 15K from savings spend chesta ani cheppu..

Posted
Just now, chittibob said:

I'm ready for 10% down payment ani cheppu.. 15K shares and 15K from savings spend chesta ani cheppu..

sure bhayya, thanks

Incase DCU vallu late chesthe thinking to go with wellsfargo(one day lo icharu ma friend ki), will it hurt my credit if i go with multiple banks?

Posted
1 hour ago, ManchiDonga said:

I took DCU couple of months back...

closing costs are less compared to other banks..

800 score unde.... pre approval 250 k ki apply chesina...     2 days tarvatha call chesthe.. email chesaru pre approval letter...

195K house...6000 ayyindi closing costs... 2.85 interest... I thought its fair... bofa vadu extra charges dobbutadu ani friends cheppinaru....

*=:   195 k ki  house e area lo bro?  20% down chesava?

Posted
2 hours ago, creambiscuit said:

DCU lo recent ga mortgage ki pre-approval apply chesina vallu evaru ayina unnara?

Nenu ninna apply chesthe, one of our mortgage specialist will review your application and will discuss with you ani email vachindi.

What are the approval odds with DCU, credit score 730 undhi creditkarma lo.

rey nii contract jobs ki illu avasaram a

Posted
Just now, sunrisersfan123 said:

rey nii contract jobs ki illu avasaram a

Contract job chese vallu illu kona kudadhu ani emina undha

Posted
1 hour ago, ManchiDonga said:

I took DCU couple of months back...

closing costs are less compared to other banks..

800 score unde.... pre approval 250 k ki apply chesina...     2 days tarvatha call chesthe.. email chesaru pre approval letter...

195K house...6000 ayyindi closing costs... 2.85 interest... I thought its fair... bofa vadu extra charges dobbutadu ani friends cheppinaru....

Congrats bhayya. 

Posted
1 hour ago, ManchiDonga said:

I took DCU couple of months back...

closing costs are less compared to other banks..

800 score unde.... pre approval 250 k ki apply chesina...     2 days tarvatha call chesthe.. email chesaru pre approval letter...

195K house...6000 ayyindi closing costs... 2.85 interest... I thought its fair... bofa vadu extra charges dobbutadu ani friends cheppinaru....

800 credit score and 2.85 interest rate NICE!!!

Posted
1 hour ago, creambiscuit said:

sure bhayya, thanks

Incase DCU vallu late chesthe thinking to go with wellsfargo(one day lo icharu ma friend ki), will it hurt my credit if i go with multiple banks?

naku 3 days lo pre-approval ochindi.. i dint have 2013 w2 with me.. misplaced.. so akkada delay ayyindi..

Posted

ma deggara 650K kanna ekkuva ivvatam ledu ani vinna.

my fico score on citi bank shows 830

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