Honda vadu prepay penalty charge chestada?

[m0nster]

Honda vaditho  finance chesa rebates vastunnay ante... They said I can't refinance before 90 days if I do it they will send bill to me for rebates, is that TRUE? Also just chusa contract lo 'prepay - if you pay early you may need to pay penalty" anyone who refinanced out of honda please throw some light.

 

[Anta Assamey]

[chicchara]

refinance after 90 days know

why lookin to break contract

[m0nster]

25 minutes ago, chicchara said:

refinance after 90 days know

why lookin to break contract

Honda vadi dhaggara 5.5 APR ki sign chesa DCU is offering 3.5 APR so wanted to switch to avoid high APR

[Spartan]

8 minutes ago, m0nster said:

Honda vadi dhaggara 5.5 APR ki sign chesa DCU is offering 3.5 APR so wanted to switch to avoid high APR

90 days minimum undali..

how much will u save in refi for 3 months...

5.5 -> 3.5

[m0nster]

1 minute ago, Spartan said:

90 days minimum undali..

how much will u save in refi for 3 months...

5.5 -> 3.5

Paying  3k less in interest for 60 months if I refinance.

Why asking specifically ?

[Spartan]

2 minutes ago, m0nster said:

Paying  3k less in interest for 60 months if I refinance.

Why asking specifically ?

nuvvu 60months chustunnav...

why not wait for 90 days and do...

enduku bokkettukovadam ani...

[chicchara]

8 minutes ago, Spartan said:

90 days minimum undali..

how much will u save in refi for 3 months...

5.5 -> 3.5

true 5.5 for 3.5 for 90 days... shouldnt be a big deal. 

but it is very subjective "how people see money in various terms"

 

[Spartan]

1 minute ago, chicchara said:

true 5.5 for 3.5 for 90 days... shouldnt be a big deal. 

but it is very subjective "how people see money in various terms"

akkada save chesindi..a rebates vachina retun lo cover aipotadi..

why going hastly and wrinting on credit report..wait cheste poyedemi ledu.

[Spartan]

aina less than 3 months lo APR 5.5 nunci 3.5 ki DCU vadu ivvadaniki ready ayyadu ante..

u did wrong shopping @m0nster

munde chuskoleda DCU vadi deggara..?

[m0nster]

15 minutes ago, Spartan said:

nuvvu 60months chustunnav...

why not wait for 90 days and do...

enduku bokkettukovadam ani...

Yes bro... I can wait until 90 days and refinance so that I don't loose those rebates from dealer right?

I am thinking 3 payments in those 90 days may hardly cost 100 in interest but I am saving 1750 in rebates.

But  I am wondering if I need to pay any penalty if I want to refinance after 90 days?

[m0nster]

12 minutes ago, Spartan said:

aina less than 3 months lo APR 5.5 nunci 3.5 ki DCU vadu ivvadaniki ready ayyadu ante..

u did wrong shopping @m0nster

munde chuskoleda DCU vadi deggara..?

Yes bro.. I agree did wrong shopping but wanted to correct now.

[Spartan]

6 minutes ago, m0nster said:

Yes bro... I can wait until 90 days and refinance so that I don't loose those rebates from dealer right?

I am thinking 3 payments in those 90 days may hardly cost 100 in interest but I am saving 1750 in rebates.

But  I am wondering if I need to pay any penalty if I want to refinance after 90 days?

even if u go beyond 6 months to 9 months..ur rebates are more than the interest u pay..

wait for another cycle 6 months..inka takkuva APR ivvochu DCU vadu... 3.25% may be or 3%

[m0nster]

21 minutes ago, Spartan said:

even if u go beyond 6 months to 9 months..ur rebates are more than the interest u pay..

wait for another cycle 6 months..inka takkuva APR ivvochu DCU vadu... 3.25% may be or 3%

Ok bro, Thanks for your suggestion.

[chicchara]

42 minutes ago, Spartan said:

aina less than 3 months lo APR 5.5 nunci 3.5 ki DCU vadu ivvadaniki ready ayyadu ante..

u did wrong shopping @m0nster

munde chuskoleda DCU vadi deggara..?

most of the times.. dealers vaalla thru financing chestey ne rebates, door mats, free full tank istha antaar

plus negotiation ki kuda scope istharu

baita nunchi single check isthaa antey... koncham negotiations tagguthaye. 

Monster emaatram negotiate chesaav? or just went by listed price

31 minutes ago, m0nster said:

Yes bro... I can wait until 90 days and refinance so that I don't loose those rebates from dealer right?

I am thinking 3 payments in those 90 days may hardly cost 100 in interest but I am saving 1750 in rebates.

But  I am wondering if I need to pay any penalty if I want to refinance after 90 days?