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Car dealer forcing me to pay the full amount before car delivery


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Posted
7 minutes ago, MusuguVeiMazzaChei said:

Dont fall to Dealer tricks .

Dont hurry yourself.

When you can get loan for 1-2%  why do u want to put so much money on a depreciating asset ?

paying using CC  is bad idea as you might hit with credit inquries and can damage your credit score.

Ayyiga loan apply chesko then  invest that money in long term stocks or index funds or atleast indian banks (7% interest vastundhi)  or real estate.

If you get a couple of hard inquires the score will take a dip temporarily and comes back up just fine. if you continue to hold large balances and pay only minimum payment then credit card route is not for you. However OP has cash on hand and my suggestion is only to pay off instantly.

If investing in India - factor exchange rate impacts and if you need the cash in USA how to get it back. 

Real estate is very case by case basis. Not sure if I can suggest anything or not.

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Posted
49 minutes ago, Raithu_bidda_ said:

Ayina usa lo Cash tho car buying andi idi ado mana time bokka thread tapinchi 

credit score vunapudu honda vade 0.9 apr tho car istadu payments akkuva anuko he can pay 5k with credit card 

my cars apr is 4.79 at 75 months credit score is 600 when I bought 

no car dealer forces for cash payment in case he gets cut from banks if they send customers to the banks for loans 

vammo neeko dandam saami... neeku sarigga ardam kale na post...

cash payment cheyadam na decision... month end lopu cheyali any form of payment adi dealer decision...so car ivvakamunde cheyocha ani aduguthunna...

Posted
1 minute ago, Ara_Tenkai said:

vammo neeko dandam saami... neeku sarigga ardam kale na post...

cash payment cheyadam na decision... month end lopu cheyali any form of payment adi dealer decision...so car ivvakamunde cheyocha ani aduguthunna...

Pay him 1000$ and register your car so no one buys it and price is good that’s it apply a loan at Honda only credit score vundi antunav so 0.9 to 1.9 istadu 

cash peti kontam anta budditakuva pani usa lo vundadu usa runs on credit only 

Posted
Just now, Raithu_bidda_ said:

Pay him 1000$ and register your car so no one buys it and price is good that’s it apply a loan at Honda only credit score vundi antunav so 0.9 to 1.9 istadu 

cash peti kontam anta budditakuva pani usa lo vundadu usa runs on credit only 

bro ippudu auto loans chala ekkuva vunnayi bro... 4.9% antundu... DCU vade 2.99% ki takkuva iyyatle... ye jamana lo rates chepthunnav bro...

May be nuvvu 2012-13 rates chepthunnav

Posted
Just now, Ara_Tenkai said:

bro ippudu auto loans chala ekkuva vunnayi bro... 4.9% antundu... DCU vade 2.99% ki takkuva iyyatle... ye jamana lo rates chepthunnav bro...

May be nuvvu 2012-13 rates chepthunnav

Dcu give 0.5 discount check penfed 24 to 35 months 1.4 apr 

honda vadu max 0.9 1.9 and 2.9 mac

i bought it exactly last year 

Posted
2 minutes ago, Raithu_bidda_ said:

Dcu give 0.5 discount check penfed 24 to 35 months 1.4 apr 

honda vadu max 0.9 1.9 and 2.9 mac

i bought it exactly last year 

ok bro will check

Posted
38 minutes ago, Ara_Tenkai said:

invest chese anthe thelivi ledu bro... telivi lekunda risk cheyalenu... I just want a simple life... dont have to earn in crores... salary chalu...migatha danta bagwan ke hath mein...

ok

Posted
3 hours ago, Ara_Tenkai said:

No cash tho kontunna...

Nuvvu Mukesh Ambani relative 

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