Mortgage Lenders

[hotmaddy]

Guys, I have an accepted offer.

Mortgage lending ela shop cheyyalo cheppandi. I contacted 1 local bank and 1 Credit union. Enni Banks daggara rates theesukovatam better?

Also should we give SSN to all these banks to get Mortgage rates? If so anni Hard enquiries padithe okesari credit history assam avuddi kada. Thanks in advance.

[mettastar]

15days lo related enquiries aithe emkadu anukunta..

[hotmaddy]

Just now, mettastar said:

15days lo related enquiries aithe emkadu anukunta..

Entha mandi daggara theesukunte better quotes?

[Suhaas]

Congrats Bro.

Try DCU for mortgage loan once. 

Look below regarding Hard Inquiries while mortgage shopping. 

FICO models allow consumers to shop for the same type of credit within a certain period of time.

The credit bureaus identify that you’re comparison shopping by recognizing the types of credit for which you’re applying.

According to the Consumer Federal Protection Bureau (CFPB), the impact on your credit is the same regardless of the number of inquiries, as long as the inquiries are made by mortgage brokers or lenders within a 45-day window.

However, it’s important to note that some companies are using older FICO models. Some older FICO models allow for just 14 days for multiple inquires to have the impact of just one.

For this reason, a good rule of thumb is to try to limit your credit pulls for rate shopping to two weeks.

https://themortgagereports.com/22895/multiple-credit-inquiries-mortgage-rate-shopping

 

[sandie]

meku costco membership unte, try through costco prefrd lenders.

thakuva quote chestharu ani vinna

[Spartan]

score bagunte PenFed try karo

[hotmaddy]

10 minutes ago, Suhaas said:

Congrats Bro.

Try DCU for mortgage loan once. 

Look below regarding Hard Inquiries while mortgage shopping. 

FICO models allow consumers to shop for the same type of credit within a certain period of time.

The credit bureaus identify that you’re comparison shopping by recognizing the types of credit for which you’re applying.

According to the Consumer Federal Protection Bureau (CFPB), the impact on your credit is the same regardless of the number of inquiries, as long as the inquiries are made by mortgage brokers or lenders within a 45-day window.

However, it’s important to note that some companies are using older FICO models. Some older FICO models allow for just 14 days for multiple inquires to have the impact of just one.

For this reason, a good rule of thumb is to try to limit your credit pulls for rate shopping to two weeks.

https://themortgagereports.com/22895/multiple-credit-inquiries-mortgage-rate-shopping

 

You are awesome bro.

[hotmaddy]

10 minutes ago, sandie said:

meku costco membership unte, try through costco prefrd lenders.

thakuva quote chestharu ani vinna

Costco undi. Will try with them too. Thanks.

[hotmaddy]

7 minutes ago, Spartan said:

score bagunte PenFed try karo

Super ledu baa just above 700 undi.

[sandie]

2 minutes ago, hotmaddy said:

Costco undi. Will try with them too. Thanks.

try here.. all the best

https://costcohomefinance.com/getratesp20/?PPCID=34&CID=GLRR&gclid=CjwKCAjwlcXXBRBhEiwApfHGTSdPTdrC-_rk78aQAHpT7WVruUq-4_CR9gLGMLtlte1SMo4hTZugWhoCrpcQAvD_BwE

[Spartan]

2 minutes ago, hotmaddy said:

Super ledu baa just above 700 undi.

oh ok...good luck..and congratulations. 

[mettastar]

nenu interfirstmortgage ani lender tho vellaa.. they gave me a good rate .. usually banks ekkuva charge chestharu .. ee costco lo unde lenders veellu kuda bane ekkuva charge chestaru..

I will pm you one desi mortgage broker info .. lady... naku telisinollu refinance cheyinchukunnaru aame through .. baane thakkuva rates ichindhi ani chepparu ..

email cheyi aameki .. just send your home sale price .. down payment info .. nee score entha .. income entha .. Debt to Income ratio laantivi email cheyii.. she will give you good faith estimate .. based on that you can decide..

kakapothe aame daggara paper work online undadhu anukunta ..

[hotmaddy]

4 minutes ago, mettastar said:

nenu interfirstmortgage ani lender tho vellaa.. they gave me a good rate .. usually banks ekkuva charge chestharu .. ee costco lo unde lenders veellu kuda bane ekkuva charge chestaru..

I will pm you one desi mortgage broker info .. lady... naku telisinollu refinance cheyinchukunnaru aame through .. baane thakkuva rates ichindhi ani chepparu ..

email cheyi aameki .. just send your home sale price .. down payment info .. nee score entha .. income entha .. Debt to Income ratio laantivi email cheyii.. she will give you good faith estimate .. based on that you can decide..

kakapothe aame daggara paper work online undadhu anukunta ..

Appreciate it baa. Please PM the info.

[mettastar]

pm chesa chusko baa.. also there is another lender .. provident funding ani .. veedi daggara kuda thakkuva rate unde .. 

https://www.provident.com/

but GC undali antademo okasari kanukko .. 

but I would suggest you to contact that Telugu Lady first .. thanu neku good faith estimate isthundi .. based on that shop around .. ippudu lenders good faith estimate ivvadam aapesaru without doing credit check

[Spartan]

1 minute ago, mettastar said:

pm chesa chusko baa.. also there is another lender .. provident funding ani .. veedi daggara kuda thakkuva rate unde .. 

https://www.provident.com/

but GC undali antademo okasari kanukko .. 

but I would suggest you to contact that Telugu Lady first .. thanu neku good faith estimate isthundi .. based on that shop around .. ippudu lenders good faith estimate ivvadam aapesaru without doing credit check

good faith estimate ante..

.nammakam nammakam...nammakam...song lo laga na..