nuzvid_mamidikaya Posted February 2, 2018 Author Report Share Posted February 2, 2018 3 minutes ago, Android_Halwa said: Simple..! File bankruptcy...call up financial specialist and file bankruptcy and declare insolvency. You will not get any further access to credit and all your assets will be liquidated. So, before filing bankruptcy, liquidate all your assets and hide the cash, then file bankruptcy. You will not have any access to credit further or atleast decade. But instead of repaying 200k, better to declare insolvency and stay credit less for a decade. ala kakunda debt consolidate cheskoni monthly oka 2k payment kattedattu emanna options untaya? Quote Link to comment Share on other sites More sharing options...
Amrita Posted February 2, 2018 Report Share Posted February 2, 2018 9 minutes ago, nuzvid_mamidikaya said: ala kakunda debt consolidate cheskoni monthly oka 2k payment kattedattu emanna options untaya? Yes..you can talk with cc banks and also collections if debt already went to collections. 2008-09 Recession lo ms ayyaka paid job raka unpaid internships to naku vellayi and job vachaka i paid them talking to debt collection agencies. But naku collections agencies ki vellayi kabatti horrible ga padipoyindi credit score for 3-4 yrs. 2014 nunchi malla credit cards vachayi. You dont have to run away cheating banks and thats not really ethical too. Kattuko mellaga matladukoni. Kattina records of delinquent accounts will be in report for 7 yrs FYI. Quote Link to comment Share on other sites More sharing options...
nuzvid_mamidikaya Posted February 2, 2018 Author Report Share Posted February 2, 2018 5 minutes ago, Amrita said: Yes..you can talk with cc banks and also collections if debt already went to collections. 2008-09 Recession lo ms ayyaka paid job raka unpaid internships to naku vellayi and job vachaka i paid them talking to debt collection agencies. But naku collections agencies ki vellayi kabatti horrible ga padipoyindi credit score for 3-4 yrs. 2014 nunchi malla credit cards vachayi. You dont have to run away cheating banks. Kattuko mellaga matladukoni. nenu kadhule bhayya. na investment antha India loney. na dosth gadiki baga athyasa ekkuva. vadu police arrest chestademo ani bhayapadipothunnadu. alanti scene untadha? Quote Link to comment Share on other sites More sharing options...
Amrita Posted February 2, 2018 Report Share Posted February 2, 2018 1 minute ago, nuzvid_mamidikaya said: nenu kadhule bhayya. na investment antha India loney. na dosth gadiki baga athyasa ekkuva. vadu police arrest chestademo ani bhayapadipothunnadu. alanti scene untadha? Nope. They cant even harass you after a limit but roju vepareetam ga calls vastayi after missed payments.. VIjay Malya ney em cheyalekapoyaru anta huge amounts eggotie. Arrest kadu but don't plan to cheat. Matladukoni payment plan setup chesukomanu. Quote Link to comment Share on other sites More sharing options...
HugoStrange Posted February 2, 2018 Report Share Posted February 2, 2018 Credit agencies untai, they will negotiate and reduce the total amount. Oka 3 to 4 years credit history pothundi, he can rebuild later. Vallu 200k ni 120k ala chestharu. Mee vadi deggara aa .94 tho undevi 60 to 70 k untai ha, adi kattesi rest oka 4 years lo clear chesukomanu . between this is not bankruptcy Quote Link to comment Share on other sites More sharing options...
nuzvid_mamidikaya Posted February 2, 2018 Author Report Share Posted February 2, 2018 5 minutes ago, HugoStrange said: Credit agencies untai, they will negotiate and reduce the total amount. Oka 3 to 4 years credit history pothundi, he can rebuild later. Vallu 200k ni 120k ala chestharu. Mee vadi deggara aa .94 tho undevi 60 to 70 k untai ha, adi kattesi rest oka 4 years lo clear chesukomanu . between this is not bankruptcy good suggestion Quote Link to comment Share on other sites More sharing options...
nuzvid_mamidikaya Posted February 2, 2018 Author Report Share Posted February 2, 2018 6 minutes ago, Amrita said: Nope. They cant even harass you after a limit but roju vepareetam ga calls vastayi after missed payments.. VIjay Malya ney em cheyalekapoyaru anta huge amounts eggotie. Arrest kadu but don't plan to cheat. Matladukoni payment plan setup chesukomanu. yeah. he dont have the intention to cheat. he want a viable solution. Quote Link to comment Share on other sites More sharing options...
SeemaLekka Posted February 2, 2018 Report Share Posted February 2, 2018 1 hour ago, Raithu_bidda_ said: Ae price ki ripple konnadu? lol ala ela ripple ani Quote Link to comment Share on other sites More sharing options...
idibezwada Posted February 2, 2018 Report Share Posted February 2, 2018 55 minutes ago, nuzvid_mamidikaya said: emanna options unte chepparaadhey teliste cheppevadniga...mevadu chesina pani appu chesi lottery ticket konatundi.. Quote Link to comment Share on other sites More sharing options...
Raithu_bidda_ Posted February 2, 2018 Report Share Posted February 2, 2018 My last suggestion just hold the ripples in this year only it will be 4$ or so so just pay monthly balance for some time if total became Assam just go for debt consolidation 200k ni 80k sestaru monthly 1500$ payment vuntadi for 4 years just in case rippple perigethey adi mee vadiki bonus fyi 4 yrs patu credit bokka Quote Link to comment Share on other sites More sharing options...
himacream Posted February 2, 2018 Report Share Posted February 2, 2018 2 hours ago, nuzvid_mamidikaya said: 11 personal loans apply chesi 15 credit cards maxed out mottam 200k debt undi. He is still in USA. He lost all the money in crypto currency. Now he is clueless about what to do. He said he wants to go back to India. Any other option for surviving in USA . He has a salary of 110k. DB lo gambling addiction meedha chaala threads untayi ....refer to them 200k tho thappinchukovatam kastame emo...... Quote Link to comment Share on other sites More sharing options...
Ironfist Posted February 2, 2018 Report Share Posted February 2, 2018 Nammabudhi kavatledhu bro. Evadhu antha amount petadhu. Either India lo invest chesi vundali or casinos lo avagothi vundaali. 1. Melaga pay cheyamanu konchem konchemga on a long term. 2. There are financial institutions who will go and negotiate in-between u and the banks. But they charge u based on the amount I guess. At the least 30-40 percent Anna tagutandhi. But at least they will try to combine all his loans into one single loan and try to get low monthly payments. 3. Ask your friend to directly speak with the bank for negotiation and also low monthly installments. They will definitely agree. I know a person who did the same. But your credit score will effect for 2 and 3. But much better than filing a bankruptcy..... Quote Link to comment Share on other sites More sharing options...
dewarist Posted February 2, 2018 Report Share Posted February 2, 2018 1 hour ago, Raithu_bidda_ said: My last suggestion just hold the ripples in this year only it will be 4$ or so so just pay monthly balance for some time if total became Assam just go for debt consolidation 200k ni 80k sestaru monthly 1500$ payment vuntadi for 4 years just in case rippple perigethey adi mee vadiki bonus fyi 4 yrs patu credit bokka btc will go to $25k-$30K by end of 2017 ani cheppindi meere kada saar.. Quote Link to comment Share on other sites More sharing options...
reddyeee Posted February 2, 2018 Report Share Posted February 2, 2018 4 hours ago, nuzvid_mamidikaya said: 11 personal loans apply chesi 15 credit cards maxed out mottam 200k debt undi. He is still in USA. He lost all the money in crypto currency. Now he is clueless about what to do. He said he wants to go back to India. Any other option for surviving in USA . He has a salary of 110k. Bankruptcy Quote Link to comment Share on other sites More sharing options...
ronitreddy Posted February 2, 2018 Report Share Posted February 2, 2018 3 hours ago, nuzvid_mamidikaya said: Vadu kuda recent ganey pettadu. Ripple mumchesindi adi $100 avthadi ani pettada? Quote Link to comment Share on other sites More sharing options...
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