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Credit report for India home loan.. score entha vundali?


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Posted

nenu last year 80lakhs loan teeskunna.. credit scored was above 660 but they want less loans here.. i had to close few loans here and then refinance ..agent suggested... hdfc process smooth but if u have too much loans like above 50k they will complicate and start cutting down loan amount.. 

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  • Amrita

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Posted
9 minutes ago, siru said:

Cool.. thanks bro

India lo PAN card unte chalu konni sites lo kuda chudochu CIBIL score free like paisabazaar.com/ Creditmantri.com, or else you can get it via a bank you have account paying charges.

CIBIL.com website nunchi kuda direct ga can get your credit score , taking membership...

 

 

Posted
2 hours ago, DaleSteyn1 said:

ok nenu 45 lakhs ki apply chesthe 45  lakhs icharu i think loan manager decide chesthademo 

Apartment aa?

Posted
56 minutes ago, Kool_SRG said:

India lo PAN card unte chalu konni sites lo kuda chudochu CIBIL score free like paisabazaar.com/ Creditmantri.com, or else you can get it via a bank you have account paying charges.

CIBIL.com website nunchi kuda direct ga can get your credit score , taking membership...

 

 

thanks bro..i will check

Posted
1 hour ago, Kool_SRG said:

India lo PAN card unte chalu konni sites lo kuda chudochu CIBIL score free like paisabazaar.com/ Creditmantri.com, or else you can get it via a bank you have account paying charges.

CIBIL.com website nunchi kuda direct ga can get your credit score , taking membership...

 

 

Asalu India lo eppudu work cheyapoyina CIBIL score untunda? Is it based on US credit score/history?

Posted
1 minute ago, Amrita said:

Asalu India lo eppudu work cheyapoyina CIBIL score untunda? Is it based on US credit score/history?

CIBIL score is based on your financial transactions( loans n credit cards) and savings account is not linked . 

Posted
19 minutes ago, Unityunity said:

CIBIL score is based on your financial transactions( loans n credit cards) and savings account is not linked . 

US lo or India lo ?

Posted
2 minutes ago, Amrita said:

US lo or India lo ?

india

and i am in same situation as u..never worked or had credit cards in india..dont think we will have any score

Posted
30 minutes ago, Amrita said:

Asalu India lo eppudu work cheyapoyina CIBIL score untunda? Is it based on US credit score/history?

Its based on PAN number.. Idi India lo score ke not US. 

Posted
6 minutes ago, siru said:

india

and i am in same situation as u..never worked or had credit cards in india..dont think we will have any score

You may contact bank or even CIBIL customer support undi aah site lo they might help you. 

Posted
7 minutes ago, siru said:

india

and i am in same situation as u..never worked or had credit cards in india..dont think we will have any score

Oh ok . Thanks . what are chances for us to get loan ?

Posted
2 minutes ago, Kool_SRG said:

Its based on PAN number.. Idi India lo score ke not US. 

Score lekapote enti problem ? Paystubs and US credit history to loan rada in India ? I have no idea so trying to know.

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