Mortgage rates tagge chance emanna unda ?

[Bestguy]

nenu two times refiance chesaa..dint paid anything for closing 0 dollar closing ..the only thing i paid is appraisal fee which is 450 dollars..nenu baga low vunnappudu lock chesa last year around same time..he ahs all my details ..oka roju baga low 2.625 ki vachindhi lock chesadu..My score is alway above 815..740 above entha vunna okatee...680-740 oka range and above 740 oka range..

[Bestguy]

1 minute ago, Kalam_Youtheman said:

entha cash back bro ?

adhi varies with house amt of loan taking and cost..escrow vuntee oka cost adhi lekapothee oka cost,..

[Quickgun_murugan]

5 minutes ago, Sidhu...Sidhaarth Roy said:

bro escrow kooda add chesthey payments marathaya ? 

most of the lenders want to manage escrow for you.. so it would be every 6 months or every month... 

nee mortgage lo every month these are compulsory

Principal + Interest + Escrow 

ivi kakunda nee downpayemnt ni batti PMI untadi additional..

so that would change your monthly amount... 

[Suhaas]

1 minute ago, Bestguy said:

nenu two times refiance chesaa..dint paid anything for closing 0 dollar closing ..the only thing i paid is appraisal fee which is 450 dollars..nenu baga low vunnappudu lock chesa last year around same time..he ahs all my details ..oka roju baga low 2.625 ki vachindhi lock chesadu..My score is alway above 815..740 above entha vunna okatee...680-740 oka range and above 740 oka range..

enni years financing ki bro aa rate? if you don't mind sharing. 

[Kalam_Youtheman]

1 minute ago, Bestguy said:

nenu two times refiance chesaa..dint paid anything for closing 0 dollar closing ..the only thing i paid is appraisal fee which is 450 dollars..nenu baga low vunnappudu lock chesa last year around same time..he ahs all my details ..oka roju baga low 2.625 ki vachindhi lock chesadu..My score is alway above 815..740 above entha vunna okatee...680-740 oka range and above 740 oka range..

ila low avvagane ala lock cheyyalemu ga immediate the same day ..  15 30 or ARM's ?

[Bestguy]

go for lowest cheapest and max cash back...evadu ivi anni istadooc husukoo me area lo..My sincere advise dont run too many inquires...na credit score idhi ani cheppu anthe..after u finalize the lender appudu run cheyamnuu..naaku bokka padindhi oka sari ala chesi..

[Kalam_Youtheman]

Just now, Quickgun_murugan said:

most of the lenders want to manage escrow for you.. so it would be every 6 months or every month... 

nee mortgage lo every month these are compulsory

Principal + Interest + Escrow 

ivi kakunda nee downpayemnt ni batti PMI untadi additional..

so that would change your monthly amount... 

escrow 6 months a kadha bro.. they will take upfront 6 months a ga.. monthly undaadhu ga if they take upfront

[Bestguy]

1 minute ago, Suhaas said:

enni years financing ki bro aa rate? if you don't mind sharing. 

15 year fixed..

[Suhaas]

Just now, Bestguy said:

15 year fixed..

That's a great rate Bro. Good for you. 

[Quickgun_murugan]

4 minutes ago, Bestguy said:

nenu two times refiance chesaa..dint paid anything for closing 0 dollar closing ..the only thing i paid is appraisal fee which is 450 dollars..nenu baga low vunnappudu lock chesa last year around same time..he ahs all my details ..oka roju baga low 2.625 ki vachindhi lock chesadu..My score is alway above 815..740 above entha vunna okatee...680-740 oka range and above 740 oka range..

lucky fellow naku 3.75 paddadi motham APR 0 downpayment and 0 closing cost

[Bestguy]

Just now, Kalam_Youtheman said:

escrow 6 months a kadha bro.. they will take upfront 6 months a ga.. monthly undaadhu ga if they take upfront

you can do that..refinance kadhaa i dont have rush to lock ..choostha vuntadu lender... i referred him lot of people..last year same time aug lo 3 rd time close chesa malla..

[Quickgun_murugan]

2 minutes ago, Kalam_Youtheman said:

escrow 6 months a kadha bro.. they will take upfront 6 months a ga.. monthly undaadhu ga if they take upfront

kondaru lenders every month teeskuntaru bro... compuslory upfront 6 months ani em ledu...

your escrow covers property taxes and insurance amount on the property

[Bestguy]

Just now, Quickgun_murugan said:

lucky fellow naku 3.75 paddadi motham APR 0 downpayment and 0 closing cost

30 year aa??? 15 year and 10 year ki intrest rates low gane vuntai eppudu kuda..

[Kalam_Youtheman]

Just now, Quickgun_murugan said:

lucky fellow naku 3.75 paddadi motham APR 0 downpayment and 0 closing cost

which state bro... 0 down and 0 ante almost 400k ki nuvvvu min 20k save chesinatte ga

[Bestguy]

Naddhi escrow ledhuu with current lender,,Escrow vuntee 2.5 percent iche vadu..I hate to to do escorw..year ending i  will pay taxess on my own..