Home Owners Ravali.

[Spartan]

Just now, hotmaddy said:

After acceptance, inspection not good aithe we can further negotiate or walk out.

acceptence tarvata inkem untadi...malli negotiate cheyanike..

[hotmaddy]

54 minutes ago, k2s said:

accept that counter offer for $245k and ask seller to pay for closing cost. closing cost will be around $4k to $5k and you have pay in cash.. so why bother $5k/$10k more in 30 yrs loan vs $5k pay in cash now for closing cost. 

Closing $5K aa? Can you details them baa.

Bank vaadu $1600 annadu. Inspection $1500 anukunte. $3K ne kada.

 

Edit: Found It:

 

• Lender fees: These include everything from administrative costs to wire transfer fees to fees for pulling your credit report.
• Appraisal: The home appraisal can be a big expense, at several hundred dollars. The lender wants to make sure the home appraises for the sale price.
• Title or attorney fees: Government filing fees, escrow fees, notary fees, and any other expenses associated with transferring the deed over to you.
• Escrow fees: You might be required to pay some of your property taxes and insurance into an escrow account upfront.
• Interest: You’ll have to pay interest that’s prorated from the date of your closing to the first of the following month

[hotmaddy]

5 minutes ago, Spartan said:

acceptence tarvata inkem untadi...malli negotiate cheyanike..

Ikkada ala oppukunela leru. But I will ask them.

It's better to ask now than regretting later.

[KakiJanaky]

250k ki enni bed/bath/sq.ft? singlefamily/condo/townhome? down entha 10/20? 

[SeemaLekka]

3 hours ago, johnubhai_01 said:

@4Vikram

@SeemaLekka

plz shed some light and help people 

Yeah in shed where there is not even light

[johnubhai_01]

20 minutes ago, SeemaLekka said:

Yeah in shed where there is not even light

inka ennallu ila Indra lo 1st half siru la natisthav man

[4Vikram]

6 hours ago, johnubhai_01 said:

@4Vikram

@SeemaLekka

plz shed some light and help people 

Homeless lantoni nenu nannu tag chesiru endi ee theddu lo

[dharma1992]

[krishna0125]

21 hours ago, hotmaddy said:

Ido maarumoola kugramam le baa. Iowa City ani Iowa lo undi.

Nenu Inspection gurinchi not talking. Home Warranty important aa ani asking?

Also how many times offer/ counter offers cheyyochu.

Iowa lo own house on h1b anta koncham risk kada, very few clients and impossible to find next project at same location..Job market at that location is important if you are buying house on h1b..

[Kalam_Youtheman]

any time DMV area lo homes best... expensive aina ,,hot cake in market.. close to DC aithe naaa bhoo naa bhav

[tacobell fan]

Just now, Kalam_Youtheman said:

any time DMV area lo homes best... expensive aina ,,hot cake in market.. close to DC aithe naaa bhoo naa bhav

Nuvvu same place bro?

[Kalam_Youtheman]

29 minutes ago, tacobell fan said:

Nuvvu same place bro?

ofcourse

[kasi]

22 hours ago, hotmaddy said:

Ninna oka house ki offer petta.

Seller 250K pettadu. Nenu 230K Pettanu. Vaadu Counter offer 245K chesadu.

Similar house+ FInished Bathroom  240K poyindi a month ago. 235K nenu offer cheddamanukuntunna. Enni sarlu offer/ counter offer cheyyochu?

Also Home Warranty ivvadanta because the house was built in 2015. How important is Home Warranty?? Please throw some light.

i will not talk about much you should counter with, but talk about factors that u should keep in mind while making a counter offer 

1. first, is that 5K worth of losing the house 

2. whats the no. days in the market in the community(2015 antea they should go fast IMO)

3.240 n 245 is not much difference IMO, nuvu refer chesi house ki ee house ki diffs neeku complete thelika povachu and every seller is different. 

4. make sure you act fast if you like the house

5. looks at all the houses and no. of days in market and you will the demand......based on that play around 

 

Home warranty: pichha lite for 2015 build home ki, it covers HVAC n Appliances....you shouldn't have any issues with either.

[kasi]

19 hours ago, nandananditha said:

 

closing  cost diffs based in the bank/CU that you go with......mine was around 900 

 

[kasi]

20 hours ago, Spartan said:

still...inspection fast ga cheynchukovali..

but better than burning hands after buying right.

2015 house, i dont think he will have any issues 

but still inspection is very imp