Investment ideas other than real estate

[Hydrockers]

Just now, Fire0007 said:

Mothkur

Kaleshwaram canal vastundhi, anukoni first bit

Jockpot kummesuko inga

[nuzvid_mamidikaya]

11 hours ago, Fire0007 said:

Apartments are a depreciation basu, not an investment.

not true. 1998 lo 2l petti oka apt konte eroju dani value 12l undi. ofcourse aa time lo land konte oka 50-60 lacs ayyedi anuko. but eppudu unna rates lo peak rates kakunda base price ki konte still benefit ye. For example nenu hitex main road medha 2017 lo 4100 per sqft ki oka apt teskunna same bulding lo okadu 6800 ki sale pettindu. antha rakapoina min 6k vastadi. So 2 yrs lo 50% gains and also montly rents in thse 2 years almost 6 lacs. so Apartments are not a depreciation if you buy at right price and sell at right time. nenu inko 5,6 yrs ayyaka tesestha elopla oka 30 lacs rental income and oka 30 lacs appreciation vastadi. Lands kanna safe ye. lands ekkada konte em autadho telidhu unless HMDA approved plots aithey tappa

[Fire0007]

13 minutes ago, nuzvid_mamidikaya said:

not true. 1998 lo 2l petti oka apt konte eroju dani value 12l undi. ofcourse aa time lo land konte oka 50-60 lacs ayyedi anuko. but eppudu unna rates lo peak rates kakunda base price ki konte still benefit ye. For example nenu hitex main road medha 2017 lo 4100 per sqft ki oka apt teskunna same bulding lo okadu 6800 ki sale pettindu. antha rakapoina min 6k vastadi. So 2 yrs lo 50% gains and also montly rents in thse 2 years almost 6 lacs. so Apartments are not a depreciation if you buy at right price and sell at right time. nenu inko 5,6 yrs ayyaka tesestha elopla oka 30 lacs rental income and oka 30 lacs appreciation vastadi. Lands kanna safe ye. lands ekkada konte em autadho telidhu unless HMDA approved plots aithey tappa

I strongly disagree.

Assume you bought an apartment at 70 lakhs, the bank interest is on this amount is 5 lakhs.p.a. per todays rate.

Generally you take a loan of 30lakhs and invest 40 from your pocket.

Your returns are not more than 30k/mo and that will suffice your loan instalments of 3.5lakhs p.a (approx)

Now after 1 year the apt will be around 80-85 lakhs and will not increase too much in the following years (it wont become 2cr iover a period of time unless value of rupee has depreciated considerably) and your profit is limited to first few years only.

In another 10 years the maintenance will be very high, returns will be low/remain same and with the new constructions around, you will not have much takers when you sell your apartment. Besides, it's also difficult for your family to stay in an old apartment which is more than 10 years.

[JohnSnow]

12 hours ago, Fire0007 said:

Ivvala repu andaru land lo ne investment chestunnaru TG lo, and its booming real estate around Hyderabad.

Even a 150sq yd house is now 70+ lakhs because banks have been very liberal to grant loans.

Suppose if India lo recession vaste, US lo laga jobs poyi road meedhiki vastaru and loans teesukonna valla paristithi Assam (going to AP)

Whats are the other investments to stay safe.

Gold, Stocks, Mutual funds, etc...

Throw some light guys

How much do you have to invest? 

[JohnSnow]

12 hours ago, Fire0007 said:

Rents ravalante, construction lo again invest cheyli.

now a days real estate investment is only purchasing land.

70lakhs petti illu konte, you get no more than 10k rent basu.

Land unte manchi area lo, 50 lakhs pettukoni inko 50 loan tecchukoni 1 crore tho small commercial complex lepei. Settle aipovachu

[Fire0007]

2 minutes ago, JohnSnow said:

How much do you have to invest? 

Depends bhayya, anywhere between 50 lakhs and 2cr based on the kind of investment, fundamentals and returns.

At least we need to earn bank interest, my goal is always double the bank interest.

[utterwaste]

13 hours ago, Fire0007 said:

Whats are the other investments to stay safe.

[Fire0007]

3 minutes ago, utterwaste said:

Deentlo intha kullu joke em kanipinchindhi needku, padi borluthunnav

[user789]

12 hours ago, Fire0007 said:

Money comes and goes bro...what lives forever is one's goodness. I started with slippers and made a fortune only to ensure my children don't curse me as lot of us do to their parents nowadays after they grow up..

Correct planning and dedication are the most important virtues and I always follow them, besides taking good advice of well wishers.

Not to forget, I also warn others to make them aware that "not everyday is Sunday"

👍

[user789]

Nowadays, Bodi is implementing strict rules.

any amount in bank should b explainable & taxable in ITea returns 

[BostonBullodu]

42 minutes ago, nuzvid_mamidikaya said:

not true. 1998 lo 2l petti oka apt konte eroju dani value 12l undi. ofcourse aa time lo land konte oka 50-60 lacs ayyedi anuko. but eppudu unna rates lo peak rates kakunda base price ki konte still benefit ye. For example nenu hitex main road medha 2017 lo 4100 per sqft ki oka apt teskunna same bulding lo okadu 6800 ki sale pettindu. antha rakapoina min 6k vastadi. So 2 yrs lo 50% gains and also montly rents in thse 2 years almost 6 lacs. so Apartments are not a depreciation if you buy at right price and sell at right time. nenu inko 5,6 yrs ayyaka tesestha elopla oka 30 lacs rental income and oka 30 lacs appreciation vastadi. Lands kanna safe ye. lands ekkada konte em autadho telidhu unless HMDA approved plots aithey tappa

what about the interest that you paid and what about the additional cost that you spent for apartment issues(could be any or none)??

[JohnSnow]

3 minutes ago, user789 said:

Nowadays, Bodi is implementing strict rules.

any amount in bank should b explainable & taxable in ITea returns 

Vaadi bondha laksha loop holes untai. Its india baa

[BostonBullodu]

Just now, JohnSnow said:

Vaadi bondha laksha loop holes untai. Its india baa

adi risk teesukune vallake telusthadi baa vomerica lo laga anni tax, paper, paddathi ante kashtam emo.. 

[user789]

6 minutes ago, JohnSnow said:

Vaadi bondha laksha loop holes untai. Its india baa

Emo baa.. heard it’s not that easy. Auditors tho manage cheyachu emo 

[idibezwada]

53 minutes ago, nuzvid_mamidikaya said:

not true. 1998 lo 2l petti oka apt konte eroju dani value 12l undi. ofcourse aa time lo land konte oka 50-60 lacs ayyedi anuko. but eppudu unna rates lo peak rates kakunda base price ki konte still benefit ye. For example nenu hitex main road medha 2017 lo 4100 per sqft ki oka apt teskunna same bulding lo okadu 6800 ki sale pettindu. antha rakapoina min 6k vastadi. So 2 yrs lo 50% gains and also montly rents in thse 2 years almost 6 lacs. so Apartments are not a depreciation if you buy at right price and sell at right time. nenu inko 5,6 yrs ayyaka tesestha elopla oka 30 lacs rental income and oka 30 lacs appreciation vastadi. Lands kanna safe ye. lands ekkada konte em autadho telidhu unless HMDA approved plots aithey tappa

sale pettadam is different from sale cheyyadam..nuvvu vadevado sale pettadu ani 6k fix aipoyava...G balisinodu 11K pedte 10k undi ani fix aipotava..