SpyderReddy Posted February 11, 2017 Report Share Posted February 11, 2017 Papam naku chala takva osthadhi..appu chesi casino lo dealers ki oka 2k pm salary ichi osthunta..😥 Quote Link to comment Share on other sites More sharing options...
mastercheif Posted February 12, 2017 Report Share Posted February 12, 2017 4 hours ago, chinnabhai said: 1000 includes everything from food+groceries+movies+gasoline 1000 car+ current bill 1000 room rent + gasbill 500 Car Insurance+ TV+NET+Phonebill Total=3500 naku ite artam kavatam ledu inka savings emi migulutayo...how you guys maintaining .. car ki 1000 ante.. you banjara hills batch ? 1 Quote Link to comment Share on other sites More sharing options...
mastercheif Posted February 12, 2017 Report Share Posted February 12, 2017 4 hours ago, chinnabhai said: 1000 includes everything from food+groceries+movies+gasoline 1000 car+ current bill 1000 room rent + gasbill 500 Car Insurance+ TV+NET+Phonebill Total=3500 naku ite artam kavatam ledu inka savings emi migulutayo...how you guys maintaining .. food and groceries ki 1000 ante... daily eating outside yemo. yevvadu yemi cheyyaledu Quote Link to comment Share on other sites More sharing options...
chaikumar Posted February 12, 2017 Report Share Posted February 12, 2017 4 hours ago, chinnabhai said: 1000 includes everything from food+groceries+movies+gasoline 1000 car+ current bill 1000 room rent + gasbill 500 Car Insurance+ TV+NET+Phonebill Total=3500 naku ite artam kavatam ledu inka savings emi migulutayo...how you guys maintaining .. Ba, categories clear ga eskovachu ga. Food section lo gasoline endhi? Car section lo current bill endhi? Ideally, it can be: 1. Rent + utilities: 1000 Cant save anything here, except switching off heaters and lights when going out 2. Food/Groceries/Entertainment: 1000 If you are eating outside everyday, get Thalis or Biryanis etc to go and cook rice at home. You can save 50% on restaurant expenses 3. Car + Gas + Insurance : 1000 Cant save much here as you are paying more EMI to clear the loan soon. If you reduce the monthly payments now, you will spend that money somewhere else. 4. TV + Internet : 100 5. Phonebill : $35 Take unlimited prepaid plans like MetroPCS, LycaMobile (includes free India calling too). Even if you are on a contract, you can save more by breaking the contract. Your effective montly expenses will come down to 2700-2800. Which car r u using ba? Quote Link to comment Share on other sites More sharing options...
Luke Posted February 12, 2017 Report Share Posted February 12, 2017 Quote Link to comment Share on other sites More sharing options...
ronitreddy Posted February 12, 2017 Report Share Posted February 12, 2017 5 hours ago, chinnabhai said: Car 680 EMI+160 insurance...nene 1000 kadtunna..tondaraga.loan ayipogodamani tondara aypogotti em chesthav man..APR negligible kada.. Quote Link to comment Share on other sites More sharing options...
Bhai Posted February 12, 2017 Report Share Posted February 12, 2017 22 minutes ago, Luke said: lekkalu bro Quote Link to comment Share on other sites More sharing options...
Luke Posted February 12, 2017 Report Share Posted February 12, 2017 12 minutes ago, Bhai said: lekkalu bro Quote Link to comment Share on other sites More sharing options...
chinnabhai Posted February 12, 2017 Author Report Share Posted February 12, 2017 1 hour ago, chaikumar said: Ba, categories clear ga eskovachu ga. Food section lo gasoline endhi? Car section lo current bill endhi? Ideally, it can be: 1. Rent + utilities: 1000 Cant save anything here, except switching off heaters and lights when going out 2. Food/Groceries/Entertainment: 1000 If you are eating outside everyday, get Thalis or Biryanis etc to go and cook rice at home. You can save 50% on restaurant expenses 3. Car + Gas + Insurance : 1000 Cant save much here as you are paying more EMI to clear the loan soon. If you reduce the monthly payments now, you will spend that money somewhere else. 4. TV + Internet : 100 5. Phonebill : $35 Take unlimited prepaid plans like MetroPCS, LycaMobile (includes free India calling too). Even if you are on a contract, you can save more by breaking the contract. Your effective montly expenses will come down to 2700-2800. Which car r u using ba? suv brother subaru...pata car loan balance unde koncham Quote Link to comment Share on other sites More sharing options...
chinnabhai Posted February 12, 2017 Author Report Share Posted February 12, 2017 41 minutes ago, ronitreddy said: tondara aypogotti em chesthav man..APR negligible kada.. apr 6% ... Quote Link to comment Share on other sites More sharing options...
chaikumar Posted February 12, 2017 Report Share Posted February 12, 2017 15 minutes ago, chinnabhai said: suv brother subaru...pata car loan balance unde koncham Which one bro? Forester or Outback? Subaru is awesome nooooo! U married or single? Quote Link to comment Share on other sites More sharing options...
chinnabhai Posted February 12, 2017 Author Report Share Posted February 12, 2017 1 minute ago, chaikumar said: Which one bro? Forester or Outback? Subaru is awesome nooooo! U married or single? Married Brother! Single ite anta karchu anduku vastadi..... Outback 2017. Quote Link to comment Share on other sites More sharing options...
k2s Posted February 12, 2017 Report Share Posted February 12, 2017 34 minutes ago, Luke said: Quote Link to comment Share on other sites More sharing options...
chaikumar Posted February 12, 2017 Report Share Posted February 12, 2017 1 minute ago, chinnabhai said: Married Brother! Single ite anta karchu anduku vastadi..... Outback 2017. Good bro...save money...kids unte...ur expenses will easily go to 5k per month Quote Link to comment Share on other sites More sharing options...
ronitreddy Posted February 12, 2017 Report Share Posted February 12, 2017 1 hour ago, chinnabhai said: apr 6% ... Refinance chey man.. Quote Link to comment Share on other sites More sharing options...
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