Amrita Posted July 17, 2019 Report Posted July 17, 2019 5 minutes ago, Avenger said: Average credit age enti? oka 6 years ala unte 800 datuthundhi More than that aey. Quote
Amrita Posted July 17, 2019 Report Posted July 17, 2019 13 minutes ago, galiraju said: Problem APR kno Yeah thats there but sudden short cuts undav ga penchukodaniki. 4-5% APR ki vastundi emo but it is what it is no ? Quote
Amy99 Posted July 17, 2019 Report Posted July 17, 2019 2 minutes ago, siru said: i want that..pls tell me PM him. Quote
TensionNahiLeneka Posted July 17, 2019 Report Posted July 17, 2019 Just now, Amy99 said: PM him. +1 Quote
galiraju Posted July 17, 2019 Report Posted July 17, 2019 Just now, Amrita said: Yeah thats there but sudden short cuts undav ga penchukodaniki. 4-5% APR ki vastundi emo but it is what it is no ? I don't think so: 7 to 10% untadi Quote
soodhilodaaram Posted July 17, 2019 Report Posted July 17, 2019 17 minutes ago, Amrita said: Naku 820 around kavali enta mukki muligina 800 kuda touch kavatledu. Utlization is less than 3-4% . No loans no debts . i am pretty sure one can never cross 800 without having a home loan reason being your credit worthiness increases drastically when you have a home and paying mortgage other way to get the same benefit is use credit card extensively and pay off every month right away, it has to be in 4-5K in range Quote
JohnSnow Posted July 17, 2019 Report Posted July 17, 2019 Overall balance 30% kante thakkuva karchu pettu. chaalu Quote
Kool_SRG Posted July 17, 2019 Report Posted July 17, 2019 8 minutes ago, Amrita said: Yeah thats there but sudden short cuts undav ga penchukodaniki. 4-5% APR ki vastundi emo but it is what it is no ? Ayina meeku credit score toh panentandi maree kaakapothenu.. Quote
JohnSnow Posted July 17, 2019 Report Posted July 17, 2019 10 minutes ago, Amrita said: Yeah thats there but sudden short cuts undav ga penchukodaniki. 4-5% APR ki vastundi emo but it is what it is no ? 0 APR thappa evaru em cheppina vinanu. Quote
Amrita Posted July 17, 2019 Report Posted July 17, 2019 19 minutes ago, soodhilodaaram said: i am pretty sure one can never cross 800 without having a home loan reason being your credit worthiness increases drastically when you have a home and paying mortgage other way to get the same benefit is use credit card extensively and pay off every month right away, it has to be in 4-5K in range I see. I dont have a home loan. 2-3k kuda ledu sir naku on CC i use and pay off every month but auto loan pay chesi kuda 3 yrs ayindi. Dont know if thats the reason. Quote
tacobell fan Posted July 17, 2019 Report Posted July 17, 2019 1 hour ago, Paidithalli said: How I increase credit score : maintain utilization below 5% Use what ever the credit cards I already have .... instead of applying for new credit cards . Limit penchamanam better .. kotthavi kante.. my credit score is more than 760 nuvvu exception, specialty occupation candidate vi, neetho comparison kastam. 1 Quote
siru Posted July 17, 2019 Report Posted July 17, 2019 1 minute ago, Amrita said: I see. I dont have a home loan. 2-3k kuda ledu sir naku on CC i use and pay off every month but auto loan pay chesi kuda 3 yrs ayindi. Dont know if thats the reason. i think payingoff ur cards completely will be bad for ur score.. atleast 5% vunchali ani chepparu experts Quote
Amrita Posted July 17, 2019 Report Posted July 17, 2019 13 minutes ago, JohnSnow said: 0 APR thappa evaru em cheppina vinanu. 17% ki car konna nenu 15 minutes ago, Kool_SRG said: Ayina meeku credit score toh panentandi maree kaakapothenu.. Illu konukkovali andi. Tidutunnaru nannu intlo irresponsible ani Quote
Amrita Posted July 17, 2019 Report Posted July 17, 2019 1 minute ago, siru said: i think payingoff ur cards completely will be bad for ur score.. atleast 5% vunchali ani chepparu experts Really ? I heard home loan apply chesedappadiki anni pay off cheyali ani . Quote
Amrita Posted July 17, 2019 Report Posted July 17, 2019 25 minutes ago, galiraju said: I don't think so: 7 to 10% untadi I see Quote
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