Fish Posted February 7, 2020 Report Posted February 7, 2020 Where do you check FICO score? its showing different from me in Bank of America vs DCU vs Discover Quote
Amrita Posted February 7, 2020 Report Posted February 7, 2020 Experian . Free anukunta yearly once ayite. Na fico score is less than credit score . Quote
Fish Posted February 7, 2020 Author Report Posted February 7, 2020 2 minutes ago, Amrita said: Experian . Free anukunta yearly once ayite. Na fico score is less than credit score . Usually FICO scores are 30-40 points less than credit score Quote
redsox Posted February 7, 2020 Report Posted February 7, 2020 You can check with Experian, Equifax and Trans union Quote
Amrita Posted February 7, 2020 Report Posted February 7, 2020 3 minutes ago, Fish said: Usually FICO scores are 30-40 points less than credit score Yup ! Quote
redsox Posted February 7, 2020 Report Posted February 7, 2020 7 minutes ago, Amrita said: Experian . Free anukunta yearly once ayite. Na fico score is less than credit score . 1. It's important to understand that not every credit score offered for sale online is a FICO Score. 2. 90% lenders use FICO scores 3. FICO Scores are calculated based only on information in a consumer's credit report maintained by these 3 credit bureaus: Experian, Equifax and TransUnion Quote
redsox Posted February 7, 2020 Report Posted February 7, 2020 6 minutes ago, Fish said: Usually FICO scores are 30-40 points less than credit score When you say credit score, do you the mean the one you see on credit karma? Quote
Amrita Posted February 7, 2020 Report Posted February 7, 2020 4 minutes ago, redsox said: 1. It's important to understand that not every credit score offered for sale online is a FICO Score. 2. 90% lenders use FICO scores 3. FICO Scores are calculated based only on information in a consumer's credit report maintained by these 3 credit bureaus: Experian, Equifax and TransUnion Nannu sofi vadu 100k personal loan adugute dobbeymannadu based on fico score last year . I have excellent credit though ! Quote
Amrita Posted February 7, 2020 Report Posted February 7, 2020 4 minutes ago, redsox said: When you say credit score, do you the mean the one you see on credit karma? Nope . I don’t at least . Credit score is different from fico score no ? I could be wrong but experian used fico but others use their own model . FICO is a scoring model and each company can have their own way of calculating credit score . I saw my FICO in experian when I was denied as he mentioned they use experian . Quote
CH_Desi Posted February 7, 2020 Report Posted February 7, 2020 4 minutes ago, Amrita said: Nope . I don’t at least . Credit score is different from fico score no ? FICO is a scoring model and each company can have their own way of calculating credit score . I saw my FICO in experian when I was denied as he mentioned they use experian . What exactly do you mean when you are referring to credit score ? Quote
dasari4kntr Posted February 7, 2020 Report Posted February 7, 2020 credit score is ok...but all of you have good "age of credit history"? for me..every new card / account taking...it is decreasing... Quote
TOM_BHAYYA Posted February 7, 2020 Report Posted February 7, 2020 6 minutes ago, Amrita said: Nannu sofi vadu 100k personal loan adugute dobbeymannadu based on fico score last year . I have excellent credit though ! Endhuku nuv b koti rupaaalu theeskoni dobbesthunna for good ani theddedhamanukuntunnava em Quote
redsox Posted February 7, 2020 Report Posted February 7, 2020 7 minutes ago, Amrita said: Nannu sofi vadu 100k personal loan adugute dobbeymannadu based on fico score last year . I have excellent credit though ! Personal loan Ki edokati pettali anukunta surity ki. Quote
Amrita Posted February 7, 2020 Report Posted February 7, 2020 5 minutes ago, CH_Desi said: What exactly do you mean when you are referring to credit score ? Credit score not history . The number . Quote
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