Suggestion kavali

[Android_Halwa]

In all the three cases, Post Office certificates, FD’s or PMVVY schemes, funds are available instantly and liquid is easy..

any other scheme, early exit and termination comes with a charge or usually delayed...

[kasi]

5 minutes ago, Android_Halwa said:

So the equation pretty much stands out like this..

for every 15 lakhs invested in such bonds or schemes or even FD’s, you will get a return of 10,000 per month, that calculates to almost 1.2lakh an year...

most schemes are in this range with few thousands here or there..

dude that great info......thanks a ton.....i didnt know something like this existed 

[pandit]

6 minutes ago, Android_Halwa said:

So the equation pretty much stands out like this..

for every 15 lakhs invested in such bonds or schemes or even FD’s, you will get a return of 10,000 per month, that calculates to almost 1.2lakh an year...

most schemes are in this range with few thousands here or there..

Dharma sandeham @Android_Halwa anna, after 15 years inflation 3-5% veskunte, manam invest chesina 15 lakhs and dani nundi vache 1.2 lakh nothing kada.

[Android_Halwa]

8 minutes ago, pandit said:

Dharma sandeham @Android_Halwa anna, after 15 years inflation 3-5% veskunte, manam invest chesina 15 lakhs and dani nundi vache 1.2 lakh nothing kada.

Yes anna....inflation calculate chesthe dani mundu Idi nothing...

anduke dinni pension scheme antaru, investment scheme kadu...this is specifically designed for monthly pension scheme

[Android_Halwa]

You can even get higher returns for 15 lakh you invested, but just imagine a destitute family getting a supplement income of 10,000 rupees a month, it will help them and have a confidence that they will get a payout every month...

[Scada]

5 minutes ago, Android_Halwa said:

You can even get higher returns for 15 lakh you invested, but just imagine a destitute family getting a supplement income of 10,000 rupees a month, it will help them and have a confidence that they will get a payout every month...

What are the other options  ?

[Android_Halwa]

38 minutes ago, Scada said:

What are the other options  ?

Fixed deposits...

SIP’s

National savings certificate...

Sarkari Vrudhapya pension

[Rushabhi]

47 minutes ago, Android_Halwa said:

Fixed deposits...

SIP’s

National savings certificate...

Sarkari Vrudhapya pension

Thanks @Android_Halwa

[riashli]

Ltt 

[Amrita]

Hope you find the suggestion .  Good luck !

[Rushabhi]

Ltt India folks. @aakathaai_new

[aakathaai_new]

7 hours ago, Rushabhi said:

Maa  vallu money vishayam lo chala mistakes chesaru. Long story short aasthulu ammukoni appulu teerusthunnaru. Vallaki fixed income emi ledhu ippudu. Naaku question enti ante valla karchulaki saripada long term em cheyochu. Tier 2 cities like narasaraopeta lo entha karchu avuthundi per month? Sontha illu undi. Nenu anukunnavi ivi

national savings certificate 

fd

pmvvy

mutual funds - (veeti gurinchi pedha teleedhu)

What is better?

Cash entha undachu akkkaai amount entha undhoo chepthe thochina advice isthaa

[Thokkalee]

Buy some rental property and they can live on the rental income... most of the pension plans don’t give much returns... rental properties give consistent income as well as increase in property value.. 

month ki oka 40K expenses anukuntee, aa amount every month ravadaniki chala amount veyyaali ee pension plans loo 

[Rushabhi]

7 minutes ago, aakathaai_new said:

Cash entha undachu akkkaai amount entha undhoo chepthe thochina advice isthaa

Oka 20k expenses anta lowest per month. Entha cash pattochu. Appu memu kattalenantha undi. 

[Thokkalee]

If you already have a rental property, try to divert the rental income to them.. don’t transfer the property as lenders might try to take it..