Dileep annareddy gofundme

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3 hours ago, perugu_vada said:

Preventive care means health checkups, pregnancy etc

anthe kani ivi kadu man  again i am nlt sure, 

Me half knowledge ko dandam ra bros..sorry

[former]

4 hours ago, perugu_vada said:

Preventive care ki aithe max out of pocket untundi, i dont think veetiki adi applicable, i may be wrong too 

calling @Spartan

Preventive care test generally free (men - 1 Physical Test with blood work, Women - 1 physical test with Blood work, gynic visit with some tests) in a calendar year in most of the PPO plans.

If you diagnosed with any issue in the physical test, your physician recommends go to a specialist or ask more tests which come under yearly deductibles.

I guess any diseases must cover by insurance without limitations. But some plans have 80% coinsurance after the deductible. So Cancer type treatment are too expensive after insurance cover up to 80%.

[former]

If you are not feeling well and schedule the appointment with your physician that is not Preventive care. so these visits come under your deductible.

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32 minutes ago, former said:

Preventive care test generally free (men - 1 Physical Test with blood work, Women - 1 physical test with Blood work, gynic visit with some tests) in a calendar year in most of the PPO plans.

If you diagnosed with any issue in the physical test, your physician recommends go to a specialist or ask more tests which come under yearly deductibles.

I guess any diseases must cover by insurance without limitations. But some plans have 80% coinsurance after the deductible. So Cancer type treatment are too expensive after insurance cover up to 80%.

See there are two components in health insurance, Co-isnurance(out of pocket) and deductable.

Say  you have 1000 deductable and 3000 co-isnurance and 8000 family one. 

Ante 1000 daka nuvu complete ga kattali what ever charges happens to insurance(except preventive care like kids tikas) 

1000 datithy you enter into 90-10 or 80-20 just like mastris. But that 20% of you will be only till 3000. 

Say if you made 100K bill... You paying 1000, remaining 99000 you are going to pay only 20% till your out of pocket, once you reached out of pocket, 

you no need to pay anything. Even if it is million dollars insurance will may the million for that year and you pay only 4000$.

ok coming back to family  if your family has three members then only its worthful.  

Meru mugu hospital ayaru...then individual ga 4000 + 4000 + 4000 = 12000 pay cheyali but me family lo once you paid 8000, inka evaru pay cheyakarledu. 

Hope this clarifies.

[former]

32 minutes ago, whatsapp said:

See there are two components in health insurance, Co-isnurance(out of pocket) and deductable.

Say  you have 1000 deductable and 3000 co-isnurance and 8000 family one. 

Ante 1000 daka nuvu complete ga kattali what ever charges happens to insurance(except preventive care like kids tikas) 

1000 datithy you enter into 90-10 or 80-20 just like mastris. But that 20% of you will be only till 3000. 

Say if you made 100K bill... You paying 1000, remaining 99000 you are going to pay only 20% till your out of pocket, once you reached out of pocket, 

you no need to pay anything. Even if it is million dollars insurance will may the million for that year and you pay only 4000$.

ok coming back to family  if your family has three members then only its worthful.  

Meru mugu hospital ayaru...then individual ga 4000 + 4000 + 4000 = 12000 pay cheyali but me family lo once you paid 8000, inka evaru pay cheyakarledu. 

Hope this clarifies.

20

I forgot mentioned about out of pocket maximum. You are correct.

But some low payment plans (in HMO) doesn't have Out of Pocket. So you need to pay full after co-insurance.

Most of the PPO plans have out of pocket maximum cut off like 4K, 8K, 10k, 12K, 16K etc per family. 

[krishnote3]

Just donated..

[xxxmen]

Just now, krishnote3 said:

Just donated..

Em anna aws remote proj emana vunaya

[krishnote3]

2 hours ago, former said:

If you are not feeling well and schedule the appointment with your physician that is not Preventive care. so these visits come under your deductible.

+1111

[krishnote3]

3 minutes ago, xxxmen said:

Em anna aws remote proj emana vunaya

Market lo chana mandhi vacheasru aws midha..malli emi ra ledhu wfh vi

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12 hours ago, krishnote3 said:

Market lo chana mandhi vacheasru aws midha..malli emi ra ledhu wfh vi

yenta pay chestharu AWS Meda?

[krishnote3]

1 hour ago, whatsapp said:

yenta pay chestharu AWS Meda?

Second job type edhi 20 to 30 

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6 minutes ago, krishnote3 said:

Second job type edhi 20 to 30 

Not bad, but need to inform USCIS about this?

[xxxmen]

5 hours ago, krishnote3 said:

Second job type edhi 20 to 30 

Edo okati lagu anna

[Vaampire]

Rip. Not donating any

[WHAT]

so sad rip 

but $$ limit already ekkuva pettaru .... and almost money collected ..... no donation .... sry for their family 

every month $25-50 limit pettukunna...... india lo evarikina avasarm unte link share cheyandi ... i will donate