Creditcard settlement

[ajay.ram1234]

32 minutes ago, soodhilodaaram said:

if you have no plans for buying a home/cars/americandream go for settlement, if you are looking for better jobs prospects/credit standing.. go for payment plan

which means they will agree to reduce the interest rate and offer a fixed term plan like personal loan, this is much better than defaulting

Naaku credit score ledu, loans istara credit card ki pay cheyadaniki

[Amrita]

6 minutes ago, Desi_guy said:

Future plans unte ilantivi cheskokapovadame  better aithe..

17% enti.. idi all time record 

Yeah it was worst and i bought car in my first job as there was no public transportation. 

[Kool_SRG]

5 minutes ago, Amrita said:

Yeah it was worst and i bought car in my first job as there was no public transportation. 

Aah branch bank manager evado gaani mee Peru cheppukoni promotion kottesuntaadu poni lendi mee peru cheppukoni oka kutumbam baagu padi untadi.. 

[Desi_guy]

25 minutes ago, Amrita said:

Yeah it was worst and i bought car in my first job as there was no public transportation. 

Roju uber use chesina 17% kavemo

[Hydrockers]

2 minutes ago, Desi_guy said:

Roju uber use chesina 17% kavemo

Akka frst job ki uber unda ?

[Amrita]

28 minutes ago, Kool_SRG said:

Aah branch bank manager evado gaani mee Peru cheppukoni promotion kottesuntaadu poni lendi mee peru cheppukoni oka kutumbam baagu padi untadi.. 

Itla kuda untaya ? Poniley okadu bagu paddadu 

[Amrita]

11 minutes ago, Desi_guy said:

Roju uber use chesina 17% kavemo

Car means independence no ? Its just not for commute but also for being confident. Emergencies, future opportunities annitiki help avutundi. I quit an internship as i didn't have a car and couldn't commute 3 hrs a day in bus and train in Illinois chali mornings. Roju meeting ki late and manager titte vadu. 

 

8 minutes ago, Hydrockers said:

Akka frst job ki uber unda ?

Enduku ledu subbaram ga undi but anni paisaley levu 

[Quickgun_murugan]

3 hours ago, Amrita said:

 

Emaindi alludu @MiryalgudaMaruthiRao ? Join ayyava amazon lo appudeppudo benefits gurinchi post esav 

LOL

[Desi_guy]

4 minutes ago, Amrita said:

Car means independence no ? Its just not for commute but also for being confident. Emergencies, future opportunities annitiki help avutundi. I quit an internship as i didn't have a car and couldn't commute 3 hrs a day in bus and train in Illinois chali mornings. Roju meeting ki late and manager titte vadu. 

 

Enduku ledu subbaram ga undi but anni paisaley levu 

nenu oka 3 minths uber use chesa office velladanki.. vache money motham Uber ke poyevi

[Amrita]

1 minute ago, Desi_guy said:

nenu oka 3 minths uber use chesa office velladanki.. vache money motham Uber ke poyevi

Sad .

[soodhilodaaram]

6 hours ago, ajay.ram1234 said:

Naaku credit score ledu, loans istara credit card ki pay cheyadaniki

the same amount you owe to bank for credit card can converted to person loan kind of arrangement, ante kaani not new loan

once you pay off this amount, history will start building in 6 months time

credit card ki pay cheyanaiki loans ivvaru.. you need to pay off more with what you are earning

[soodhilodaaram]

people with limited income need more discipline to come out of their bad times, fact is people do all kinds of mistakes when they dont have money..people with more income happen to be very careful in financial planning.. there is strong link between financial planning and getting rich (rich does not need to be millionaire :))