Recent home loan & closing

[PhillyDotNetGuy]

Did anyone done closing recently?

how much is interest rate.

[jathin]

4 minutes ago, PhillyDotNetGuy said:

Did anyone done closing recently?

how much is interest rate.

Closing done on 29th May

20% down payment- 30 years loans with10 years arm - 3.5% through chase bank

[saradagakasepu]

@PhillyDotNetGuy unkul...nuvvu inka searching lone unnava? 

more than 1 year nunchi housing posts vestune unnav

[vendetta]

1 minute ago, saradagakasepu said:

@PhillyDotNetGuy unkul...nuvvu inka searching lone unnava? 

more than 1 year nunchi housing posts vestune unnav

[JANASENA]

Depends on your credit score. Nuvvu already late lo unnav ee year 2 times rate hike ayyinayi i think 0.25% each time inka oka rate hike undi so if you own a house now also you'll be paying $200 -500 extra in your mortgage. teesukuntey ippude teesuko illu ledantey malla inkoka rate hike undi appudu inka ekkuva rate padachu.

Bhayya nenu choosinantha prakaram  ee lender gaalu donganakodukulu untaru mana credit score oka 750-780 undanuko manam anukuntam cheap rate vasthundi ani teerachoosi vaadu manaki ekkuva rate ke kattapedathadu. 

Local CU lo loan apply cheyyi rate cheap untundi. 

[chicchara]

4.125% with no ARM is the prevailing rate now. credit score 680-780 untey ee rate vasthundi ..

inko rate hike undhi twaraloo.. then it will go to 4.25 to 4.5. 

u can either take it lite... or buy now now

[PhillyDotNetGuy]

next rate hike eppudu

[PhillyDotNetGuy]

2 hours ago, jathin said:

Closing done on 29th May

20% down payment- 30 years loans with10 years arm - 3.5% through chase bank

arm 10 years aa.

so after 10 years ni interest chala hike aipotadi ga?

[xxxmen]

39 minutes ago, PhillyDotNetGuy said:

arm 10 years aa.

so after 10 years ni interest chala hike aipotadi ga?

JC garu chepara ala ani? apudu rates pade chances kuda vuntay, ekada kontunav uncle?

[chingchang]

3 hours ago, jathin said:

Closing done on 29th May

20% down payment- 30 years loans with10 years arm - 3.5% through chase bank

7/1 arm 3.25 ki undi gaa .. try chesava adi 

[PhillyDotNetGuy]

1 hour ago, xxxmen said:

JC garu chepara ala ani? apudu rates pade chances kuda vuntay, ekada kontunav uncle?

inko question:

30 years loan ki for suppose every year $25000 towards principle pay cheste overall ga interest and duration taggutada?

 

[JANASENA]

Just now, PhillyDotNetGuy said:

inko question:

30 years loan ki for suppose every year $25000 towards principle pay cheste overall ga interest and duration taggutada?

 

tagadu since its Fixed for 30 yrs. you have to pay the same interest from day1 till EO 30 yrs until you pay-off your loan. 

[cppDeveloper]

3.5% down , FHA, 3.5% Interest Rate

15 Years Fixed interest rate

[Quickgun_murugan]

1 hour ago, PhillyDotNetGuy said:

next rate hike eppudu

Sept lo undi inko hike

[Quickgun_murugan]

3 minutes ago, cppDeveloper said:

3.5% down , FHA, 3.5% Interest Rate

15 Years Fixed interest rate

Monthly rate vashipothadi kada bhayya unless you are making good money?? ekkada konnav illu .. @cppDeveloper