FT lo hike %

[Peddayana]

10 minutes ago, CuteDesiGal said:

Health insurance doubt FT lo health benefits ante insurance free aa but maa company lo per month family ki 500$ katinchukuntaru or is that normal?

500 is a bit much , may be you are selecting a low deductible plan , in such case they may have high premiums , I'm guessing you coinsurance is 90/10 or 80/20

generally 300-400 is decent for an average plan (70/30) for a family of parents + 1 or 2 kids

[Peddayana]

6 minutes ago, SolmonPastor said:

Same here single ki $150 antunnaru. Is it normal?  Medical dental and vision.

United health insurance anta variation untada?

150$ is normal , If you are single and healthy and if you do not go to doctor usually except for routine visits , then choose a high deductible one , you can then save some money

risk enduku anukunte , proceed with what you have

[pachimirchi]

excellent exceeded all expectations ani 3% raise ichadu na manager gadu.. adi raadu 

[thisistaken]

9 minutes ago, CuteDesiGal said:

Health insurance doubt FT lo health benefits ante insurance free aa but maa company lo per month family ki 500$ katinchukuntaru or is that normal?

Naku $27 per month. Family aite max $80.  Stocks untai kada

[SolmonPastor]

1 minute ago, Amrita said:

Its cheap. i pay 400$ for medical, dental and vision with employers group plan being single . Same united health. 

Vaammo!! 

How much pay?  Is it also graded based on salary levels? Like more salary more employee contribution amount etc?

Which domain  is your company BTW?

[Amrita]

Just now, SolmonPastor said:

Vaammo!! 

How much pay?  Is it also graded based on salary levels? Like more salary more employee contribution amount etc?

Which domain  is your company BTW?

I am a consultant and with employer health insurance plan anduke mari too high emo. I pay 400$ for united health insurance medical, vision and dental 

I am not FT so may be my comment doesnt make sense in this thread. 

 

[SolmonPastor]

6 minutes ago, Peddayana said:

150$ is normal , If you are single and healthy and if you do not go to doctor usually except for routine visits , then choose a high deductible one , you can then save some money

risk enduku anukunte , proceed with what you have

Thanks @Peddayana

[SolmonPastor]

Just now, Amrita said:

I am a consultant and with employer health insurance plan anduke mari too high emo. I pay 400$ for united health insurance medical, vision and dental 

I am not FT so may be my comment doesnt make sense in this thread. 

 

Naa kutoohalata koosam chepparaadu nee client domain entani pls.

[Amrita]

Just now, SolmonPastor said:

Naa kutoohalata koosam chepparaadu nee client domain entani pls.

Client is state government but client ki employer ki what link? 

[CuteDesiGal]

10 minutes ago, Peddayana said:

500 is a bit much , may be you are selecting a low deductible plan , in such case they may have high premiums , I'm guessing you coinsurance is 90/10 or 80/20

generally 300-400 is decent for an average plan (70/30) for a family of parents + 1 or 2 kids

Yeah 80-20 and maa company vadu oka 1000$ credit isthadu avi hosp and prescription ki vadukovachu

[Quickgun_murugan]

32 minutes ago, KothaKurrodu said:

Yearly oka 2-3% isthara hike atleast

Yeah anthey... federal lo ayithey 1.5-2% untadi.. no other benefits 

[Peddayana]

2 minutes ago, CuteDesiGal said:

Yeah 80-20 and maa company vadu oka 1000$ credit isthadu avi hosp and prescription ki vadukovachu

yeah , HSA contribution 1000-1200 untundi

[SolmonPastor]

Just now, Amrita said:

Client is state government but client ki employer ki what link? 

Naaku oka hypothesis unde ::

Insurance underwriters assess the employer work environment risk and employee avg health risk and decide the insurance premiums.

these premiums are shared between employer and employees with some 82-18% split.

tje employee share is divided between the number of employees.

now of the risk profile company is assessed high more would be the final employee contribution.

idi na hypothesis for the variations.  This could all be BS. 

i was trying to find support for this and that's why asked you.

[Amrita]

2 minutes ago, SolmonPastor said:

Naaku oka hypothesis unde ::

Insurance underwriters assess the employer work environment risk and employee avg health risk and decide the insurance premiums.

these premiums are shared between employer and employees with some 82-18% split.

tje employee share is divided between the number of employees.

now of the risk profile company is assessed high more would be the final employee contribution.

idi na hypothesis for the variations.  This could all be BS. 

i was trying to find support for this and that's why asked you.

OK but being consulting i dont deal with my client at all and he has no idea about my company insurance too. Anduke didnt understand how its related

[SolmonPastor]

1 minute ago, Amrita said:

OK but being consulting i dont deal with my client at all and he has no idea about my company insurance too. 

Okay then some thing else would have caused your high insurance. 

Again idi na hypothesis, I am not an authority on this subject.