Credit Score during Home Loan

[Satrajith]

Home loan teeskoneppudu, Banks or Credit Unions, where do they check for Creadit score? How realistic the scores from Credit Card vendors that show on your online credit card.

experienced home owners , pls share.

Entha credit Score unte Best of the best rate vastundi?  >780?

[no01]

Some lenders pull scores from all 3 sources(Equifax, Transunion, Experian) and take average of all three. Make sure you main low to zero balance on credits cards before they run so that you get better scores. 

[Satrajith]

Just now, no01 said:

Some lenders pull scores from all 3 sources(Equifax, Transunion, Experian) and take average of all three. Make sure you main low to zero balance on credits cards before they run so that you get better scores. 

entha Score unte Best rates vastayi bro?

[AFDB_Director]

Mortgage lenders use different score than regular score.  Credit karma avanni just reference laa untayi but not your actual score. 

Dcu vadu istadu monthly fico, if you have account with him. Or else best site is

https://ficoforums.myfico.com/t5/Mortgage-Loans/FICO-scores-used-for-mortgage-and-where-to-obtain-them/td-p/3817869

 

Good luck!!!

[Satrajith]

1 minute ago, AFDB_Director said:

Mortgage lenders use different score than regular score.  Credit karma avanni just reference laa untayi but not your actual score. 

Dcu vadu istadu monthly fico, if you have account with him. Or else best site is

https://ficoforums.myfico.com/t5/Mortgage-Loans/FICO-scores-used-for-mortgage-and-where-to-obtain-them/td-p/3817869

 

Good luck!!!

DCU gadi score ni nammocha.. In my case, DCU vadi score is higher than what Discover shows as transunion or Equifax score. 

artham kaledu...how this makes sense ani...

[jefferson1]

4 minutes ago, Satrajith said:

entha Score unte Best rates vastayi bro?

Nee history bagundi anuko, don’t worry

 

[AFDB_Director]

2 minutes ago, Satrajith said:

DCU gadi score ni nammocha.. In my case, DCU vadi score is higher than what Discover shows as transunion or Equifax score. 

artham kaledu...how this makes sense ani...

Please read the link I gave you. It is specifically for mortgages and first time buyers. Resources share cheyyagalam gaani spoon feeding kashtam.