Loan in India OR credit cards in US?

[vatchesa]

India lo property konataniki ,, India lo loan tesukovatam better or ikada credit cards use cheyatam better aa

ikadw credit cards ite andulo nunchi cash ela tesukuntaru, vatiki fees ekuva untayi kada

[LazyRohit]

0 apr cc vunte 18-21 months ikkada teesko

nee control lo vuntadi 

but atleat 24-30 months lepesey

[TOM_BHAYYA]

Balance transfer 

naku bofa odu direct checking account lo deposit chesindu 3% cut cheskoni

[TOM_BHAYYA]

Citi bank creditcard tho western union nundi money pampina.. but chargeS em extra padale

[jefferson1]

6 minutes ago, vatchesa said:

India lo property konataniki ,, India lo loan tesukovatam better or ikada credit cards use cheyatam better aa

ikadw credit cards ite andulo nunchi cash ela tesukuntaru, vatiki fees ekuva untayi kada

ikaadi nunchi india large amount ela pampisthav?

housing loan aithe india ne better, nuvvu NRI kabatti it will be easy

[phatposts]

4 minutes ago, TOM_BHAYYA said:

Citi bank creditcard tho western union nundi money pampina.. but chargeS em extra padale

Naaku oka laksha Qs unnayi. But konni aduguta:

1. Which card in Citi
2. Did it NOT count as cash advance? Did you have to do anything to NOT count it as cash advance

3. Western Union (WU) - Online or in a store location like a grocery store WU, Walgreens, etc?

4. Can you transfer from WU US to a bank account in India or only WU pick up in India?

[ShruteSastry]

[NenuEvaru]

2 minutes ago, phatposts said:

Naaku oka laksha Qs unnayi. But konni aduguta:

1. Which card in Citi
2. Did it NOT count as cash advance? Did you have to do anything to NOT count it as cash advance

3. Western Union (WU) - Online or in a store location like a grocery store WU, Walgreens, etc?

4. Can you transfer from WU US to a bank account in India or only WU pick up in India?

CCs for Balance trasfer - Chase Slate (0% fee), Amex, BofA Visa card, Discover - All these guys give good credit limit based on your credit score, Citi lo try double cash - day to day usage ki best (or) Citi simplicity - 21 months 0% APR isthadu.

Dont go for Cash Advance, just balance transfer to checking account ani cheppu

Use, online remit services - Xoom is giving 50k dollars per month limit now, also "Rupee exchange" ani oka app vuntundi, vesuko - it compares all remit rates in a single app - so you can easily decide from where you need to transfer

you can do WU transfer from American bank to India bank, pickup is not manditory - US nundi vachayi kabati ekkuvaga questions em vundavu, its all NRI money. 

 

[TOM_BHAYYA]

5 minutes ago, phatposts said:

Naaku oka laksha Qs unnayi. But konni aduguta:

1. Which card in Citi

Diamond preferred (Mastercard)
2. Did it NOT count as cash advance? Did you have to do anything to NOT count it as cash advance

it was considered as reg transaction in my case (2 times)

3. Western Union (WU) - Online or in a store location like a grocery store WU, Walgreens, etc?

Online

4. Can you transfer from WU US to a bank account in India or only WU pick up in India?

yes you can

Jai balayya

[TOM_BHAYYA]

4 minutes ago, ShruteSastry said:

14000$ kante ekkuva pampalem kada India ki, okka samvastaramlo. Correct me if i am wrong.

Picha easy ga antha Kante double ye pampinchuntaru ee db la masth mandhi

[vatchesa]

Thx guys , will try Cc

[phatposts]

1 hour ago, TOM_BHAYYA said:

Jai balayya

Thank you @TOM_BHAYYA

[phatposts]

@TOM_BHAYYA

WU Online lo CC tho pay cheyyali ante good chunk of fees showing ($5000 ki $129). Did you have to pay that or any way to lessen the blow?

[TOM_BHAYYA]

17 minutes ago, phatposts said:

@TOM_BHAYYA

WU Online lo CC tho pay cheyyali ante good chunk of fees showing ($5000 ki $129). Did you have to pay that or any way to lessen the blow?

Ippudu not sure.. nenu 2,3 years back chesina Aabtransactions

[Sreeven]

2 hours ago, TOM_BHAYYA said:

Balance transfer 

naku bofa odu direct checking account lo deposit chesindu 3% cut cheskoni

Chase Citi discover vallu kuda chestunnaru