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Ind lo interest rates etala unnayi vayya for FD


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Posted

India lo average inflation around 8-9% undi, bank lu eechai interest not even beat that inflation bro,  your 1 core deposit will lose the purchasing power each year you keep it in bank. If you Have big lump sump amount manchi location lo plot/land konti it will give you a very good return in long term. No asset class can beat real estate in India bro. If don’t have lump sum amount but can invest around 20-30k inr  per month as spare amount (even 10-15 inr, try to save it by not spending on unnecessary small things in USA ,like 150-250 USD every month(like why Starbucks coffee, if you have coffee machine in office) then Invest those small amounts regularly in good blue chip/balanced mutual fund as a SIP every month can easily give 15% ROI yearly return,if investment is for long term. I think it’s wise to invest in India market to make money grow quickly Compared to US. As growth rate of US won’t even cross 3%. Where growth rate of developing countries are around 7-8%. Even in 2017 during currency demonetization , India growth rate is around 6.5%. If modi wins this terms Indian market will be in bull run. My only investment in US is 401k. 

Posted
1 hour ago, sinthakaai said:

FD lu waste future lo inkaa thaggipothaai interest rate mutual funds lo systematic withdrawal or systematic transfer plan cheskoo

USA lagaa tayaru avuthayi

 

Posted
35 minutes ago, Erri_puspam said:

India lo average inflation around 8-9% undi, bank lu eechai interest not even beat that inflation bro,  your 1 core deposit will lose the purchasing power each year you keep it in bank. If you Have big lump sump amount manchi location lo plot/land konti it will give you a very good return in long term. No asset class can beat real estate in India bro. If don’t have lump sum amount but can invest around 20-30k inr  per month as spare amount (even 10-15 inr, try to save it by not spending on unnecessary small things in USA ,like 150-250 USD every month(like why Starbucks coffee, if you have coffee machine in office) then Invest those small amounts regularly in good blue chip/balanced mutual fund as a SIP every month can easily give 15% ROI yearly return,if investment is for long term. I think it’s wise to invest in India market to make money grow quickly Compared to US. As growth rate of US won’t even cross 3%. Where growth rate of developing countries are around 7-8%. Even in 2017 during currency demonetization , India growth rate is around 6.5%. If modi wins this terms Indian market will be in bull run. My only investment in US is 401k. 

US lo settle ayithe india lo real estate meeda pettinavi ela techukuntaru future lo. Tax lu katti paper work chesi. Manam ekkadunte akkada dabbu invest chesukunte better emo. Oka country lo untu inko country lo pedthe end of the day just cheppukovadanike rich ani but can’t really enjoy that amount. 

Posted

Parents unttaru ga baa, they can manage for next 15-20 years. After that sale it and repatriate money from india. Indialo kodiga Ayana property undali baa, it gives connection back to the home land. After retirement can keep it as vacation home. Even move back to India to enjoy the Retirement life, Just personal opinion.

https://sanjivcpa.com/how-to-bring-money-from-india-to-the-us/

5 minutes ago, Merabharathmahan said:

US lo settle ayithe india lo real estate meeda pettinavi ela techukuntaru future lo. Tax lu katti paper work chesi. Manam ekkadunte akkada dabbu invest chesukunte better emo. Oka country lo untu inko country lo pedthe end of the day just cheppukovadanike rich ani but can’t really enjoy that amount. 

 

Posted
1 hour ago, trent said:

Inka India lo invest chesindi chalu man. Invest here. Nuvvu India poyedi ledu a asthulu anubhavinchedi ledu antunna @tacobell fan

mari neeku ee rules emi apply avvavu kada kaka 

Posted
6 hours ago, jua_java said:

NRE / savings aithe TDS bokka !! If u have elders aging more than 60 can have savings account on their name and do FD ! Valaki tax cuts takkuva !! 

NRE account earnings are tax free in India man. 

Posted
7 hours ago, Nallamallatiger said:

Again gst Vani bonda mast katalu unnay dude - actual ga mundu konchem better unde

Diniki gst endi3

 

 

Posted
18 hours ago, Erri_puspam said:

Parents unttaru ga baa, they can manage for next 15-20 years. After that sale it and repatriate money from india. Indialo kodiga Ayana property undali baa, it gives connection back to the home land. After retirement can keep it as vacation home. Even move back to India to enjoy the Retirement life, Just personal opinion.

https://sanjivcpa.com/how-to-bring-money-from-india-to-the-us/

 

oka illu oka apartment (50 L lopala) undadam problem kadu. chala mandi motham india send cheskoni lands, apartments konukkoni or akkada save cheskoni ikkada galeez ga batukutunnaru. Malli bank loan appu undi antaru properties koni. US lo malli illu koni daniki monthly payments katti ikkada saripotalev ani wife ni firceful ga work cheyistaru or they stress out. manam bratike next 30-40 years ki ekkada unte dabbu akkada pettukoni enjoy cheyali. Okavela india permanent ga vellipote poyetappudu motham dabbulu theeskoni povali. Exchange rate ekkuvunte bane vastay elago. 

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