credit card 9k appu - how to clear, tips please

[KakiJanaky]

credit card appu entha kattina malli 9 to 10k rack up aytundi. emaina manchi tips iyyandi abba, asalke 0% apr deggara padindi. chiraaku dobbutundi account open cheyyalante. 

[pahelwan]

Haha alavatu aipotundi. Nen 8 years nundi chustuna eppudu 0 aitunda ani but no change niku kuda alavatu aitadi

[ARYA]

20k undi em sestam chustam anthee

[Raithu_bidda_]

50k vundi I am not joking 4 months nunchi pay check lo sogam interest ke aipotundi 

[sattipandu]

14k undhi mem evadiki seppukovaali

please stand in queue 

[thanks]

45k here

[KakiJanaky]

7 minutes ago, Raithu_bidda_ said:

50k vundi I am not joking 4 months nunchi pay check lo sogam interest ke aipotundi 

50k on cc ante, rough ga 600 plus interest a avtundi each month ki, 600 ki oka lower middle class family bathuktundi kada bayya india lo. just saying. y dont you go for personal loan which might drop your interest rates by half, plus you end up clearing principle+interest, think chey jarabro.

[nenesuperni]

score bagunte take inko card balance transfer.  also i took money from friends saying dont ask for interest and before one year. mela melaga thagincha where i was spending too much by writing down kharchulu

[Unityunity]

12K here.. am also waiting for suggestions 

[KakiJanaky]

1 minute ago, nenesuperni said:

score bagunte take inko card balance transfer.  also i took money from friends saying dont ask for interest and before one year. mela melaga thagincha where i was spending too much by writing down kharchulu

thanks but enta tagginchina, weekend lunch/dinner, groceries, gas, bills, monthly payments ivanni we can't escape right. however, i make most of my bills with checking account, that way i know what i end up making.

[Spartan]

0 credit balance always by the end of the month.

anduke i never plan to open new CC.

[thanks]

1 minute ago, Spartan said:

0 credit balance always by the end of the month.

anduke i never plan to open new CC.

used responsibly

[Unityunity]

Just now, Spartan said:

0 credit balance always by the end of the month.

anduke i never plan to open new CC.

I used to maintain same a year go .. but bench Period gives more expenses than in Job.. 

[Spartan]

Just now, Unityunity said:

I used to maintain same a year go .. but bench Period gives more expenses than in Job.. 

yeah i understand that.

[tables]

aa 10K appu chesi emi konnavo adi ammesi kattei credit card bill.