ronitreddy Posted December 11, 2016 Report Share Posted December 11, 2016 On 12/8/2016 at 5:58 PM, perugu_vada said: ivi chusa kani anthaga ardham kaledu .. friend okadu 25lakhs paying annadu for 20yr term ki total .. after 20yrs 1c osthaay annaadu .. nammabudhi kaledu naku Ila cheppe NRI's ni mosam chesthunaru India lo unnollantha.. Quote Link to comment Share on other sites More sharing options...
perugu_vada Posted December 11, 2016 Author Report Share Posted December 11, 2016 16 minutes ago, ronitreddy said: 16 Laks ki 20L osthundi 20L ki 25L osthundi You can get upto 30L..Daniki maturity entho thelidu Oh ok, so incase insured person ki emaina aithe family ki oche amount ekuva kani maturity amount thakuve aithe e lekkana fixed chesthe 20L ki after 20L 15L interest ostubdi Quote Link to comment Share on other sites More sharing options...
pandya Posted December 11, 2016 Report Share Posted December 11, 2016 gp Quote Link to comment Share on other sites More sharing options...
Merabharathmahan Posted December 11, 2016 Report Share Posted December 11, 2016 NRI lu cheyyocha usa nundi. Tax filings lo malli emina mention cheyyala. itu GC ledu usa lo edina plan theesukundam ante, atemo india lo NRI status. Tax filings lo cheppala LIC theesukunte Quote Link to comment Share on other sites More sharing options...
kiladi bullodu Posted December 11, 2016 Report Share Posted December 11, 2016 i pay 68k to 72k one a year 25 years plan anukunta last lo 25 lakhs vasthundhi Quote Link to comment Share on other sites More sharing options...
TampaChinnodu Posted December 11, 2016 Report Share Posted December 11, 2016 54 minutes ago, perugu_vada said: Oh ok, so incase insured person ki emaina aithe family ki oche amount ekuva kani maturity amount thakuve aithe e lekkana fixed chesthe 20L ki after 20L 15L interest ostubdi Lic lo 20L okate saari kattav kada man. So apples n oranges comparison Quote Link to comment Share on other sites More sharing options...
BaabuBangaram Posted December 11, 2016 Report Share Posted December 11, 2016 On 09-12-2016 at 5:34 AM, perugu_vada said: GC oche scene ledu le mana ki .. light dhani medha hopes levu if your parents insured with good health policy don't invest in LCI go for FD with 5 year plan....FD vese mundhu bank vaadiki cheppu tax kosam ani...then you no need to pay tax on interest earned through FD Quote Link to comment Share on other sites More sharing options...
TampaChinnodu Posted December 11, 2016 Report Share Posted December 11, 2016 2 minutes ago, BaabuBangaram said: if your parents insured with good health policy don't invest in LCI go for FD with 5 year plan....FD vese mundhu bank vaadiki cheppu tax kosam ani...then you no need to pay tax on interest earned through FD Agreed.if you already have life insurance in usa then lic is not good investment Quote Link to comment Share on other sites More sharing options...
Merabharathmahan Posted December 11, 2016 Report Share Posted December 11, 2016 10 minutes ago, TampaChinnodu said: Agreed.if you already have life insurance in usa then lic is not good investment Life Insurance anedi manam madyalo accidentally chachipothe ento amount 100k or 150k ala beneficiary ki istaru kada. ila 15-20 years tarvatha kattina dabbulaki entho add chesi ivvadam enti? Does LIfe insurance policy work same in india and usa? i thought it's like health insirance in usa. We can't get the amount back right Quote Link to comment Share on other sites More sharing options...
BaabuBangaram Posted December 11, 2016 Report Share Posted December 11, 2016 33 minutes ago, Merabharathmahan said: Life Insurance anedi manam madyalo accidentally chachipothe ento amount 100k or 150k ala beneficiary ki istaru kada. ila 15-20 years tarvatha kattina dabbulaki entho add chesi ivvadam enti? Does LIfe insurance policy work same in india and usa? i thought it's like health insirance in usa. We can't get the amount back right baaga vunnavallu aithe LIC lo invest waste man...parents children meedha dependncies aithe LIC thosukuvachhu....parents well settled aithe LIC avasaram ledhu.....go for FD or mutual Bonds... Quote Link to comment Share on other sites More sharing options...
BaabuBangaram Posted December 11, 2016 Report Share Posted December 11, 2016 asala mana indians Ki right way lo invest cheyadam raadhu man...by seeing the current trend of deposits...99% indians money ni beeruva lo pettukunnaru... Quote Link to comment Share on other sites More sharing options...
Merabharathmahan Posted December 11, 2016 Report Share Posted December 11, 2016 36 minutes ago, BaabuBangaram said: asala mana indians Ki right way lo invest cheyadam raadhu man...by seeing the current trend of deposits...99% indians money ni beeruva lo pettukunnaru... Nee suggestions enti bhayya. usa lo H1 meeda unnavallu asalu india lo invest cheyala or usa lo cheyala anedi chala mandiki dilemma untadi because GC eppudostado teliyadu. Quote Link to comment Share on other sites More sharing options...
kiladi bullodu Posted December 11, 2016 Report Share Posted December 11, 2016 1 minute ago, Merabharathmahan said: Nee suggestions enti bhayya. usa lo H1 meeda unnavallu asalu india lo invest cheyala or usa lo cheyala anedi chala mandiki dilemma untadi because GC eppudostado teliyadu. gc vachey la leadhu bro Quote Link to comment Share on other sites More sharing options...
Merabharathmahan Posted December 11, 2016 Report Share Posted December 11, 2016 4 minutes ago, kiladi bullodu said: gc vachey la leadhu bro Right but india lo motham invest chesi repu final ga usa lo settle avudam anukunte malli india nundi dabbulu usa ki teppinchukovadam pedda process. Quote Link to comment Share on other sites More sharing options...
ronitreddy Posted December 11, 2016 Report Share Posted December 11, 2016 5 hours ago, perugu_vada said: Oh ok, so incase insured person ki emaina aithe family ki oche amount ekuva kani maturity amount thakuve aithe e lekkana fixed chesthe 20L ki after 20L 15L interest ostubdi bonus untadi ..10 years tarwatha policy close chesina aa roju varaku entha bonus ochindo adi kalupukoni istharu.. Death aithe motham istharu 25 laks.. Fixed interest will be 6.5% whereas LIC would come close to 7%..ade difference Quote Link to comment Share on other sites More sharing options...
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