Cigna helath insurance doubt.

[budamkayabalraj]

Cigna - Cigna Connect 2500

Plan teeskundam ani planning .. 

While going through plan.... I see EPO, PPO, HMO plans unnayi .. 

I m really confused which one to take .. edi better ? 

Experts throw some light on this .. It will be used for others too .

[Express_Raja]

ltt

[dummyquestion]

you should be good with this--http://www.bcbsm.com/index/health-insurance-help/faqs/topics/how-health-insurance-works/difference-hmo-ppo-epo.html

[nandananditha]

bcbs aithe people suggest to takge PPO

 

Hmo aithe before going to specialist you have to visit primary care and take the referreal

[budamkayabalraj]

10 hours ago, dummyquestion said:

you should be good with this--http://www.bcbsm.com/index/health-insurance-help/faqs/topics/how-health-insurance-works/difference-hmo-ppo-epo.html

 

chadivanu bro .. but I don't know what to opt for... 

HMO : We need to have PCA & he will guide us.

PPO: No need of PCA, High premium. 

What is preferable ?