401k jara dekho

[IamBhagatSingh]

30 minutes ago, former said:

nee contrbution ayithe $18500/year;

Yaa

[Spartan]

40 minutes ago, TOM_BHAYYA said:

20% matching ante okay okay no.. 10% early withdraw fee..

edho tax % thagginchukodaniki aithe okay..

ivanni chusthunte maa vadu devudu la anipisthunnadu.. 167% matching currently 6% future lo 10% dhaka

401 lo kuda returns untai kada  7% on average per year veskunna...

[IamBhagatSingh]

28 minutes ago, TOM_BHAYYA said:

18,500 max ma vadu match chesedhi

Keka mi employer. 

[Spartan]

46 minutes ago, TensionNahiLeneka said:

ento konta ekkuva vachinatte antav antena bro? 

and ee max rule vuntada? i thought it would be same for all

exactly.

[Spartan]

42 minutes ago, Vaampire said:

Visa matches 200% and the max cap is 10k ani vinna. Not sure if it still true. Inka ey company gurunchi vinaledhu 100% match chesthunnatu

one job in visa please.

[Spartan]

43 minutes ago, TOM_BHAYYA said:

20% matching ante okay okay no.. 10% early withdraw fee..

edho tax % thagginchukodaniki aithe okay..

ivanni chusthunte maa vadu devudu la anipisthunnadu.. 167% matching currently 6% future lo 10% dhaka

devude mari...

[TensionNahiLeneka]

15 minutes ago, IamBhagatSingh said:

Keka mi employer. 

+1 naadi kooda 

[Run]

30 minutes ago, Spartan said:

one job in visa please.

Staff DevOps Engineer

https://usa.visa.com/careers/job-details.jobid.743999664878354.deptid.868537.html

[Spartan]

4 minutes ago, Run said:

Staff DevOps Engineer

https://usa.visa.com/careers/job-details.jobid.743999664878354.deptid.868537.html

thanks.

[phatposts]

If your purpose of contributing in 401k is to make your employer pay then stop till the max is reached. 

However, I contribute irrespective of employer matching. In the past employer contributed noting, but I contributed for tax bracket purposes. 

Now my employer matches 200% up to 3% of my contribution. No max limits. Its a great perk but maa vaadu 100% up to 6% anna kooda naaku equation same avtundi. Up to you. 

[Aakupaccha_caradu]

[IamBhagatSingh]

On 10/8/2018 at 3:26 PM, phatposts said:

If your purpose of contributing in 401k is to make your employer pay then stop till the max is reached. 

However, I contribute irrespective of employer matching. In the past employer contributed noting, but I contributed for tax bracket purposes. 

Now my employer matches 200% up to 3% of my contribution. No max limits. Its a great perk but maa vaadu 100% up to 6% anna kooda naaku equation same avtundi. Up to you. 

good

[IamBhagatSingh]

On 10/8/2018 at 3:30 PM, Aakupaccha_caradu said:

[Quickgun_murugan]

On 10/8/2018 at 11:48 AM, Spartan said:

put it in 401K even if ur employer is matching it 20%...

ma dantlo 75% matching..max of 4500 ante...

Agreed.. just put atleast 5% of your salary in 401K

[Peddayana]

On 10/8/2018 at 1:43 PM, IamBhagatSingh said:

Bhayya's

employer is matching contribution at only 50% of the first 4% of salary. That too to an annual maximum of $2500. 

Is it worth investing in 401k in this case? 

Because most employers match 100%, but ila 50% matrame match cheste worth ah. Future lo withdraw cheste tax cut itey emanna miguludda? 

always worth , 2% overall enduku vadulukovatam free ga istunte , opt and forget , it will grow over a few years , manchi nest egg avutundi 

withdrawal with out penalty can not be done before you are 59 1/2 years , alternatives unatayi equated yearly withdrawals , withdrawing them when you leave us and have no income tax etc but 10% penalty aithe untundi appudu , even then you still would have got the 1.4% + Interest/growth on that money