First time home buyer, best bank for pre approval for 650 credit score

[michaeljackson]

On 2/9/2018 at 10:25 PM, chittiR said:

Bhaiyyas,

Is there any specific bank that gives pre-approvals for the credit score of 650. Home price around 400k, and planning for 10% down.

 

asal home buyer avudam anukunna vadivi ee range lo credit  score ela maintain chesaav baaa

any way good luck for future endeavors  aah..

[k2s]

1 hour ago, chittiR said:

Ledu bhaiyya, credit usage valla. >30% undi

Try to clear the credit debt by paying partial installments in 5-6 months.. appudu slow ga score peruguthundi... dont and never pay off credit card bills full amount at once

[chittiR]

44 minutes ago, k2s said:

Try to clear the credit debt by paying partial installments in 5-6 months.. appudu slow ga score peruguthundi... dont and never pay off credit card bills full amount at once

Thanks for the advice bro.

[chittiR]

1 hour ago, michaeljackson said:

asal home buyer avudam anukunna vadivi ee range lo credit  score ela maintain chesaav baaa

any way good luck for future endeavors  aah..

Rent ekkuva bro kattedhi, around 1400 + utilities. So around 300k lo illu planning. 

[Android_Halwa]

3 hours ago, chittiR said:

 Ledu bro, recent ga credit usage >30% ayyindi..

30% kadu kaka...atu itu ga oka 60-70% ayinatu vundi...anduke, ekanga 650 kada atkainchindi

ie level ki illu koni kali peeli mithi kattudu avasarama kaka ? 

[griffins]

Try to improve your credit score before buying home, it's not worth trying with that score 

[Rushabhi]

8 hours ago, k2s said:

Try to clear the credit debt by paying partial installments in 5-6 months.. appudu slow ga score peruguthundi... dont and never pay off credit card bills full amount at once

Why?