Financial Discipline

[Spartan]

1 hour ago, Anta Assamey said:

Adhi chalu nee salary lo 15% ante.. 

Football choodatleda.... 

morning games cover chestunna..migitadi office lo pedda screens vesaru rendu..so time unte velli chudatame..

[tables]

On 6/25/2018 at 2:26 PM, papampasivadu said:

oka 6 months ki saripoye amount savings lo unchuko...migatha anta invest...

first preference 401k lo...veelaithe max it out...aa tarvatha kuda save cheyyali anukunte appudu brokerage account open cheyocchu...India lo nammakamaina knowledgable parents unnaru anukunte lands lo invest cheskovacchu

elaborate pls

[tables]

india lo invest cheyali ante suggestions pls , real estate , vaddi laantivi vaddu. any good mutual funds/SIP etc..

[Spartan]

5 minutes ago, tables said:

india lo invest cheyali ante suggestions pls , real estate , vaddi laantivi vaddu. any good mutual funds/SIP etc..

ikkadiki laga India lo kuda mutual funds account unnai.

SBIlife,  example has multilevel plans starting from 1.5Lakh per year , 6lak per year etc..

5yr, 10yr plans.. returns 8-14%...unnai last year..

but e year takkuva untadi..indian banking system is going to dogs..so returns will be less for next year.

 

PSU lo pettadam better kabatti..i prefer SBI.

[Run]

4 hours ago, Spartan said:

u can open account with Fidelity or Vanguard..and buy the mutual funds from there.

i prefer Fidelity. akkada u can choose any type of mutual fund and also view the holdings wichi that fund has.

like medical, energy, gas, oil, blue chip tech etc kind of.

https://www.fidelity.com/mutual-funds/overview 

and put ur money in that fund. they will manage.

what type of account open cheyali bro..options chala unnay  .... investing and trading a?

• Investing and trading
• Saving for retirement
• Managed accounts

• Saving for education
• Saving for disability expenses
• Charitable giving

[Spartan]

18 hours ago, Run said:

what type of account open cheyali bro..options chala unnay  .... investing and trading a?

• Investing and trading
• Saving for retirement
• Managed accounts

• Saving for education
• Saving for disability expenses
• Charitable giving

https://dpcs.fidelity.com/prgw/dpcs/dma/

Fidelity Go  under Managed Accounts

[DaleSteyn1]

20 hours ago, Spartan said:

i would put 10K each in Medical, Energy, Oil and Gas,

rest in Blue chips. (Balanced Fund) last year the return was 17% because market was good, so u can avg it out to 10+% this year. if market is ok

nuvvu dentlo invest chesthavo avi suggest cheyava

[Spartan]

3 minutes ago, DaleSteyn1 said:

nuvvu dentlo invest chesthavo avi suggest cheyava

Medical and Energy.

[DaleSteyn1]

Just now, Spartan said:

Medical and Energy.

medical and energy lo e particular mutual funds pick chesthav koncham cheppu beginner ikkada vanguard lo nuvvu ichina link lo choosa e portfolio pick cheyalo teleyadamledhu

[Spartan]

5 minutes ago, DaleSteyn1 said:

medical and energy lo e particular mutual funds pick chesthav koncham cheppu beginner ikkada vanguard lo nuvvu ichina link lo choosa e portfolio pick cheyalo teleyadamledhu

 

Fidelity lo

Medical: https://fundresearch.fidelity.com/mutual-funds/summary/316390475

Energy: https://fundresearch.fidelity.com/mutual-funds/summary/316390103

 

Vanguard lo aite:

https://investor.vanguard.com/mutual-funds/profile/fees/vghcx

https://investor.vanguard.com/mutual-funds/profile/VGENX

[DaleSteyn1]

9 minutes ago, Spartan said:

 

Fidelity lo

Medical: https://fundresearch.fidelity.com/mutual-funds/summary/316390475

Energy: https://fundresearch.fidelity.com/mutual-funds/summary/316390103

 

Vanguard lo aite:

https://investor.vanguard.com/mutual-funds/profile/fees/vghcx

https://investor.vanguard.com/mutual-funds/profile/VGENX

thanks ippudu oka  mutual fund lo e companies  unnayo telusukolema 

[Spartan]

10 minutes ago, DaleSteyn1 said:

thanks ippudu oka  mutual fund lo e companies  unnayo telusukolema 

not all but..top % investments chudochu..

Fidelity lo right side ki top 10 holdings vestad chudu.

Vanguard lo emo Portfolio and Management tab kinda

[dasara_bullodu]

No savings only shavings as of now

[DaleSteyn1]

6 minutes ago, Spartan said:

not all but..top % investments chudochu..

Fidelity lo right side ki top 10 holdings vestad chudu.

Vanguard lo emo Portfolio and Management tab kinda

ok thanks some one suggested me VTSMX nee salaha enti e fund meedha

[Spartan]

19 minutes ago, DaleSteyn1 said:

ok thanks some one suggested me VTSMX nee salaha enti e fund meedha

long run bagane undi steady rate