Closing cost

[Bestguy]

46 minutes ago, DaleSteyn1 said:

so paying 20% doesnt benefit the bank so they charge more in closing cost ?

5% ante vallaki risk ekkuvu vuntundhi..PMI chepistaru..

[tamu]

49 minutes ago, JANASENA said:

Car loan ki closing cost enduku untundi man

Pre closures emo ani

dcu antenu 

[DaleSteyn1]

1 hour ago, Bestguy said:

5% ante vallaki risk ekkuvu vuntundhi..PMI chepistaru..

I know pmi nenu 20% down ki ready unna so closing cost ki daaniki em sambandham ani

[jefferson1]

2 hours ago, DaleSteyn1 said:

Hmm pre approval free ani telusu man thellq agents manam serious buyers aithene choopustharu and daaniki pre approval kavali

Pre approval is done in minutes I think , that’s what bank told me. Pre approval unte ne house chupistham ani ekkada ledu kada 

[DaleSteyn1]

Just now, jefferson1 said:

Pre approval is done in minutes I think , that’s what bank told me. Pre approval unte ne house chupistham ani ekkada ledu kada 

Adugutharu thellolu pre approval copy i faced this scenario 

[tamu]

Just now, DaleSteyn1 said:

Adugutharu thellolu pre approval copy i faced this scenario 

Ya adugutaru 

before I bought house I showed my pre approval copy to realtors

then only they forwarded 

[Picha lite]

closing cost approximately  2% untadi total value ki, but some lenders promotional ani closing cost lo 2-4k cover chestaru. 

Ne case lo compare interest rates with other banks , vere banks kuda same interest rate unte Dcu best ee kada.

[Picha lite]

3 minutes ago, jefferson1 said:

Pre approval is done in minutes I think , that’s what bank told me. Pre approval unte ne house chupistham ani ekkada ledu kada 

Usual ga offer vesepudu with Pre approval Vestaru so that you are serious ani seller nammutadu.

 

[DaleSteyn1]

2 minutes ago, Picha lite said:

closing cost approximately  2% untadi total value ki, but some lenders promotional ani closing cost lo 2-4k cover chestaru. 

Ne case lo compare interest rates with other banks , vere banks kuda same interest rate unte Dcu best ee kada.

Dcu is just illu choodataniki i will go with best appudu compare chesi ela unnay ippudu interest rates points konukkovadam laantivi cheyali nenu

[bhaigan]

2 hours ago, DaleSteyn1 said:

Been talking to cousins full confusion ochesindhi denemma kompa konatam emo kaani kotha kotha padhalu telusthunay 

You and me in same boat

[jefferson1]

16 minutes ago, DaleSteyn1 said:

Adugutharu thellolu pre approval copy i faced this scenario 

nuvvu new house chustunnava leka already built?

[JANASENA]

2 hours ago, DaleSteyn1 said:

Experienced home buyer ni dcu thread choose apply chesina pre approval ki jara explain cheyadaraadhe

Uncle don’t get me wrong but I want to be straight forward on this, you’re buying house in peak time. This time means to sell and take out the profits not to buy. Second thing there are lots of monthly expenses included like mortgage, HOA fee,  monthly assessment fee, property taxes, emanna repairs untay avi and the list goes on and on and on..........only but house if you gonna settle here. 

[JANASENA]

3 hours ago, DaleSteyn1 said:

Dcu vaadu 2500$ annadu usually 6000$ ala vinnanu deentloni logic endho cheppara preapproval ki apply chesinappudu cheppadu

Generally credit unions are non profit organizations and they are trustable. Hence I think what he said should be right. 

[DaleSteyn1]

37 minutes ago, JANASENA said:

Uncle don’t get me wrong but I want to be straight forward on this, you’re buying house in peak time. This time means to sell and take out the profits not to buy. Second thing there are lots of monthly expenses included like mortgage, HOA fee,  monthly assessment fee, property taxes, emanna repairs untay avi and the list goes on and on and on..........only but house if you gonna settle here. 

uncle yes u r correct but koncham slow down ayndhi nenu high prices petti konanu only reason i am buying house is rent 1700$ kadthunam idhara fte so oka 2 yrs tarvatha rent ki icheyana ellipodham annattu.nenu 2 yrs homes choosthuna mostly strucutural damages undakapovachu ani

[JANASENA]

1 minute ago, DaleSteyn1 said:

uncle yes u r correct but koncham slow down ayndhi nenu high prices petti konanu only reason i am buying house is rent 1700$ kadthunam idhara fte so oka 2 yrs tarvatha rent ki icheyana ellipodham annattu.nenu 2 yrs homes choosthuna mostly strucutural damages undakapovachu ani

Go ahead baa. ATB. Good luck.