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Posted
5 minutes ago, SRH said:

when is the best time to refinance bro? If you have recently purchased a vehicle

 

within in 6 months i would say

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  • Amrita

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Posted
4 minutes ago, Kootami said:

within in 6 months i would say

With the same credit union or a diff one?

 

Posted
50 minutes ago, JollyBoy said:

pedda lu sollinattu dcu/penfed always

DCU di approved kale once upon a time but capital one was approved . Bad history vallaki capital one talli aey dikku . *n$

Posted
15 minutes ago, Amrita said:

DCU di approved kale once upon a time but capital one was approved . Bad history vallaki capital one talli aey dikku . *n$

neku asalu loan tho fani emundi

cash n carry la darjaga povudu kaka

Posted
1 hour ago, JollyBoy said:

neku asalu loan tho fani emundi

cash n carry la darjaga povudu kaka

Okappudu Credit history flunked ley. Bought car for 16% interest with 3k downpayment ado pedda kadha. refinanced with captialone and got for 9% taruvata chase for 4% and repaid within few yrs . BMW price ki honda civic konna history adi @3$%

Posted
12 minutes ago, Amrita said:

Okappudu Credit history flunked ley. Bought car for 16% interest with 3k downpayment ado pedda kadha. refinanced with captialone and got for 9% taruvata chase for 4% and repaid within few yrs . BMW price ki honda civic konna history adi @3$%

richie rich

Posted
13 minutes ago, Amrita said:

Okappudu Credit history flunked ley. Bought car for 16% interest with 3k downpayment ado pedda kadha. refinanced with captialone and got for 9% taruvata chase for 4% and repaid within few yrs . BMW price ki honda civic konna history adi @3$%

Nenu India lo ilage 12% Kotak tho teesukunna once upon a time , loan close chesesariki doola teerindi , prepay penalty 6.75% anukunta , left a bad taste in my mouth , paiga car depreciating asset , ippudu DCU takkuvake vachindi , happy with the loan , trying to pre pay though as much as I can

Posted
10 minutes ago, JollyBoy said:

richie rich

Tokkem kadu. Bad financial management and some other reasons too.  Learned a lesson hard way. I have good history/score now (780 undi) with less than 1000$ cc balances and no loans . 

10 minutes ago, Peddayana said:

Nenu India lo ilage 12% Kotak tho teesukunna once upon a time , loan close chesesariki doola teerindi , prepay penalty 6.75% anukunta , left a bad taste in my mouth , paiga car depreciating asset , ippudu DCU takkuvake vachindi , happy with the loan , trying to pre pay though as much as I can

I know i was tensed for years and used to not check accounts to not think about them. Better now ventane i pay cc's in full but still bad at managing finances. Car ki mastu interests kattanu but cant do much past is past . 

Posted
1 minute ago, Amrita said:

Tokkem kadu. Bad financial management and some other reasons too.  Learned a lesson hard way. I have good history/score now (780 undi) with less than 1000$ cc balances and no loans . 

I know i was tensed for years and used to not check accounts to not think about them. Better now but still bad at managing finances. Car ki mastu interests kattanu but cant do much past is past . 

true , past is past,  alanti experiences valla next time better plan chesukovachu..

Posted

nenu kuda finances antha good kadu , just learning , stocks , crypto edhi pattukunna , adi matash ye , ento naa hand...

Posted
1 minute ago, Peddayana said:

true , past is past,  alanti experiences valla next time better plan chesukovachu..

@gr33d

Posted
6 minutes ago, Peddayana said:

true , past is past,  alanti experiences valla next time better plan chesukovachu..

 

5 minutes ago, Amrita said:

@gr33d

meru next time anna plan chestqru emo

nenu epudu cheyanu, antha bad

Posted
1 hour ago, JollyBoy said:

 

meru next time anna plan chestqru emo

nenu epudu cheyanu, antha bad

Ayite inkosari bankrupt avvu. Automatic ga set avutav @3$%

Posted
32 minutes ago, Amrita said:

Ayite inkosari bankrupt avvu. Automatic ga set avutav @3$%

bankrupt ayye exfenseslev lr

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