401k jara dekho

[IamBhagatSingh]

Bhayya's

employer is matching contribution at only 50% of the first 4% of salary. That too to an annual maximum of $2500. 

Is it worth investing in 401k in this case? 

Because most employers match 100%, but ila 50% matrame match cheste worth ah. Future lo withdraw cheste tax cut itey emanna miguludda? 

[TensionNahiLeneka]

Just now, IamBhagatSingh said:

Bhayya's

employer is matching contribution at only 50% of the first 4% of salary. That too to an annual maximum of $2500. 

Is it worth investing in 401k in this case? 

Because most employers match 100%, but ila 50% matrame match cheste worth ah. Future lo withdraw cheste tax cut itey emanna miguludda? 

maximum 2500 endi? adi usual ga same vuntadi ga andariki ? 

50% of first 4% ante chaala takkuva

 

[Spartan]

put it in 401K even if ur employer is matching it 20%...

ma dantlo 75% matching..max of 4500 ante...

[changure]

5 minutes ago, TensionNahiLeneka said:

maximum 2500 endi? adi usual ga same vuntadi ga andariki ? 

50% of first 4% ante chaala takkuva

 

not necessarily. There is annaul cap how much employer will match up to the contribution.

Mine in max of 3000 per annum.

[TensionNahiLeneka]

3 minutes ago, Spartan said:

put it in 401K even if ur employer is matching it 20%...

ma dantlo 75% matching..max of 4500 ante...

ento konta ekkuva vachinatte antav antena bro? 

 

and ee max rule vuntada? i thought it would be same for all

[TensionNahiLeneka]

Just now, changure said:

not necessarily. There is annaul cap how much employer will match up to the contribution.

Mine in max of 3000 per annum.

ooh thanks for the info. naaku idea ledu. 

[Vaampire]

Most employers match 100%.... can u plz share ur source for this statement?

 

i would suggest to invest as mush as possible in 401k

[Vaampire]

Visa matches 200% and the max cap is 10k ani vinna. Not sure if it still true. Inka ey company gurunchi vinaledhu 100% match chesthunnatu

[TOM_BHAYYA]

7 minutes ago, Spartan said:

put it in 401K even if ur employer is matching it 20%...

ma dantlo 75% matching..max of 4500 ante...

20% matching ante okay okay no.. 10% early withdraw fee..

edho tax % thagginchukodaniki aithe okay..

ivanni chusthunte maa vadu devudu la anipisthunnadu.. 167% matching currently 6% future lo 10% dhaka

[IamBhagatSingh]

11 minutes ago, TensionNahiLeneka said:

maximum 2500 endi? adi usual ga same vuntadi ga andariki ? 

50% of first 4% ante chaala takkuva

 

Ante max contribution 2500 eh chestadu per year 

[IamBhagatSingh]

9 minutes ago, Spartan said:

put it in 401K even if ur employer is matching it 20%...

ma dantlo 75% matching..max of 4500 ante...

Okay bhayya 

[IamBhagatSingh]

4 minutes ago, Vaampire said:

Most employers match 100%.... can u plz share ur source for this statement?

 

i would suggest to invest as mush as possible in 401k

Big mnc's, banks etc match 100%

[IamBhagatSingh]

4 minutes ago, TOM_BHAYYA said:

20% matching ante okay okay no.. 10% early withdraw fee..

edho tax % thagginchukodaniki aithe okay..

ivanni chusthunte maa vadu devudu la anipisthunnadu.. 167% matching currently 6% future lo 10% dhaka

Max contribution entha bhayya? 

[former]

5 minutes ago, IamBhagatSingh said:

Max contribution entha bhayya? 

nee contrbution ayithe $18500/year;

[TOM_BHAYYA]

8 minutes ago, IamBhagatSingh said:

Max contribution entha bhayya? 

18,500 max ma vadu match chesedhi