user789 Posted September 16, 2019 Author Report Share Posted September 16, 2019 Future lo ilanti benefits cheskolemu ani thatha laga evadu waste gadu vasthe...appudu ela.. Quote Link to comment Share on other sites More sharing options...
user789 Posted September 16, 2019 Author Report Share Posted September 16, 2019 1 hour ago, karna11 said: Whole life insurence best, I did for my kid 100k structure cheyincha, so paying $569/month Pros:1M LI started from your policy started. 2. You have to pay until they reach 18 years only. Then on words you can with draw $25k tax free amount every each years like 4 years(so you'll with draw total 100k) 3. After retirement age they can with draw $25k every year up to they reached 85y If it's pre -retirement deduction then ? fine entha? Is it worth investing even if we do pre-retirement? Quote Link to comment Share on other sites More sharing options...
karna11 Posted September 16, 2019 Report Share Posted September 16, 2019 1 hour ago, Merabharathmahan said: Life insurance ante okavela manam pothe beneficiary ki vastay kada. Manam brathike unte ela vastay usa lo. TS adigindi kid college fee ki ela save cheyalo 529 plan tho right? I did not get how Life insurance can do this in usa/india. month ki $569 for 16 years kattinam anuko (assume kid is 2 years old now). So $110k you will pay by 18 years old. kid 100k theesukuntadu 4 years lo. #3. Kid retire ayyaka $25k each year kid ki istara till they reach 85 years? not sure how this works. What is the life insurance policy name Insurence not for us, whole LI for kids ki Insurence provider "mass mutual" Quote Link to comment Share on other sites More sharing options...
karna11 Posted September 16, 2019 Report Share Posted September 16, 2019 40 minutes ago, user789 said: If it's pre -retirement deduction then ? fine entha? Is it worth investing even if we do pre-retirement? Pre-retirement deduction enti koncham explain cheyyi Quote Link to comment Share on other sites More sharing options...
Spartan Posted September 16, 2019 Report Share Posted September 16, 2019 This is bisket plan for most of us. also for locals. a money struck aipotadi if ur kids have different plans, and u cannot use it except for education or education related expenses. Quote Link to comment Share on other sites More sharing options...
k2s Posted September 16, 2019 Report Share Posted September 16, 2019 7 hours ago, tom bhayya said: ivanni time waste yavvaraalu sir, elago india ki back potham kadha anthey antava baa ? ee 529 kaalegy savings etc anta waste antava ? Quote Link to comment Share on other sites More sharing options...
user789 Posted September 16, 2019 Author Report Share Posted September 16, 2019 12 minutes ago, k2s said: anthey antava baa ? ee 529 kaalegy savings etc anta waste antava ? Neeku GC Leda ? Quote Link to comment Share on other sites More sharing options...
user789 Posted September 16, 2019 Author Report Share Posted September 16, 2019 1 hour ago, Spartan said: This is bisket plan for most of us. also for locals. a money struck aipotadi if ur kids have different plans, and u cannot use it except for education or education related expenses. Mari ela plan cheyalu cheppu baa.. only savings won’t be sufficient Quote Link to comment Share on other sites More sharing options...
k2s Posted September 16, 2019 Report Share Posted September 16, 2019 1 minute ago, user789 said: Neeku GC Leda ? ARM..AR Quote Link to comment Share on other sites More sharing options...
user789 Posted September 16, 2019 Author Report Share Posted September 16, 2019 11 minutes ago, k2s said: ARM..AR Ante? Quote Link to comment Share on other sites More sharing options...
Spartan Posted September 16, 2019 Report Share Posted September 16, 2019 14 minutes ago, user789 said: Mari ela plan cheyalu cheppu baa.. only savings won’t be sufficient put some part of savings into market...7-8% avg returns per year vachina good enough. monthly oka 500$ ala petti..dont touch it until 10years or ur kids education start.. market padina lechina..forget that investment. Quote Link to comment Share on other sites More sharing options...
user789 Posted September 16, 2019 Author Report Share Posted September 16, 2019 2 minutes ago, Spartan said: put some part of savings into market...7-8% avg returns per year vachina good enough. monthly oka 500$ ala petti..dont touch it until 10years or ur kids education start.. market padina lechina..forget that investment. Stocks ? Bonds ? CD ? Quote Link to comment Share on other sites More sharing options...
Spartan Posted September 16, 2019 Report Share Posted September 16, 2019 1 minute ago, user789 said: Stocks ? Bonds ? CD ? https://www.thebalance.com/best-robo-advisors-4163993 Quote Link to comment Share on other sites More sharing options...
user789 Posted September 16, 2019 Author Report Share Posted September 16, 2019 11 minutes ago, Spartan said: https://www.thebalance.com/best-robo-advisors-4163993 Ok Quote Link to comment Share on other sites More sharing options...
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