venkat4u Posted July 22, 2018 Report Share Posted July 22, 2018 New home buy chedam ani chustunna...koncham tips cheppandi, gone through the old treads mostly new home / newly constructed houses treads ekkuva kanipinchaledu. Koncham kinda vesina questions ki ans and mee salahalu suchanalu ivandi.. Thank You 1. Is this a good time to buy a house? 2. If in case buy chedam anukunte down payment 5% or 20% which is best 3. Area preference emi chudali like good school district etc.. 4. Office nundi sumaru entha distance lo tesukovochu like ( < 25mil)? Quote Link to comment Share on other sites More sharing options...
Spartan Posted July 22, 2018 Report Share Posted July 22, 2018 State area chepte suggest chestadu.. timing ante..if u really need now..go for it.. or wait after schools start....kotta houses ki it doesnt matter though Quote Link to comment Share on other sites More sharing options...
venkat4u Posted July 22, 2018 Author Report Share Posted July 22, 2018 1 minute ago, Spartan said: State area chepte suggest chestadu.. timing ante..if u really need now..go for it.. or wait after schools start....kotta houses ki it doesnt matter though ok bhayya..Atlanta GA (Cumming, Duluth, Sugar Hill, Lawrenceville ga) akkada chustunna Quote Link to comment Share on other sites More sharing options...
Spartan Posted July 22, 2018 Report Share Posted July 22, 2018 1 minute ago, venkat4u said: ok bhayya..Atlanta GA (Cumming, Duluth, Sugar Hill, Lawrenceville ga) akkada chustunna @solman Quote Link to comment Share on other sites More sharing options...
knbl16 Posted July 22, 2018 Report Share Posted July 22, 2018 Cumming Quote Link to comment Share on other sites More sharing options...
Kernel Posted July 22, 2018 Report Share Posted July 22, 2018 July-Aug Housing hot market... since school starts from Aug Wait till Sep if you really want to buy soon... presently full upp unnnai rates... If you can wait till 2019 , emanna tagocchemo - just my 2 cents 5% - 20% anedhi nee savings batti... i would first save atleast 6-8 months of EMI (for future use) and pay rest for down payment.. (10% ala).. i would never pay 20% for sure anuko School district imp - for future rentals ivvali anukunte or for your kids.. Ofc nundi 20-30 min drive dhaaka modable... bigger picture chusukunte.. downtown or Atlanta lo ekkuva companies unna place nundi chusukunna ok.. Avasaram lenappudu don't go for big house... 2500 Sq. feet dhaaka - single family homes modable.. even for future rentals/Resale (just to be in safe side) Check taxes and HOA rates to see what's your final pay.. Also pre approval tecchukunte mundhe helpful to look for houses.... 1 1 Quote Link to comment Share on other sites More sharing options...
venkat4u Posted July 22, 2018 Author Report Share Posted July 22, 2018 3 minutes ago, Kernel said: July-Aug Housing hot market... since school starts from Aug Wait till Sep if you really want to buy soon... presently full upp unnnai rates... If you can wait till 2019 , emanna tagocchemo - just my 2 cents 5% - 20% anedhi nee savings batti... i would first save atleast 6-8 months of EMI (for future use) and pay rest for down payment.. (10% ala).. i would never pay 20% for sure anuko School district imp - for future rentals ivvali anukunte or for your kids.. Ofc nundi 20-30 min drive dhaaka modable... bigger picture chusukunte.. downtown or Atlanta lo ekkuva companies unna place nundi chusukunna ok.. Avasaram lenappudu don't go for big house... 2500 Sq. feet dhaaka - single family homes modable.. even for future rentals/Resale (just to be in safe side) Check taxes and HOA rates to see what's your final pay.. Also pre approval tecchukunte mundhe helpful to look for houses.... Thanks for the valuable inputs bhayya.. Actually last year start chesanu H1 transfer punyama antu 9 months delay ayii last week approve ayindi...malli delay cheyatam enduku ani thinking. Will keep in mind. One more question 1. Quick moving home best or construction cheyinchukovatam best? Quote Link to comment Share on other sites More sharing options...
babu_bangaram Posted July 22, 2018 Report Share Posted July 22, 2018 what are the best loan rates currently and any lenders suggestions please Quote Link to comment Share on other sites More sharing options...
Kalam_Youtheman Posted July 22, 2018 Report Share Posted July 22, 2018 9 hours ago, venkat4u said: New home buy chedam ani chustunna...koncham tips cheppandi, gone through the old treads mostly new home / newly constructed houses treads ekkuva kanipinchaledu. Koncham kinda vesina questions ki ans and mee salahalu suchanalu ivandi.. Thank You 1. Is this a good time to buy a house? 2. If in case buy chedam anukunte down payment 5% or 20% which is best 3. Area preference emi chudali like good school district etc.. 4. Office nundi sumaru entha distance lo tesukovochu like ( < 25mil)? if newly married... schools picha lite.. neeeeku schools gurinchii pattinchikokuuu.... if pattinchukunnav ante neeku rates ekkuva untaayee... schools anedhiii pedhaaa waste katha in US... schools peru cheppi rates ekkuva untaayee for sure... if schools good unte 100% kids good a undaali kadha..ala undaadhu mari..it alldepends on your kid....ela learning and all... parents involvment kuda undaaali anuko... Next go for townhome if first time , no condo no single family..condo aithe paina or kinda neghbors tho distbnc chaalaa... single ante maintenance issues.. waste karchuluuu... so first time always townhome.. if possible go for new construc,.. Office nunchiii max 30-40 min commute unte best.. lekapothe nee life nuvvvu 3-4 hrs daily road paina spend cheyyalsi untundhiii.... I know some one spend 4 hrs on road daily.... 20% unte go for it.. if not 5%.... migithaa 15% emergency funds kindaa use cheskoo.... u will pay mortage insutance around 250 anuko permonth if 5% down good time bad time ani emi undaaadhu..... its depends on your luck anthee.... 1 Quote Link to comment Share on other sites More sharing options...
tony12345 Posted July 22, 2018 Report Share Posted July 22, 2018 mortgage rates akkada bagunnayi bhayya's. btw i'm also looking to buy townhome in PA Quote Link to comment Share on other sites More sharing options...
megadheera Posted July 22, 2018 Report Share Posted July 22, 2018 7 minutes ago, tony12345 said: mortgage rates akkada bagunnayi bhayya's. btw i'm also looking to buy townhome in PA PA lo ekkada chusthunnavu. Quote Link to comment Share on other sites More sharing options...
nokia123 Posted July 22, 2018 Report Share Posted July 22, 2018 17 minutes ago, tony12345 said: mortgage rates akkada bagunnayi bhayya's. btw i'm also looking to buy townhome in PA PA is very large state..andhulo ekkada? Quote Link to comment Share on other sites More sharing options...
tony12345 Posted July 22, 2018 Report Share Posted July 22, 2018 chester springs, kottaga TB vadu townhomes open chesadu Quote Link to comment Share on other sites More sharing options...
speedracer Posted July 22, 2018 Report Share Posted July 22, 2018 11 hours ago, venkat4u said: New home buy chedam ani chustunna...koncham tips cheppandi, gone through the old treads mostly new home / newly constructed houses treads ekkuva kanipinchaledu. Koncham kinda vesina questions ki ans and mee salahalu suchanalu ivandi.. Thank You 1. Is this a good time to buy a house? 2. If in case buy chedam anukunte down payment 5% or 20% which is best 3. Area preference emi chudali like good school district etc.. 4. Office nundi sumaru entha distance lo tesukovochu like ( < 25mil)? you have GC? Quote Link to comment Share on other sites More sharing options...
tables Posted July 22, 2018 Report Share Posted July 22, 2018 My personal advice- without gc don’t buy house.( you can still go for it if both wife and husband are working ), single income don’t buy without gc 1 Quote Link to comment Share on other sites More sharing options...
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