entha mandi term life insurance took

[WHAT]

16 minutes ago, TriStateBabu said:

 

bro's can we borrow a loan against a term life insurance ?

No ..... life/term insurance invest laga chudaku bro ..... tough time lo family ki financial avuthadi anthe

[tables]

On 5/17/2018 at 10:16 AM, Android_Halwa said:

This is how it works man....insurance anede oka gamble...future situation expect chese kada quote design chesedi..

Just imagine you are here even after 10 years and ne insurance civerage dobbindi...and something happens to you and have no coverage...apudu etla bhai ?

ie insurance coverage anedi, i would suggest, everyone should start around 35-40 and do it for 30 year term...kavalante konni insurances lo money back or edo oka investment option vuntadi ...

teesukondayya insurances...asale USA lo chala uncertainity life and ilanti situations lo pranam peekithe, family members suffer avutaru baga....oka 2 movies takuva chudandi, emi kadu..a paisal insurance katukondi..

Or oka 2 thoda nryuthyalu tagginchukovali.

[reddyeee]

1 with employer ..they pay for 100k and i added 300k ..around $30 month

1 outside with Statefarm for 20 years. 1.5 mil and $1200 per anum. it works even if i move back to india as long as i have some address in US

Life insuranance must for everyone naa opinion lo. 

[Android_Halwa]

2 hours ago, reddyeee said:

1 with employer ..they pay for 100k and i added 300k ..around $30 month

1 outside with Statefarm for 20 years. 1.5 mil and $1200 per anum. it works even if i move back to india as long as i have some address in US

Life insuranance must for everyone naa opinion lo. 

1.5 mil is awesome bro...!

nenu prastutan 500k kada vunna...sustunna, 1 mil ki upgrade avudam ani...monthly onthly katte badulu okesari tax returns ragane annual premium katti dobbudam ani...

1.5 mil for 20 years @$1200 ante...reasonable deal ae broderu..

age entha ? additional benefits emaina istunada ?

[reddyeee]

53 minutes ago, Android_Halwa said:

1.5 mil is awesome bro...!

nenu prastutan 500k kada vunna...sustunna, 1 mil ki upgrade avudam ani...monthly onthly katte badulu okesari tax returns ragane annual premium katti dobbudam ani...

1.5 mil for 20 years @$1200 ante...reasonable deal ae broderu..

age entha ? additional benefits emaina istunada ?

Nenu 23 appudu teesukunna. Additional benifits ante em levu bro. Insurance anedhi pay cheyyali but use chesukone position ki raakudadhu ani roju god ni.korukovali. Naa plan lo accidental death tho patu suicide kuda coveravutundhi from 5th year. If you are healthy and no smoking and no alcohol then around 900 to 1400 pay cheyyali below 30 years age ithe.

Inko option vundhi. Around 3000 to 4000 per year pay cheste 20 years tarvatha pay chesina mottam money back vastundhi. But nenu lite teesukunna because appati $ ippati $ same value kaadhu kada and 4000 ante year ki i have to.compromise on other expenses ani.