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IRA gurinchi info


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Posted
3 minutes ago, Bhai said:

max 5.5K. 

 

antha ku minchi emi cheylevu. book an appt or walk in to bofa with your id. that's it.

mari @papampasivadu bro emo investments antunnadu....aa point lo naku clarity raledu :(

Posted
1 minute ago, BulletBaskar said:

mari @papampasivadu bro emo investments antunnadu....aa point lo naku clarity raledu :(

nee case ki traditional ira vellalsostundi. to save tax.

 

Tax Incentives

Both traditional and Roth IRAs provide generous tax breaks. But it’s a matter of timing when you get to claim them. Traditional IRA contributions are tax deductible on both state and federal tax returns for the year you make the contribution, while withdrawals in retirement are taxed at ordinary income tax rates. Roth IRAs provide no tax break for contributions, but earnings and withdrawals are generally tax-free. So with traditional IRAs, you avoid taxes when you put the money in. With Roth IRAs, you avoid taxes when you take it out in retirement.

 

http://www.rothira.com/traditional-ira-vs-roth-ira

Posted
23 minutes ago, Bhai said:

nee case ki traditional ira vellalsostundi. to save tax.

 

Tax Incentives

Both traditional and Roth IRAs provide generous tax breaks. But it’s a matter of timing when you get to claim them. Traditional IRA contributions are tax deductible on both state and federal tax returns for the year you make the contribution, while withdrawals in retirement are taxed at ordinary income tax rates. Roth IRAs provide no tax break for contributions, but earnings and withdrawals are generally tax-free. So with traditional IRAs, you avoid taxes when you put the money in. With Roth IRAs, you avoid taxes when you take it out in retirement.

 

http://www.rothira.com/traditional-ira-vs-roth-ira

thank you Bhai :)

Posted
5 hours ago, BulletBaskar said:

kavali
ye bank lo IRA teskunte, takkuva fees untadi?
I have to pay 1200 while i am doing taxes in Turbotax, it suggested to open IRA

koncham exprerts vachi naku suggestions ivvandi pls
enni days lo IRA open cheyochu
entha fees untadi
em cheyali IRA open cheyali ante...online cheyocha?

etc etc

hahaha.. IRA ante nenu idi anukunna : https://en.wikipedia.org/wiki/Irish_Republican_Army

Posted
29 minutes ago, BulletBaskar said:

Bhai

Entha veyyali IRA lo to avoid 1200?

1200 esthe 1200 avoid cheyocha? Or 1500 ala veyala to get the tax benefit?

 

 

depends on case to case. can't say in your case.

 

mine was 5.5k in ira to get 5.5k extra in refund.

Posted
1 minute ago, Bhai said:

depends on case to case. can't say in your case.

 

mine was 5.5k in ira to get 5.5k extra in refund.

depends on case endi bhai :(

adi antha kaadu....nenu 1200 tax kattodhu anukuntunna.....so nenu Traditional IRA lo entha veyali
adi cheppu chaalu :(

Posted

IRA ki kuda limit undi bro .. $100k or something  aithe not eligible 

Posted
11 minutes ago, LungiLingaraju said:

IRA ki kuda limit undi bro .. $100k or something  aithe not eligible 

Roth IRA

Traditional IRA

2016 Contribution Limits $5,500; $6,500, if age 50 or older $5,500; $6,500, if age 50 or older
2016 Income Limits Single tax filers with modified AGIs of less than $132,000 (phase-out begins at $117,000); married couples filing jointly with modified AGIs of less than $194,000 (phase-out begins at $184,000) Anyone with earned income can contribute but tax deductibility is based on income limits and participation in employer plan
Posted
3 hours ago, BulletBaskar said:

what is the process to invest?
scottrade lo account create cheyala bro?

its not mandatory to  invest .....just IRA lo vesukovachu for tax benefits and the limit is $5500 

Posted
7 hours ago, BulletBaskar said:

what is the process to invest?
scottrade lo account create cheyala bro?

go to nearest scottrade ofis

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