Anesthesia bill out of network

[lucky7]

Dont worry, expect bills for 1 more year, vasthanne untayyi. my wife went for C operation and Hospital vadhu edo opertion ki experts kavalli anni 4 private nurses early morning 5 ki pillichaddu, v dont know that. After that got a letter from some American nurseses assiciation ..etc Texas company  and they are out of network and they hardly stayed for 1 hour and they charged $4500 for that, Insurance vadhu turn east and bend annadu inka finally both vallatho matladhi matladhi ended up paying 1500 for them. Its Rip off business OBN GYN vallu 

[lucky7]

7 minutes ago, no01 said:

out of the pocket max entha nee insurance plan lo? you will surely reach that amount, so that is the max you will pay for that year.....after that its all free.

its not all free after that, co-insurance anni untadhi they will pay only to some extent ante. 

[DummyVariable]

37 minutes ago, Pumpuhaar said:

nen annadi paina kid ochina happiness lo one time expense katteyamani.....anesthesia expense 3k ochinollu kooda unaar.

also nee example lo uncle faint ayyi padipothe aa tests cheyanidi daatar laki etta telustadi neek em rogam undo....in some cases tests are mandatory to know exactly what is going on to give your right treatment. Always dont blame the tests however, I agree that in some cases they abuse these tests.

I am not talking about tests per se, more of insurance companies backing out of payment for reasons that the customers are not aware of. They are taking 1000s of dollars every month but still penny pinch when it comes to payments. Very cunning imo.

[Pumpuhaar]

3 minutes ago, DummyVariable said:

I am not talking about tests per se, more of insurance companies backing out of payment for reasons that the customers are not aware of. They are taking 1000s of dollars every month but still penny pinch when it comes to payments. Very cunning imo.

that's the way it is in this country. No way to get out.

[CuteDesiGal]

Congrats bro, preg start to end min 4-5 avuthai with a decent insurance. Andhulo delivery c sec ayithe hosp will charge around 2-3k migatha 1-2k monthly checkups scan ki avuthai. Pretty common payment plan pettuko kattei

[hydusguy]

2 hours ago, Abhagyudu said:

Recently wife ki c section ayyindi. Bills vastunnayi delivery ki related. Anni ok anukunte anesthesia out of network ani cheppu 2k bill vesadu .. hospital vanni munde adigam Ela in-network kavali ani.. insurance vaadu out of network nenu cover cheyyanu a tunnadu. Hospital is in-network just anesthesiologist OON. any suggestions on how to proceed? Thanks

 

It happened to us also...we spoke to insurance and they removed

[linksys23]

8 hours ago, Pumpuhaar said:

congratulations....kid ochindu khushi la katti padeyi vayya em edustav...one time expense idi

chala baga chepavu

[vokatonumberkurrodu]

yes hospitals in network, doctor in network, but anesthetist will always be out of network...

if you go to ER though the ER facility is in network, the doctor seeing you will be out of network.

unless you have a plan with very low deductible, you will have to pay atleast 6k for a c section.

[Thokkalee]

11 hours ago, Abhagyudu said:

Recently wife ki c section ayyindi. Bills vastunnayi delivery ki related. Anni ok anukunte anesthesia out of network ani cheppu 2k bill vesadu .. hospital vanni munde adigam Ela in-network kavali ani.. insurance vaadu out of network nenu cover cheyyanu a tunnadu. Hospital is in-network just anesthesiologist OON. any suggestions on how to proceed? Thanks

 

Talk to them and ask for a discount. Min 20% isthaaru.. then ask for a monthly plan.. 

general ga obgyn thappa andaru out of network untaaru... anesthesia, pediatrician, some special nurse, etc.. 

once you add the baby to your insurance, you will get another bill (up to the deductible, whatever it is)... 

you are in fact lucky.. if your baby is born in Jan/Feb, you will have to pay up to the deductible for 2 years..