Merabharathmahan Posted February 8, 2017 Report Share Posted February 8, 2017 tax saving kosam 401k kakunda inka em unnay. should be easy to withdraw any time without much hassles.ย Quote Link to comment Share on other sites More sharing options...
surya_tej Posted February 8, 2017 Report Share Posted February 8, 2017 Traditional IRA is also pre tax i guess Quote Link to comment Share on other sites More sharing options...
Vaampire Posted February 8, 2017 Report Share Posted February 8, 2017 Health saving account lo u can save up to 6700 if marriedย Quote Link to comment Share on other sites More sharing options...
krishnote3 Posted February 8, 2017 Report Share Posted February 8, 2017 IRA ROTH ..fidelity lo open cheyochuuu ..already chesaa Quote Link to comment Share on other sites More sharing options...
ManchoduSrinu Posted February 8, 2017 Report Share Posted February 8, 2017 1 hour ago, Merabharathmahan said: tax saving kosam 401k kakunda inka em unnay. should be easy to withdraw any time without much hassles.ย Nothing.... HRA/HSA Untaai kaani avi health spending accounts.. Not Savings type... Quote Link to comment Share on other sites More sharing options...
zzeb Posted February 8, 2017 Report Share Posted February 8, 2017 Traditional IRA(Not ROTH IRA. ROTH IRA is post tax). Also there are yearly contribution limits for an IRA. Eligibility for an IRA is ย based on your income. Google for those limits and conditions 529 Plans for kids education is another type of account some people use. This is pre tax money as well, but money is to be used for kids education related expenses only if i am not mistaken. Search for the fine print online Quote Link to comment Share on other sites More sharing options...
sanbk Posted February 8, 2017 Report Share Posted February 8, 2017 HSA employer gadu ivvakapoyina can we talk to insurance company and take it? Quote Link to comment Share on other sites More sharing options...
k2s Posted February 8, 2017 Report Share Posted February 8, 2017 1 hour ago, Merabharathmahan said: tax saving kosam 401k kakunda inka em unnay. should be easy to withdraw any time without much hassles.ย 1) Additional 20k u can contribute towards 401kย w/o emplyr match 2) ira undi, but income shud be less than $108k ani edo limit 3) hsa, fsa, fdsa, etc 4) mortagage ย Quote Link to comment Share on other sites More sharing options...
MeraBharat_Mahan Posted February 8, 2017 Report Share Posted February 8, 2017 529 loki you can only put after tax money...the earning you make on it are not taxable and it should be used only for education purposes ย your contributions aren't pre-tax (you pay state and federal tax on the money you put into the account), there are some states that let you deduct a portion of your contributions from your state taxes. http://money.howstuffworks.com/personal-finance/college-planning/financial-aid/5294.htm Quote Link to comment Share on other sites More sharing options...
mettastar Posted February 8, 2017 Report Share Posted February 8, 2017 45 minutes ago, k2s said: 1) Additional 20k u can contribute towards 401kย w/o emplyr match 2) ira undi, but income shud be less than $108k ani edo limit 3) hsa, fsa, fdsa, etc 4) mortagage ย Vuncle can you elaborate this one.. 401k limit 18k ne anukunna adi kakunda 20k antunnava? Quote Link to comment Share on other sites More sharing options...
papampasivadu Posted February 8, 2017 Report Share Posted February 8, 2017 1 hour ago, krishnote3 said: IRA ROTH ..fidelity lo open cheyochuuu ..already chesaa Roth IRA will still tax you on contributions...but the income from dvidends or transactions remain tax free inside Roth... Income tax advantage kavalante traditional IRA ee... Quote Link to comment Share on other sites More sharing options...
Merabharathmahan Posted February 8, 2017 Author Report Share Posted February 8, 2017 Contract job lo h1 meeda asalu annual salary entho kooda cheppalekapotunnam because bench period. 401k lo enroll ayi bench meedikosthe bokke kada. consistent fulltime job unte edo oka dantlo systametic monthly contribution lo enroll kavochu. ย Quote Link to comment Share on other sites More sharing options...
chicchara Posted February 8, 2017 Report Share Posted February 8, 2017 4 minutes ago, Merabharathmahan said: Contract job lo h1 meeda asalu annual salary entho kooda cheppalekapotunnam because bench period. 401k lo enroll ayi bench meedikosthe bokke kada. consistent fulltime job unte edo oka dantlo systametic monthly contribution lo enroll kavochu. ย enni paisal vachina rakapoina... u hav to keep saving anedhi thumb rule kadha. immaterial of u get pay per month in regular basis or not Quote Link to comment Share on other sites More sharing options...
papampasivadu Posted February 8, 2017 Report Share Posted February 8, 2017 7 minutes ago, Merabharathmahan said: Contract job lo h1 meeda asalu annual salary entho kooda cheppalekapotunnam because bench period. 401k lo enroll ayi bench meedikosthe bokke kada. consistent fulltime job unte edo oka dantlo systametic monthly contribution lo enroll kavochu. ย Monthly contribution cheyyali ani rule em ledhu kadha...dabbulu unnappudo esko...lenappudu lite.. Quote Link to comment Share on other sites More sharing options...
zzeb Posted February 8, 2017 Report Share Posted February 8, 2017 2 hours ago, MeraBharat_Mahan said: 529 loki you can only put after tax money...the earning you make on it are not taxable and it should be used only for education purposes ย your contributions aren't pre-tax (you pay state and federal tax on the money you put into the account), there are some states that let you deduct a portion of your contributions from your state taxes. http://money.howstuffworks.com/personal-finance/college-planning/financial-aid/5294.htm You are correct. My bad. Contributions are post tax. Gains within are tax advantaged Quote Link to comment Share on other sites More sharing options...
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