Creditscore help

[Simple123]

naa mattalo FICO score 670 undi.  

problem : Naa ex-roommate gadi valla pedda bokka padindi credit score ki.   Mobile signal booster naa peru meeda tesukoni vadi unde, 

nenu room vacate chesina taruvata vadu return chesa annadu. kani T-mobile vadiki adi poledu ani collection agency ki pampindu. 

collection agency ki $125 kattina clear chesina.  Adi naa records lo anthe vundi.  idi jarigi 2yrs ayyindi.  

 

Naa credit score perganiki inka chance leda . do i need to wait for another 5 yrs to get rid of it ?

Credit karma gadu emo 740 chupistundu vadidi vantage 3.0 scale anta. 

 

Auto loan tesukunte pergutunda naa FICO score?  hard check ani dengutunda score

[Renault]

em peekutav ma score tho....pergutadi le ade

[boeing747]

4 minutes ago, Simple123 said:

naa mattalo FICO score 670 undi.  

problem : Naa ex-roommate gadi valla pedda bokka padindi credit score ki.   Mobile signal booster naa peru meeda tesukoni vadi unde, 

nenu room vacate chesina taruvata vadu return chesa annadu. kani T-mobile vadiki adi poledu ani collection agency ki pampindu. 

collection agency ki $125 kattina clear chesina.  Adi naa records lo anthe vundi.  idi jarigi 2yrs ayyindi.  

 

Naa credit score perganiki inka chance leda . do i need to wait for another 5 yrs to get rid of it ?

Credit karma gadu emo 740 chupistundu vadidi vantage 3.0 scale anta. 

 

Auto loan tesukunte pergutunda naa FICO score?  hard check ani dengutunda score

hard check ki 2pts tagguddi anthe....but regular payments ki 3 to 6 months lo score peruguddi easy ga