FT lo hike %

[Amrita]

1 minute ago, SolmonPastor said:

Okay then some thing else would have caused your high insurance. 

Again idi na hypothesis, I am not an authority on this subject.

Its employers group so evaranna group lo benefits use chesukunte group insurance perugutundi andariki. 4 years back i paid 281 now paying 402. Its not at all related to client. 

[Peddayana]

7 minutes ago, SolmonPastor said:

Naaku oka hypothesis unde ::

Insurance underwriters assess the employer work environment risk and employee avg health risk and decide the insurance premiums.

these premiums are shared between employer and employees with some 82-18% split.

tje employee share is divided between the number of employees.

now of the risk profile company is assessed high more would be the final employee contribution.

idi na hypothesis for the variations.  This could all be BS. 

i was trying to find support for this and that's why asked you.

you wish billing is that simple in Insurance , usually there will be a lot more complexity

It also depends on the contract/plan and what the benefits are , some plans will be exclusively offered to national accounts ( big companies) , some plans will be exclusively offered to small companies like less than 100 employees etc , there used to be some tax subsidies too earlier in the equation , inka chala untayi

[Peddayana]

2 minutes ago, Amrita said:

Its employers group so evaranna group lo benefits use chesukunte group insurance perugutundi andariki. 4 years back i paid 281 now paying 402. Its not at all related to client. 

It also depends on Individual too , previous year claims valla premiums will be more , this is not just for health insurance, applies to auto too

[SolmonPastor]

1 minute ago, Peddayana said:

you wish billing is that simple in Insurance , usually there will be a lot more complexity

It also depends on the contract/plan and what the benefits are , some plans will be exclusively offered to national accounts ( big companies) , some plans will be exclusively offered to small companies like less than 100 employees etc , there used to be some tax subsidies too earlier in the equation , inka chala untayi

True that.  May be understanding kosam nenu oversimplify chesanu emo.  True, size of the company and the types of plan also influence what the premiums would be.

 

[Amrita]

1 minute ago, Peddayana said:

It also depends on Individual too , previous year claims valla premiums will be more , this is not just for health insurance, applies to auto too

Agreed but I didn't claim with this employer since last 4 yrs . In my case its because of group lo unna valla claims. 

[samaja_vargamanaa]

42 minutes ago, KothaKurrodu said:

New Jersey

Client evaru anna

[Peddayana]

Just now, Amrita said:

Agreed but I didn't claim with this employer since last 4 yrs . In my case its because of group lo unna valla claims. 

hmm , ok

[SolmonPastor]

Offer letter has no mention about bonuses.  Bonus lantivi yearly ferformance batti istaaru kada Ani lite teeskunna.  

Do you guys negotiate that too?

[KothaKurrodu]

1 hour ago, CuteDesiGal said:

Yeah 80-20 and maa company vadu oka 1000$ credit isthadu avi hosp and prescription ki vadukovachu

1000$ HSA credit aa?

 

[Rushabhi]

Depends on org too. Maa company lo konni orgs lo if you are highly visible you get close to 10%.Maaku 3-6 percent. Promotion vasthe 8-9.Health insurance around 130 for spouse and me. But maadhi high deductible plan. ante 5000 ala

[LastManStanding]

Ma vadu aite $1 kuda ivvadu hike..WITCH for a reason

[Vaampire]

depends on the company & ur performance rating.

maa company lo meets expectations ki 2-3% hike. exceeds ki 3-7%. strongly exceeds ki 10% varaku.  stocks ekkuva vasthayi strongly exceeds and exceeds ki

[k2s]

0% to 13%

[SolmonPastor]

Guys clarify one thing.  are ferformance appraisal  related pay hike and Bonuses different??

Is it okay to ask while negotiating an offer what is the bonus structure in the company?  Naa offer letter lo there is no mention of bonuses as such.

Trolling pakkana petti cheppandi pls.  My first experience negotiating in US.

[CuteDesiGal]

51 minutes ago, KothaKurrodu said:

1000$ HSA credit aa?

 

Health reimbursement account