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india lo us debit cards gokithe entha transaction fee untundi indian atms


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Posted
6 minutes ago, SNOW_MEGA said:

how to get rid of the fee charged by indian atm's

Varies bank to bank. Generally it's 3%

Posted
14 minutes ago, SNOW_MEGA said:

how to get rid of the fee charged by indian atm's

Check this if it helps +_(

 

How can I avoid ATM fees in India?

If you think using an ATM isn’t worthwhile because of the fees, think again. Fees can be avoided, or at least kept to a minimum.

Use a fee-free network

You can avoid paying withdrawal fees if:

1. Your bank is a Global ATM Alliance member

Deutsche Bank, a member of the Global ATM Alliance, has a network of ATMs in India. If you’re an alliance member’s customer, you can use Deutsche Bank ATMs without paying a withdrawal fee.

2. You’re a Citibank customer

Citibank has several branches and ATMs around India. If you’re a Citibank customer in another country, you can use its Indian ATMs for free.

3. You’re an HSBC customer

HSBC operates in India and has a network of ATMs. As an HSBC customer, you can make withdrawals from its Indian ATMs free of charge, but only if you’re an Advance or Premier customer.

Choose your card wisely

Some cards have low foreign transaction fees, making them cheaper to use abroad. Check your bank’s fee schedule, so you’ll know what charges to expect. If you travel a lot, consider switching to a bank with lower fees or getting a fee-free card.

Avoid using your credit card for ATM withdrawals. The transaction is considered a loan; and attracts fees and interest.

Use TransferWise

If you have an Indian bank account, or know someone who does, use TransferWise to make the transfer ahead of time and save even more. Not only does TransferWise use the real mid-market exchange rates to convert your money (which almost always beats the banks), but since your currency is received and sent via local banking systems in both your home country and in India, all those nasty international fees magically disappear. Give it a try.

Posted

Take a Charles Schwab investor checking account. They cover debit card fees unlimited on both sides when used internationally.

Transfer money from your US Bank to Schwab before the trip, use how many ever times you need and after you come back transfer back to your account.

I use the same process for all international trips. Saved a lot of money in Europe.

Irrespective of this, their product is really good and their fees are awesome low. Not that applies here, their investment portfolio is great too.

Read this : https://www.doctorofcredit.com/charles-schwab-100-checking-account-bonus-no-monthly-fees-no-international-atm-withdrawal-fees-atm-fee-reimbursements/

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