monthly expenses..** up man

[SpyderReddy]

Papam naku chala takva osthadhi..appu chesi casino lo dealers ki oka 2k pm salary ichi osthunta..😥

[mastercheif]

4 hours ago, chinnabhai said:

1000 includes everything from food+groceries+movies+gasoline

1000 car+ current bill 

1000 room rent + gasbill

 500 Car Insurance+ TV+NET+Phonebill 

Total=3500        

naku ite artam kavatam ledu inka savings emi migulutayo...how you guys maintaining ..

car ki 1000 ante.. you banjara hills batch ?

[mastercheif]

4 hours ago, chinnabhai said:

1000 includes everything from food+groceries+movies+gasoline

1000 car+ current bill 

1000 room rent + gasbill

 500 Car Insurance+ TV+NET+Phonebill 

Total=3500        

naku ite artam kavatam ledu inka savings emi migulutayo...how you guys maintaining ..

food and  groceries ki 1000 ante... daily eating outside yemo. yevvadu yemi cheyyaledu

[chaikumar]

4 hours ago, chinnabhai said:

1000 includes everything from food+groceries+movies+gasoline

1000 car+ current bill 

1000 room rent + gasbill

 500 Car Insurance+ TV+NET+Phonebill 

Total=3500        

naku ite artam kavatam ledu inka savings emi migulutayo...how you guys maintaining ..

Ba, categories clear ga eskovachu ga. Food section lo gasoline endhi? Car section lo current bill endhi?

Ideally, it can be:

1. Rent + utilities: 1000
    Cant save anything here, except switching off heaters and lights when going out
2. Food/Groceries/Entertainment: 1000
    If you are eating outside everyday, get Thalis or Biryanis etc to go and cook rice at home. You can save 50% on restaurant expenses
3. Car + Gas + Insurance : 1000
    Cant save much here as you are paying more EMI to clear the loan soon. If you reduce the monthly payments now, you will spend that money somewhere else.
4. TV + Internet : 100 
5. Phonebill : $35
    Take unlimited prepaid plans like MetroPCS, LycaMobile (includes free India calling too). Even if you are on a contract, you can save more by breaking the contract.

Your effective montly expenses will come down to 2700-2800.

Which car r u using ba?

[Luke]

[ronitreddy]

5 hours ago, chinnabhai said:

Car 680 EMI+160 insurance...nene 1000 kadtunna..tondaraga.loan ayipogodamani

tondara aypogotti em chesthav man..APR negligible kada..

[Bhai]

22 minutes ago, Luke said:

 

lekkalu bro

[Luke]

12 minutes ago, Bhai said:

lekkalu bro

[chinnabhai]

1 hour ago, chaikumar said:

Ba, categories clear ga eskovachu ga. Food section lo gasoline endhi? Car section lo current bill endhi?

Ideally, it can be:

1. Rent + utilities: 1000
    Cant save anything here, except switching off heaters and lights when going out
2. Food/Groceries/Entertainment: 1000
    If you are eating outside everyday, get Thalis or Biryanis etc to go and cook rice at home. You can save 50% on restaurant expenses
3. Car + Gas + Insurance : 1000
    Cant save much here as you are paying more EMI to clear the loan soon. If you reduce the monthly payments now, you will spend that money somewhere else.
4. TV + Internet : 100 
5. Phonebill : $35
    Take unlimited prepaid plans like MetroPCS, LycaMobile (includes free India calling too). Even if you are on a contract, you can save more by breaking the contract.

Your effective montly expenses will come down to 2700-2800.

Which car r u using ba?

suv brother subaru...pata car loan balance unde koncham

[chinnabhai]

41 minutes ago, ronitreddy said:

tondara aypogotti em chesthav man..APR negligible kada..

apr 6% ...

[chaikumar]

15 minutes ago, chinnabhai said:

suv brother subaru...pata car loan balance unde koncham

Which one bro? Forester or Outback? Subaru is awesome nooooo!

U married or single?

[chinnabhai]

1 minute ago, chaikumar said:

Which one bro? Forester or Outback? Subaru is awesome nooooo!

U married or single?

Married Brother! Single ite anta karchu anduku vastadi.....

Outback 2017.

[k2s]

34 minutes ago, Luke said:

[chaikumar]

1 minute ago, chinnabhai said:

Married Brother! Single ite anta karchu anduku vastadi.....

Outback 2017.

Good bro...save money...kids unte...ur expenses will easily go to 5k per month

[ronitreddy]

1 hour ago, chinnabhai said:

apr 6% ...

Refinance chey man..