Pregnancy related costs

[MeetFriendz]

1 hour ago, CuteDesiGal said:

Idhi naku amricord nunchi vachina email. Nee other questions ki delivery munde around 1-2months aa storage vallani consult cheyali. Name nu hosp nunchi discharge ayyelopu decide avvali. And ee cord blood storage ki insurance ki no relation.

once nu storage vallani contact ayyaka vallu neeku oka storage container pamputharu adhi delivery time lo mee doc ki ivvu and they will tc

Oh ok .. nice .. thank for your input .. 

[MeetFriendz]

53 minutes ago, argadorn said:

first excite avvaku ... just call insurance benifits and ask them maternity ...vallu cheptharu entha pay cheyali ani... nee max deductions chusko ... thats  it ... copay entha undho chusko gyn doctor ki enka emi avasarmu ledhu tests mostly preventive avi 0 fee untadhi insurance lo ...

ok wil check with insurance and ask them about maternity .. 

copay eamileedanukuntha maaku doctor visit appudu eami adaga ledhu mari ... but bill matram peelu tunayee every visit just doctor kee 190 anta insurance vundhi kaabati adhi 140 anta ... just for starting vist and confirmation tests kee almost 600 veesaru .. migathadhi doctor visits and urne test kee veesaru ... ast year deductable meet avvaledhu so  moastly i padi around 1200 or so .. 

atleast got some idea ... yedhunaa pay chealsindhe but yentha yenti ani idea vasthe atleast yekuva kattadam ledhu  ane idea vuntundhi ani asking ...

 

 

[Quickgun_murugan]

3 hours ago, Bondu_Babu said:

Genitic test ani okati vuntundi adi necessary kadhu mana istam, dhaniki insurance cover avvadu. I paid $800 careful adi avoid chesuko

Adi enduku chepichinav? Are you 33 plus or in late 30s ?? Normally overaged parents ki adi recommend chestaru ... you cannot ask that without doctor recommendation 

[Variety_Pullayya]

also dont switch insurances without checking their policy. some insurances consider pregnancy as pre existing condition if you move(lafoot companies chesthayi). so be careful.

 

most insurances cover general checkups and delivery with prementioned charges. any ultrasounds , non stress tests , blood tests , urine tests will cause additional charges. so see what are necessary. all the best. 

[Spartan]

total i paid 100$.....

[Variety_Pullayya]

1 minute ago, Spartan said:

total i paid 100$.....

no deductable? no inpatient services copay? what insurance?

[Spartan]

1 minute ago, Variety_Pullayya said:

no deductable? no inpatient services copay? what insurance?

Kaiser... i pay around $1090 per month for family of three.. (200 per from my pay check.. rest covered by company)

[krishna0125]

3 hours ago, Bondu_Babu said:

Genitic test ani okati vuntundi adi necessary kadhu mana istam, dhaniki insurance cover avvadu. I paid $800 careful adi avoid chesuko

If not covered from insurance and if you speak to customer service they will bring it down to $250-$300. They will try to claim $3000 from insurance first.

[former]

3 hours ago, sivanadha said:

Thanks for all  the replies . edi Bhayyas nenu enroll ayina plan .. 

https://www.caresource.com/documents/mp-2019-oh-std-bronzebase-dv-sum/

 

be prepared min $7900 

[former]

High deductible plans ki HSA account tesukondi. So $7000 before tax tho medical bills pay cheyyochu.

[former]

14 minutes ago, Spartan said:

total i paid 100$.....

CA vallu Kaiser plans baguvuntayi. 

 

[krishna0125]

3 hours ago, sivanadha said:

Thanks for all  the replies . edi Bhayyas nenu enroll ayina plan .. 

https://www.caresource.com/documents/mp-2019-oh-std-bronzebase-dv-sum/

 

as per this your decuctable and out-of-p=pocket is almost same. So you need to pay $7900 plus copy $35 for each office, total 12 visits untai min. and may be more depending on health issues. so you exp. should not go beyond those limits

[former]

check any HMO plans in your area which cover pregency 

[Spartan]

3 minutes ago, former said:

High deductible plans ki HSA account tesukondi. So $7000 before tax tho medical bills pay cheyyochu.

vinaru  

[krishna0125]

Just now, former said:

check any HMO plans in your area which cover pregency 

yeah HMO is good for pregnancy, we paid only $250 for whole pregnancy and they cover office visit too with no copay