db home owners

[Mango]

nee gold bonds emi sesav vaa..

[Quickgun_murugan]

8 hours ago, yomama said:

Chudali bro..Slow and steady😋

Oh yeah.. Anytime u can use it not a big deal 

[zombie]

Agreed with lot of above quotes..

if u hv 20% down and atleast 5 EMI amount and oka 10K emergency account lo untey u good to go

[chantiabbai]

12 hours ago, jbourne said:

Hubby 150 k H1 and mestri 

wife 100k H4 Ead 

both doing jaabs in dallas is the pirst criteria 

[chantiabbai]

general rule of thumb, 1% of home value per month would be your monthly payment for house( loan payment, taxes ( varies by city and state), HOA, Security, home insurance, depreciation, PMI ( if any), landscaping, appliance warranty, maintenance etc.). Example $2,500 for a $300,000 home.So you end up paying 700k to 900k in 30 yrs for a $300k house . just saying so that you have a perspective

[bommidailu]

I bought home last Nov.

factors were

1. I am in early thirties and decided waiting for GC to make big life improvements is stupidity.  Qualificaiton and exp dengichukuni apt lo vundi family ni raise cheyadam nachaledhu.

 Indian ninchi ikkadiki vachindi better life kosam e kada .. ani anipichindi..

2.  Bought a 1800 sq ft ranch style for 310 K with 10% down.( builders loan not a conventional loan)

3. Built with a custom builder for my specs and  kept the monthly EMI around 1300 

4. Invested in Bath and kitchen a lot . For resalability

5. In good neighborhood.  its currently estimated at 390K  . so i hope I am safe.