Calling @Android_Halwa

[Bhai]

15 hours ago, tom bhayya said:

fine rey..back to normal

What happened vuncle @tom bhayya

[thanks]

2 hours ago, samprok said:

ee patiki meeku 3 credit bueros untayani telusu ani aashistoo..

so, naa credit checks ni distribute chesa.. like some banks only check equifax, some does only Tansunion ...etc

at some point I has 12 hard checks but each beurau has only 4 checks.. ila credit cards apply chesukuntoo vellanu..

Credit score jujubi.. dabbu kadite perugutundi, balance ekkuva unchite taggutundi..

Tips:

1. Distriubute your credit checks to different beuraus. Eg. DCU, PenFed only checks Equifax, Discover, Barclarring only checks TU..etc

2. Increase your credit limits appudu credit to debt ratio taggutundi and scores perugutay

3. Know your statement dates. Card A lo kattalsindi 10k unnappudu Card B nundi balance transfer chesa. Card A statement date 10th of the month, vaadu $0 dollars debt ani report chesaadu beuraus ki. And Card B statement date 30th of the month. So when I see my credit reports on 20th of the month my debt is $0 and my credit scores spiked to max. Then I applied for 2 cards, manchi limits icharu. next month kanta naa debt $10k but naa credit limits 40k (assuming all cards have credit a limit of 10k). DCU bal transfers are free. I used this mostly.

4. Don't apply for many cards at once

5. Never do a late payment or no payment

6. Ila 2 years chesa. Scores perigaay.

7. Amex, Citicards, Discover with out credit checks, every 6 months limit raise chestaru

8. Never had my credit to debt ratio more than 30%

ALL THE BEST!!!

kool...thanks

[jbourne]

On 1/26/2017 at 2:33 PM, mettastar said:

endhi vaa indians ala behave cheyali ila behave cheyali ani thread lu estharu .. malla dabbulu etla 10geyala ani threadlu estharu .. 

emainavi monnati daaka matladina ethics 

MS chem chesi thesis chesi prajalakosam naa research ni free ga panchi petta

kastamo nastamo ani analytical chemist ga 33 k ki one year work chesa 

appudu legavani noru ippudu legustyndii eee 

[tennisluvr]

6 minutes ago, jbourne said:

MS chem chesi thesis chesi prajalakosam naa research ni free ga panchi petta

kastamo nastamo ani analytical chemist ga  

appudu legavani noru ippudu legustyndii eee 

  

[tennisluvr]

7 minutes ago, jbourne said:

MS chem chesi thesis chesi prajalakosam naa research ni free ga panchi petta

kastamo nastamo ani analytical chemist ga 33 k ki one year work chesa 

appudu legavani noru ippudu legustyndii eee 

                   

[alpachinao]

16 minutes ago, jbourne said:

MS chem chesi thesis chesi prajalakosam naa research ni free ga panchi petta

kastamo nastamo ani analytical chemist ga 33 k ki one year work chesa 

appudu legavani noru ippudu legustyndii eee 

Raju vayya maha raju vayya