cash vs assets in india

[idibezwada]

40 minutes ago, Merabharathmahan said:

Fd eyadam better or invest on land/apartment better? Inflation ni beat chestada 10-15 years lo

FD pedha bokka..why would some one need 50 lakhs as an emergency fund?..any day investing in RE/indexes will beat FD in long term

[siritptpras]

10 hours ago, nuzvid_mamidikaya said:

adi interest kosam kadhu backup kosam interest around 4lL vastadi yearly

ela vasthundi 4L  FD lo for 50 L.6.5 to max 7.0 percent interest rate FD lo..

[Merabharathmahan]

31 minutes ago, idibezwada said:

FD pedha bokka..why would some one need 50 lakhs as an emergency fund?..any day investing in RE/indexes will beat FD in long term

Hyderabad lo Apartment 2 BR vastadi anthe. Apartment waste anipistundi because of low quality construction and bad compare to individual house

[idibezwada]

Just now, Merabharathmahan said:

Hyderabad lo Apartment 2 BR vastadi anthe. Apartment waste anipistundi because of low quality construction and bad compare to individual house

Better invest in land then

[Merabharathmahan]

5 minutes ago, idibezwada said:

Better invest in land then

Idi not safe antunnaru if people do not watch regularly in hyderabad. Asalu Land registrations electronic computerised chesaka vere vallu ela registration cheyistaro. Centralised kada Registration website system? Vere sub registrar office lo same land vere vari peru meeda registration cheyistara enti? Computerised process duplicate ela accept chestadi. Asalu ela chestaru fraud

[nuzvid_mamidikaya]

46 minutes ago, siritptpras said:

ela vasthundi 4L  FD lo for 50 L.6.5 to max 7.0 percent interest rate FD lo..

7.0 interest veakunte 1lac ki 583 vastundi 50 lacs ki normal interest year ki 3.5 lacs compouns inkoncham ekuva. Form 15-g fill cheyyi me mom name medha FD chesi interest free

[Merabharathmahan]

40 Lakh Cash unte following three lo edi cheyadam better

1. FD cheyadam 

2. 2 BR Apartment hyderabad lo 

3. Land hyderabad lo konadam

 

Apartment konte 5 years lo old ayipoyi 10 years lo motham padayipotay due to cheap construction quality. Land kondam ante security undademo evaru chusukokapothe. FD safe but next 10 years ki inflation ni beat chestada 

[Merabharathmahan]

Good post

[k2s]

On 12/26/2018 at 6:36 PM, Merabharathmahan said:

Fd eyadam better or invest on land/apartment better? Inflation ni beat chestada 10-15 years lo

FD interest is treated as income. and have to pay income tax noo 

[Merabharathmahan]

47 minutes ago, k2s said:

FD interest is treated as income. and have to pay income tax noo 

10% TDS on Interest amount by default ga cut chesukuntaru FD lo if annual interest exceeds 10k Rs. Okavela nee Income 20% tax bracket lo padithe appudu inko 10% kattali tax filing appudu. 

[tacobell fan]

On 12/27/2018 at 1:32 PM, Merabharathmahan said:

Land kondam ante security undademo evaru chusukokapothe. FD safe but next 10 years ki inflation ni beat chestada

childish thinking, you probably are around 30 years or less age ayyi undali. Cash won't grow beyond what the predefined value you and bank agreed after maturity period is over. Land aithe you have 100% chance in 5 years it at least adds more value. 

[Merabharathmahan]

5 minutes ago, tacobell fan said:

childish thinking, you probably are around 30 years or less age ayyi undali. Cash won't grow beyond what the predefined value you and bank agreed after maturity period is over. Land aithe you have 100% chance in 5 years it at least adds more value. 

Land ni ela verify cheyinchali brother. Enni verifications cheyinchi theesukunna ekkado litigations ayitune unnay. Mana registration system lone loop holes unnattunnay. Malli konnaka evado vere peru meeda registrations or some thing avutunnay land ni regular ga chusukokapothe. land ni regular ga chuse vallu leru so anduke thinking malli additional mental tensions undoddu ani. asalu ke bokka malli land litigations padithe

[tacobell fan]

8 minutes ago, Merabharathmahan said:

Land ni ela verify cheyinchali brother. Enni verifications cheyinchi theesukunna ekkado litigations ayitune unnay. Mana registration system lone loop holes unnattunnay. Malli konnaka evado vere peru meeda registrations or some thing avutunnay land ni regular ga chusukokapothe. land ni regular ga chuse vallu leru so anduke thinking malli additional mental tensions undoddu ani. asalu ke bokka malli land litigations padithe

i don't know your background but we generally but in a place we are familiar so that we know the real story. If you go to no man land and try to buy you need someone you trust with good knowledge to educate you. Before Amaravati announced, my cousins brought land in Nuzividu without talking to anyone in family and they are cheated by someone. The land they brought was sold to three different people probably because they are dumb enough to not to do enough research. 

[JollyBoy]

11 minutes ago, Merabharathmahan said:

Land ni ela verify cheyinchali brother. Enni verifications cheyinchi theesukunna ekkado litigations ayitune unnay. Mana registration system lone loop holes unnattunnay. Malli konnaka evado vere peru meeda registrations or some thing avutunnay land ni regular ga chusukokapothe. land ni regular ga chuse vallu leru so anduke thinking malli additional mental tensions undoddu ani. asalu ke bokka malli land litigations padithe

just buy ventures if you are not sure 

ofcourse you pay little more than the actual market price but you get 100% in less than 5 years

[Merabharathmahan]

1 hour ago, tacobell fan said:

i don't know your background but we generally but in a place we are familiar so that we know the real story. If you go to no man land and try to buy you need someone you trust with good knowledge to educate you. Before Amaravati announced, my cousins brought land in Nuzividu without talking to anyone in family and they are cheated by someone. The land they brought was sold to three different people probably because they are dumb enough to not to do enough research. 

3 different people ki sell chesthe Registration website lo chuyinchaleda. or did they just pay money and wrote some agreement and not registered? Land lo malli Survey numbers kooda thappu padutay ani vinna.